Community Bank System Inc (CBU) — Cash Flow-to-Debt Ratio
Community Bank System Inc (CBU) has a Cash Flow-to-Debt Ratio of 0.00x as of March 2026, meaning its operating cash flow of $71.56 Million could theoretically repay 0% of its total liabilities ($15.72 Billion) in one year. Explore CBU long-term investments to assets to see how much of total assets are deployed in long-term investments.
CF-to-Debt Ratio
Operating Cash Flow
Total Liabilities
Data as of
Community Bank System Inc Cash Flow-to-Debt Ratio (1989–2025)
Historical debt coverage capacity for Community Bank System Inc across 37 annual periods. Also explore CBU current and non-current assets for the complete picture of this company's asset base.
Annual Cash Flow-to-Debt Ratio for Community Bank System Inc (1989–2025)
Year-by-year debt coverage analysis for Community Bank System Inc. For market capitalisation and broader financial context, see market cap of Community Bank System Inc.
| Year | CF-to-Debt Ratio | Operating CF (USD) | Total Liabilities | YoY Change |
|---|---|---|---|---|
| 2025 | 0.02x | $301.86 Million | $15.41 Billion | ▲ +18.2% |
| 2024 | 0.02x | $242.28 Million | $14.62 Billion | ▲ +0.5% |
| 2023 | 0.02x | $228.42 Million | $13.86 Billion | ▲ +9.7% |
| 2022 | 0.02x | $214.60 Million | $14.28 Billion | ▼ -0.2% |
| 2021 | 0.02x | $202.55 Million | $13.45 Billion | ▼ -0.8% |
| 2020 | 0.02x | $179.48 Million | $11.83 Billion | ▼ -28.4% |
| 2019 | 0.02x | $202.50 Million | $9.56 Billion | ▼ -14.9% |
| 2018 | 0.02x | $221.41 Million | $8.89 Billion | ▲ +19.6% |
| 2017 | 0.02x | $189.67 Million | $9.11 Billion | ▲ +14.5% |
| 2016 | 0.02x | $135.77 Million | $7.47 Billion | ▲ +12.7% |
| 2015 | 0.02x | $119.57 Million | $7.41 Billion | ▼ -14.1% |
| 2014 | 0.02x | $122.10 Million | $6.50 Billion | ▲ +13.2% |
| 2013 | 0.02x | $103.18 Million | $6.22 Billion | ▲ +0.9% |
| 2012 | 0.02x | $108.42 Million | $6.59 Billion | ▼ -0.5% |
| 2011 | 0.02x | $94.38 Million | $5.71 Billion | ▼ -17.7% |
| 2010 | 0.02x | $97.09 Million | $4.84 Billion | ▲ +120.0% |
| 2009 | 0.01x | $44.13 Million | $4.84 Billion | ▼ -25.2% |
| 2008 | 0.01x | $56.50 Million | $4.63 Billion | ▲ +1.7% |
| 2007 | 0.01x | $50.60 Million | $4.22 Billion | ▼ -33.8% |
| 2006 | 0.02x | $73.10 Million | $4.04 Billion | ▼ -7.0% |
| 2005 | 0.02x | $71.97 Million | $3.70 Billion | ▼ -10.8% |
| 2004 | 0.02x | $85.61 Million | $3.92 Billion | ▲ +3.2% |
| 2003 | 0.02x | $73.07 Million | $3.45 Billion | ▲ +13.4% |
| 2002 | 0.02x | $58.08 Million | $3.11 Billion | ▲ +19.8% |
| 2001 | 0.02x | $45.88 Million | $2.94 Billion | ▲ +18.2% |
| 2000 | 0.01x | $31.91 Million | $2.42 Billion | ▼ -42.6% |
| 1999 | 0.02x | $39.10 Million | $1.70 Billion | ▼ -1.5% |
| 1998 | 0.02x | $36.40 Million | $1.56 Billion | ▲ +48.6% |
| 1997 | 0.02x | $23.80 Million | $1.52 Billion | ▲ +14.0% |
| 1996 | 0.01x | $17.00 Million | $1.23 Billion | ▲ +26.0% |
| 1995 | 0.01x | $11.50 Million | $1.05 Billion | ▼ -30.2% |
| 1994 | 0.02x | $13.30 Million | $849.20 Million | ▼ -19.1% |
| 1993 | 0.02x | $12.60 Million | $651.10 Million | ▲ +9.3% |
| 1992 | 0.02x | $10.90 Million | $615.90 Million | ▲ +46.1% |
| 1991 | 0.01x | $7.10 Million | $586.30 Million | ▼ -18.6% |
| 1990 | 0.01x | $8.50 Million | $571.50 Million | ▼ -5.6% |
| 1989 | 0.02x | $8.50 Million | $539.70 Million | — |