Community Bank System Inc Free Cash Flow Generation Index

Latest as of March 2026: 0.84x

Community Bank System Inc free cash flow generation index. Community Bank System Inc (CBU) has a Free Cash Flow Generation Index of 0.84x as of March 2026. Free cash flow of $60.30 Million represents 1% of operating cash flow ($71.56 Million).

FCF Generation Index

0.84x
Free Cash Flow / Operating CF

Free Cash Flow

$60.30 Million
USD

Operating Cash Flow

$71.56 Million
USD

Capital Expenditures

$11.26 Million
USD

Free Cash Flow Generation Index of Community Bank System Inc (1989–2025)

Free cash flow generation index of Community Bank System Inc from 1989 to 2025. Historical FCF Generation Index trend for Community Bank System Inc across 37 annual periods. See financial agility of Community Bank System Inc to measure the company's free cash flow as a share of total liabilities.

Community Bank System Inc Free Cash Flow Generation Index by Year (1989–2025)

Community Bank System Inc free cash flow generation index by year from 1989 to 2025. Year-by-year Free Cash Flow Generation Index for Community Bank System Inc. For the full cash flow conversion analysis, see CBU cash flow conversion.

Year FCG Index Free Cash Flow (USD) Operating CF Capital Expenditures YoY Change
2025 0.77x $233.33 Million $301.86 Million $68.53 Million ▼ -15.5%
2024 0.91x $221.57 Million $242.28 Million $20.70 Million ▼ -0.4%
2023 0.92x $209.84 Million $228.42 Million $18.59 Million ▼ -2.3%
2022 0.94x $201.68 Million $214.60 Million $12.92 Million ▲ +0.5%
2021 0.93x $189.37 Million $202.55 Million $13.18 Million ▲ +1.6%
2020 0.92x $165.09 Million $179.48 Million $14.39 Million ▼ -5.4%
2019 0.97x $196.82 Million $202.50 Million $5.69 Million ▲ +3.1%
2018 0.94x $208.76 Million $221.41 Million $12.65 Million ▼ 0.0%
2017 0.94x $178.85 Million $189.67 Million $10.82 Million ▲ +3.8%
2016 0.91x $123.33 Million $135.77 Million $12.44 Million ▲ +1.3%
2015 0.90x $107.17 Million $119.57 Million $12.40 Million ▲ +0.7%
2014 0.89x $108.73 Million $122.10 Million $13.38 Million ▲ +2.9%
2013 0.87x $89.33 Million $103.18 Million $13.86 Million ▼ -3.8%
2012 0.90x $97.58 Million $108.42 Million $10.85 Million ▲ +0.2%
2011 0.90x $84.77 Million $94.38 Million $9.61 Million ▲ +7.2%
2010 0.84x $81.37 Million $97.09 Million $15.72 Million ▲ +22.3%
2009 0.69x $30.24 Million $44.13 Million $13.89 Million ▼ -14.9%
2008 0.81x $45.51 Million $56.50 Million $11.00 Million ▼ -0.2%
2007 0.81x $40.83 Million $50.60 Million $9.78 Million ▼ -11.5%
2006 0.91x $66.61 Million $73.10 Million $6.49 Million ▲ +6.3%
2005 0.86x $61.69 Million $71.97 Million $10.28 Million ▼ -6.2%
2004 0.91x $78.23 Million $85.61 Million $7.38 Million ▲ +3.1%
2003 0.89x $64.75 Million $73.07 Million $8.32 Million ▲ +4.5%
2002 0.85x $49.24 Million $58.08 Million $8.83 Million ▲ +2.0%
2001 0.83x $38.15 Million $45.88 Million $7.73 Million ▼ -0.3%
2000 0.83x $26.60 Million $31.91 Million $5.30 Million ▲ +7.8%
1999 0.77x $30.23 Million $39.10 Million $8.87 Million ▼ -10.7%
1998 0.87x $31.50 Million $36.40 Million $4.90 Million ▲ +39.2%
1997 0.62x $14.80 Million $23.80 Million $9.00 Million ▼ -30.5%
1996 0.89x $15.20 Million $17.00 Million $1.80 Million ▲ +280.8%
1995 0.23x $2.70 Million $11.50 Million $8.80 Million ▼ -72.4%
1994 0.85x $11.30 Million $13.30 Million $2.00 Million ▼ -7.7%
1993 0.92x $11.60 Million $12.60 Million $1.00 Million ▲ +3.5%
1992 0.89x $9.70 Million $10.90 Million $1.20 Million ▲ +10.8%
1991 0.80x $5.70 Million $7.10 Million $1.40 Million ▲ +6.6%
1990 0.75x $6.40 Million $8.50 Million $2.10 Million ▲ +23.1%
1989 0.61x $5.20 Million $8.50 Million $3.30 Million —
FCG Index = Free Cash Flow / Operating Cash Flow. FCF = Operating CF + Capital Expenditures (capex stored negative).