Community Bank System Inc (CBU) — Free Cash Flow Generation Index
Community Bank System Inc (CBU) has a Free Cash Flow Generation Index of 0.84x as of March 2026. Free cash flow of $60.30 Million represents 1% of operating cash flow ($71.56 Million). Read Community Bank System Inc total liabilities for a breakdown of total debt and financial obligations.
FCF Generation Index
Free Cash Flow
Operating Cash Flow
Capital Expenditures
Community Bank System Inc Free Cash Flow Generation Index (1989–2025)
Historical FCF Generation Index trend for Community Bank System Inc across 37 annual periods. Explore Community Bank System Inc (CBU) capital reinvestment to see what proportion of operating cash flow is directed to capital expenditures.
Annual Free Cash Flow Generation for Community Bank System Inc (1989–2025)
Year-by-year Free Cash Flow Generation Index for Community Bank System Inc. For the full company profile including market capitalisation, see Community Bank System Inc (CBU) market capitalisation.
| Year | FCG Index | Free Cash Flow (USD) | Operating CF | Capital Expenditures | YoY Change |
|---|---|---|---|---|---|
| 2025 | 0.77x | $233.33 Million | $301.86 Million | $68.53 Million | ▼ -15.5% |
| 2024 | 0.91x | $221.57 Million | $242.28 Million | $20.70 Million | ▼ -0.4% |
| 2023 | 0.92x | $209.84 Million | $228.42 Million | $18.59 Million | ▼ -2.3% |
| 2022 | 0.94x | $201.68 Million | $214.60 Million | $12.92 Million | ▲ +0.5% |
| 2021 | 0.93x | $189.37 Million | $202.55 Million | $13.18 Million | ▲ +1.6% |
| 2020 | 0.92x | $165.09 Million | $179.48 Million | $14.39 Million | ▼ -5.4% |
| 2019 | 0.97x | $196.82 Million | $202.50 Million | $5.69 Million | ▲ +3.1% |
| 2018 | 0.94x | $208.76 Million | $221.41 Million | $12.65 Million | ▼ 0.0% |
| 2017 | 0.94x | $178.85 Million | $189.67 Million | $10.82 Million | ▲ +3.8% |
| 2016 | 0.91x | $123.33 Million | $135.77 Million | $12.44 Million | ▲ +1.3% |
| 2015 | 0.90x | $107.17 Million | $119.57 Million | $12.40 Million | ▲ +0.7% |
| 2014 | 0.89x | $108.73 Million | $122.10 Million | $13.38 Million | ▲ +2.9% |
| 2013 | 0.87x | $89.33 Million | $103.18 Million | $13.86 Million | ▼ -3.8% |
| 2012 | 0.90x | $97.58 Million | $108.42 Million | $10.85 Million | ▲ +0.2% |
| 2011 | 0.90x | $84.77 Million | $94.38 Million | $9.61 Million | ▲ +7.2% |
| 2010 | 0.84x | $81.37 Million | $97.09 Million | $15.72 Million | ▲ +22.3% |
| 2009 | 0.69x | $30.24 Million | $44.13 Million | $13.89 Million | ▼ -14.9% |
| 2008 | 0.81x | $45.51 Million | $56.50 Million | $11.00 Million | ▼ -0.2% |
| 2007 | 0.81x | $40.83 Million | $50.60 Million | $9.78 Million | ▼ -11.5% |
| 2006 | 0.91x | $66.61 Million | $73.10 Million | $6.49 Million | ▲ +6.3% |
| 2005 | 0.86x | $61.69 Million | $71.97 Million | $10.28 Million | ▼ -6.2% |
| 2004 | 0.91x | $78.23 Million | $85.61 Million | $7.38 Million | ▲ +3.1% |
| 2003 | 0.89x | $64.75 Million | $73.07 Million | $8.32 Million | ▲ +4.5% |
| 2002 | 0.85x | $49.24 Million | $58.08 Million | $8.83 Million | ▲ +2.0% |
| 2001 | 0.83x | $38.15 Million | $45.88 Million | $7.73 Million | ▼ -0.3% |
| 2000 | 0.83x | $26.60 Million | $31.91 Million | $5.30 Million | ▲ +7.8% |
| 1999 | 0.77x | $30.23 Million | $39.10 Million | $8.87 Million | ▼ -10.7% |
| 1998 | 0.87x | $31.50 Million | $36.40 Million | $4.90 Million | ▲ +39.2% |
| 1997 | 0.62x | $14.80 Million | $23.80 Million | $9.00 Million | ▼ -30.5% |
| 1996 | 0.89x | $15.20 Million | $17.00 Million | $1.80 Million | ▲ +280.8% |
| 1995 | 0.23x | $2.70 Million | $11.50 Million | $8.80 Million | ▼ -72.4% |
| 1994 | 0.85x | $11.30 Million | $13.30 Million | $2.00 Million | ▼ -7.7% |
| 1993 | 0.92x | $11.60 Million | $12.60 Million | $1.00 Million | ▲ +3.5% |
| 1992 | 0.89x | $9.70 Million | $10.90 Million | $1.20 Million | ▲ +10.8% |
| 1991 | 0.80x | $5.70 Million | $7.10 Million | $1.40 Million | ▲ +6.6% |
| 1990 | 0.75x | $6.40 Million | $8.50 Million | $2.10 Million | ▲ +23.1% |
| 1989 | 0.61x | $5.20 Million | $8.50 Million | $3.30 Million | — |