Community Bank System Inc Cash Flow-to-Debt Ratio
Community Bank System Inc cash flow-to-debt ratio. Community Bank System Inc (CBU) has a Cash Flow-to-Debt Ratio of 0.00x as of March 2026, meaning its operating cash flow of $71.56 Million could theoretically repay 0% of its total liabilities ($15.72 Billion) in one year. Check CBU cash to earnings ratio to evaluate the quality of earnings relative to operating cash generation.
CF-to-Debt Ratio
Operating Cash Flow
Total Liabilities
Data as of
Cash Flow-to-Debt Ratio of Community Bank System Inc (1989–2025)
Cash flow-to-debt ratio of Community Bank System Inc from 1989 to 2025. Historical debt coverage capacity for Community Bank System Inc across 37 annual periods. Check Community Bank System Inc (CBU) total reinvestment rate to assess the company's total reinvestment commitment from operating cash flow.
Community Bank System Inc Cash Flow-to-Debt Ratio by Year (1989–2025)
Community Bank System Inc cash flow-to-debt ratio by year from 1989 to 2025. Year-by-year debt coverage analysis for Community Bank System Inc. For the full cash flow conversion analysis, see how efficiently does Community Bank System Inc generate cash.
| Year | CF-to-Debt Ratio | Operating CF (USD) | Total Liabilities | YoY Change |
|---|---|---|---|---|
| 2025 | 0.02x | $301.86 Million | $15.41 Billion | ▲ +18.2% |
| 2024 | 0.02x | $242.28 Million | $14.62 Billion | ▲ +0.5% |
| 2023 | 0.02x | $228.42 Million | $13.86 Billion | ▲ +9.7% |
| 2022 | 0.02x | $214.60 Million | $14.28 Billion | ▼ -0.2% |
| 2021 | 0.02x | $202.55 Million | $13.45 Billion | ▼ -0.8% |
| 2020 | 0.02x | $179.48 Million | $11.83 Billion | ▼ -28.4% |
| 2019 | 0.02x | $202.50 Million | $9.56 Billion | ▼ -14.9% |
| 2018 | 0.02x | $221.41 Million | $8.89 Billion | ▲ +19.6% |
| 2017 | 0.02x | $189.67 Million | $9.11 Billion | ▲ +14.5% |
| 2016 | 0.02x | $135.77 Million | $7.47 Billion | ▲ +12.7% |
| 2015 | 0.02x | $119.57 Million | $7.41 Billion | ▼ -14.1% |
| 2014 | 0.02x | $122.10 Million | $6.50 Billion | ▲ +13.2% |
| 2013 | 0.02x | $103.18 Million | $6.22 Billion | ▲ +0.9% |
| 2012 | 0.02x | $108.42 Million | $6.59 Billion | ▼ -0.5% |
| 2011 | 0.02x | $94.38 Million | $5.71 Billion | ▼ -17.7% |
| 2010 | 0.02x | $97.09 Million | $4.84 Billion | ▲ +120.0% |
| 2009 | 0.01x | $44.13 Million | $4.84 Billion | ▼ -25.2% |
| 2008 | 0.01x | $56.50 Million | $4.63 Billion | ▲ +1.7% |
| 2007 | 0.01x | $50.60 Million | $4.22 Billion | ▼ -33.8% |
| 2006 | 0.02x | $73.10 Million | $4.04 Billion | ▼ -7.0% |
| 2005 | 0.02x | $71.97 Million | $3.70 Billion | ▼ -10.8% |
| 2004 | 0.02x | $85.61 Million | $3.92 Billion | ▲ +3.2% |
| 2003 | 0.02x | $73.07 Million | $3.45 Billion | ▲ +13.4% |
| 2002 | 0.02x | $58.08 Million | $3.11 Billion | ▲ +19.8% |
| 2001 | 0.02x | $45.88 Million | $2.94 Billion | ▲ +18.2% |
| 2000 | 0.01x | $31.91 Million | $2.42 Billion | ▼ -42.6% |
| 1999 | 0.02x | $39.10 Million | $1.70 Billion | ▼ -1.5% |
| 1998 | 0.02x | $36.40 Million | $1.56 Billion | ▲ +48.6% |
| 1997 | 0.02x | $23.80 Million | $1.52 Billion | ▲ +14.0% |
| 1996 | 0.01x | $17.00 Million | $1.23 Billion | ▲ +26.0% |
| 1995 | 0.01x | $11.50 Million | $1.05 Billion | ▼ -30.2% |
| 1994 | 0.02x | $13.30 Million | $849.20 Million | ▼ -19.1% |
| 1993 | 0.02x | $12.60 Million | $651.10 Million | ▲ +9.3% |
| 1992 | 0.02x | $10.90 Million | $615.90 Million | ▲ +46.1% |
| 1991 | 0.01x | $7.10 Million | $586.30 Million | ▼ -18.6% |
| 1990 | 0.01x | $8.50 Million | $571.50 Million | ▼ -5.6% |
| 1989 | 0.02x | $8.50 Million | $539.70 Million | — |