Community Bank System Inc Tangible Net Worth Ratio
Community Bank System Inc tangible net worth ratio. Community Bank System Inc (CBU) has a Tangible Net Worth Ratio of 97.3% as of March 2026. This metric is calculated by deducting intangible assets ($53.97 Million) from net assets ($2.02 Billion) and expressing it as a percentage of total net assets. A higher ratio means that more of the company's equity is backed by tangible, balance-sheet-verifiable assets rather than goodwill, patents, or brand value. Check CBU strategic assets to equity ratio to assess the company's strategic physical and investment asset allocation.
Tangible NW Ratio
Net Assets (Equity)
Intangible Assets
Total Assets
Tangible Net Worth Ratio of Community Bank System Inc (1989–2025)
Tangible net worth ratio of Community Bank System Inc from 1989 to 2025. This chart shows how Community Bank System Inc's Tangible Net Worth Ratio has changed across 37 annual periods from 1989 to 2025. As of March 2026, the ratio stands at 97.3%, reflecting net assets of $2.02 Billion with intangible assets of $53.97 Million USD. See working capital position of Community Bank System Inc to evaluate short-term liquidity relative to the company's equity base.
Community Bank System Inc Tangible Net Worth Ratio by Year (1989–2025)
Community Bank System Inc tangible net worth ratio by year from 1989 to 2025. The table below presents the year-by-year Tangible Net Worth Ratio for Community Bank System Inc from 1989 to 2025, covering 37 annual filings. Each row shows net assets, intangible assets, total assets, the tangible net worth ratio, and the change in percentage points versus the prior year. For live market cap and overall valuation, see CBU stock market capitalisation.
| Year | Tangible NW Ratio | Net Assets (USD) | Intangible Assets | Total Assets | Change (pp) |
|---|---|---|---|---|---|
| 2025 | 97.3% | $2.01 Billion | $54.74 Million | $17.41 Billion | ▲ +0.0 pp |
| 2024 | 97.3% | $1.76 Billion | $48.25 Million | $16.39 Billion | ▲ +0.4 pp |
| 2023 | 96.9% | $1.70 Billion | $52.59 Million | $15.56 Billion | ▲ +0.8 pp |
| 2022 | 96.1% | $1.55 Billion | $61.00 Million | $15.84 Billion | ▼ -0.8 pp |
| 2021 | 96.9% | $2.10 Billion | $65.23 Million | $15.55 Billion | ▼ -0.6 pp |
| 2020 | 97.5% | $2.10 Billion | $52.94 Million | $13.93 Billion | ▲ +0.9 pp |
| 2019 | 96.6% | $1.86 Billion | $63.11 Million | $11.41 Billion | ▲ +0.9 pp |
| 2018 | 95.7% | $1.71 Billion | $73.85 Million | $10.61 Billion | ▲ +1.2 pp |
| 2017 | 94.5% | $1.64 Billion | $90.66 Million | $10.75 Billion | ▼ -4.2 pp |
| 2016 | 98.7% | $1.20 Billion | $15.70 Million | $8.67 Billion | ▲ +0.5 pp |
| 2015 | 98.2% | $1.14 Billion | $20.89 Million | $8.55 Billion | ▼ -0.6 pp |
| 2014 | 98.8% | $987.90 Million | $11.80 Million | $7.49 Billion | ▲ +0.6 pp |
| 2013 | 98.2% | $875.81 Million | $15.51 Million | $7.10 Billion | ▲ +0.2 pp |
| 2012 | 98.1% | $902.78 Million | $17.43 Million | $7.50 Billion | ▲ +0.1 pp |
| 2011 | 98.0% | $774.58 Million | $15.51 Million | $6.49 Billion | ▲ +0.3 pp |
| 2010 | 97.7% | $607.26 Million | $14.02 Million | $5.44 Billion | ▲ +1.2 pp |
| 2009 | 96.5% | $565.70 Million | $19.98 Million | $5.40 Billion | ▲ +1.5 pp |
| 2008 | 95.0% | $544.65 Million | $27.48 Million | $5.17 Billion | ▲ +48.5 pp |
| 2007 | 46.5% | $478.78 Million | $256.22 Million | $4.70 Billion | ▼ -48.2 pp |
| 2006 | 94.7% | $461.53 Million | $24.66 Million | $4.50 Billion | ▲ +0.1 pp |
| 2005 | 94.6% | $457.60 Million | $24.75 Million | $4.15 Billion | ▲ +0.5 pp |
| 2004 | 94.1% | $474.63 Million | $27.95 Million | $4.39 Billion | ▲ +0.5 pp |
| 2003 | 93.6% | $404.83 Million | $25.85 Million | $3.86 Billion | ▲ +0.6 pp |
| 2002 | 93.0% | $325.04 Million | $22.79 Million | $3.43 Billion | ▲ +1.4 pp |
| 2001 | 91.6% | $267.98 Million | $22.56 Million | $3.21 Billion | ▲ +1.0 pp |
| 2000 | 90.6% | $231.62 Million | $21.87 Million | $2.65 Billion | ▲ +0.8 pp |
| 1999 | 89.7% | $138.30 Million | $14.20 Million | $1.84 Billion | ▲ +0.0 pp |
| 1998 | 89.7% | $120.20 Million | $12.40 Million | $1.68 Billion | ▲ +1.0 pp |
| 1997 | 88.6% | $118.00 Million | $13.40 Million | $1.63 Billion | ▼ -1.5 pp |
| 1996 | 90.1% | $109.40 Million | $10.80 Million | $1.34 Billion | ▼ -0.7 pp |
| 1995 | 90.8% | $100.10 Million | $9.20 Million | $1.15 Billion | ▲ +0.9 pp |
| 1994 | 89.9% | $66.30 Million | $6.70 Million | $915.50 Million | ▼ -10.1 pp |
| 1993 | 100.0% | $62.00 Million | $0.00 | $713.10 Million | ▲ +10.3 pp |
| 1992 | 89.7% | $53.40 Million | $5.50 Million | $669.30 Million | ▼ -0.1 pp |
| 1991 | 89.8% | $48.20 Million | $4.90 Million | $634.50 Million | ▲ +1.3 pp |
| 1990 | 88.6% | $46.40 Million | $5.30 Million | $617.90 Million | ▼ -1.3 pp |
| 1989 | 89.9% | $46.40 Million | $4.70 Million | $586.10 Million | — |