Community Bank System Inc (CBU) — Free Cash Flow Generation Index
Community Bank System Inc (CBU) has a Free Cash Flow Generation Index of 0.84x as of March 2026. Free cash flow of $60.30 Million represents 1% of operating cash flow ($71.56 Million). Explore CBU capital expenditure intensity to see what proportion of operating cash flow is directed to capital expenditures.
FCF Generation Index
Free Cash Flow
Operating Cash Flow
Capital Expenditures
Community Bank System Inc Free Cash Flow Generation Index (1989–2025)
Historical FCF Generation Index trend for Community Bank System Inc across 37 annual periods. For the full cash flow conversion analysis, see how efficiently does Community Bank System Inc generate cash.
Annual Free Cash Flow Generation for Community Bank System Inc (1989–2025)
Year-by-year Free Cash Flow Generation Index for Community Bank System Inc. Check total reinvestment intensity of Community Bank System Inc to assess the company's total reinvestment commitment from operating cash flow.
| Year | FCG Index | Free Cash Flow (USD) | Operating CF | Capital Expenditures | YoY Change |
|---|---|---|---|---|---|
| 2025 | 0.77x | $233.33 Million | $301.86 Million | $68.53 Million | ▼ -15.5% |
| 2024 | 0.91x | $221.57 Million | $242.28 Million | $20.70 Million | ▼ -0.4% |
| 2023 | 0.92x | $209.84 Million | $228.42 Million | $18.59 Million | ▼ -2.3% |
| 2022 | 0.94x | $201.68 Million | $214.60 Million | $12.92 Million | ▲ +0.5% |
| 2021 | 0.93x | $189.37 Million | $202.55 Million | $13.18 Million | ▲ +1.6% |
| 2020 | 0.92x | $165.09 Million | $179.48 Million | $14.39 Million | ▼ -5.4% |
| 2019 | 0.97x | $196.82 Million | $202.50 Million | $5.69 Million | ▲ +3.1% |
| 2018 | 0.94x | $208.76 Million | $221.41 Million | $12.65 Million | ▼ 0.0% |
| 2017 | 0.94x | $178.85 Million | $189.67 Million | $10.82 Million | ▲ +3.8% |
| 2016 | 0.91x | $123.33 Million | $135.77 Million | $12.44 Million | ▲ +1.3% |
| 2015 | 0.90x | $107.17 Million | $119.57 Million | $12.40 Million | ▲ +0.7% |
| 2014 | 0.89x | $108.73 Million | $122.10 Million | $13.38 Million | ▲ +2.9% |
| 2013 | 0.87x | $89.33 Million | $103.18 Million | $13.86 Million | ▼ -3.8% |
| 2012 | 0.90x | $97.58 Million | $108.42 Million | $10.85 Million | ▲ +0.2% |
| 2011 | 0.90x | $84.77 Million | $94.38 Million | $9.61 Million | ▲ +7.2% |
| 2010 | 0.84x | $81.37 Million | $97.09 Million | $15.72 Million | ▲ +22.3% |
| 2009 | 0.69x | $30.24 Million | $44.13 Million | $13.89 Million | ▼ -14.9% |
| 2008 | 0.81x | $45.51 Million | $56.50 Million | $11.00 Million | ▼ -0.2% |
| 2007 | 0.81x | $40.83 Million | $50.60 Million | $9.78 Million | ▼ -11.5% |
| 2006 | 0.91x | $66.61 Million | $73.10 Million | $6.49 Million | ▲ +6.3% |
| 2005 | 0.86x | $61.69 Million | $71.97 Million | $10.28 Million | ▼ -6.2% |
| 2004 | 0.91x | $78.23 Million | $85.61 Million | $7.38 Million | ▲ +3.1% |
| 2003 | 0.89x | $64.75 Million | $73.07 Million | $8.32 Million | ▲ +4.5% |
| 2002 | 0.85x | $49.24 Million | $58.08 Million | $8.83 Million | ▲ +2.0% |
| 2001 | 0.83x | $38.15 Million | $45.88 Million | $7.73 Million | ▼ -0.3% |
| 2000 | 0.83x | $26.60 Million | $31.91 Million | $5.30 Million | ▲ +7.8% |
| 1999 | 0.77x | $30.23 Million | $39.10 Million | $8.87 Million | ▼ -10.7% |
| 1998 | 0.87x | $31.50 Million | $36.40 Million | $4.90 Million | ▲ +39.2% |
| 1997 | 0.62x | $14.80 Million | $23.80 Million | $9.00 Million | ▼ -30.5% |
| 1996 | 0.89x | $15.20 Million | $17.00 Million | $1.80 Million | ▲ +280.8% |
| 1995 | 0.23x | $2.70 Million | $11.50 Million | $8.80 Million | ▼ -72.4% |
| 1994 | 0.85x | $11.30 Million | $13.30 Million | $2.00 Million | ▼ -7.7% |
| 1993 | 0.92x | $11.60 Million | $12.60 Million | $1.00 Million | ▲ +3.5% |
| 1992 | 0.89x | $9.70 Million | $10.90 Million | $1.20 Million | ▲ +10.8% |
| 1991 | 0.80x | $5.70 Million | $7.10 Million | $1.40 Million | ▲ +6.6% |
| 1990 | 0.75x | $6.40 Million | $8.50 Million | $2.10 Million | ▲ +23.1% |
| 1989 | 0.61x | $5.20 Million | $8.50 Million | $3.30 Million | — |