Community Bank System Inc (CBU) — Capital Reinvestment Ratio
Community Bank System Inc (CBU) has a Capital Reinvestment Ratio of 0.45x as of December 2025, meaning it reinvests 0% of its operating cash flow ($84.58 Million) in capital expenditures ($38.41 Million). See Community Bank System Inc net asset quality index to measure how much of total assets are equity-financed.
Capital Reinvestment Ratio
Operating Cash Flow
Capital Expenditures
Data as of
Community Bank System Inc Capital Reinvestment Ratio (1989–2025)
This chart tracks Community Bank System Inc's Capital Reinvestment Ratio across 37 annual periods. Check CBU capex plus investments ratio to assess the company's total reinvestment commitment from operating cash flow.
Annual Capital Reinvestment Ratio for Community Bank System Inc (1989–2025)
Year-by-year Capital Reinvestment Ratio for Community Bank System Inc from 1989 to 2025. For live market cap and broader valuation context, see Community Bank System Inc (CBU) market capitalisation.
| Year | Reinvestment Ratio | Operating CF (USD) | Capital Expenditures | YoY Change |
|---|---|---|---|---|
| 2025 | 0.23x | $301.86 Million | $68.53 Million | ▲ +165.7% |
| 2024 | 0.09x | $242.28 Million | $20.70 Million | ▲ +5.0% |
| 2023 | 0.08x | $228.42 Million | $18.59 Million | ▲ +35.1% |
| 2022 | 0.06x | $214.60 Million | $12.92 Million | ▼ -7.4% |
| 2021 | 0.07x | $202.55 Million | $13.18 Million | ▼ -18.9% |
| 2020 | 0.08x | $179.48 Million | $14.39 Million | ▲ +185.6% |
| 2019 | 0.03x | $202.50 Million | $5.69 Million | ▼ -50.8% |
| 2018 | 0.06x | $221.41 Million | $12.65 Million | ▲ +0.1% |
| 2017 | 0.06x | $189.67 Million | $10.82 Million | ▼ -37.8% |
| 2016 | 0.09x | $135.77 Million | $12.44 Million | ▼ -11.6% |
| 2015 | 0.10x | $119.57 Million | $12.40 Million | ▼ -5.3% |
| 2014 | 0.11x | $122.10 Million | $13.38 Million | ▼ -18.4% |
| 2013 | 0.13x | $103.18 Million | $13.86 Million | ▲ +34.2% |
| 2012 | 0.10x | $108.42 Million | $10.85 Million | ▼ -1.8% |
| 2011 | 0.10x | $94.38 Million | $9.61 Million | ▼ -37.1% |
| 2010 | 0.16x | $97.09 Million | $15.72 Million | ▼ -48.6% |
| 2009 | 0.31x | $44.13 Million | $13.89 Million | ▲ +61.8% |
| 2008 | 0.19x | $56.50 Million | $11.00 Million | ▲ +0.7% |
| 2007 | 0.19x | $50.60 Million | $9.78 Million | ▲ +117.5% |
| 2006 | 0.09x | $73.10 Million | $6.49 Million | ▼ -37.8% |
| 2005 | 0.14x | $71.97 Million | $10.28 Million | ▲ +65.7% |
| 2004 | 0.09x | $85.61 Million | $7.38 Million | ▼ -24.3% |
| 2003 | 0.11x | $73.07 Million | $8.32 Million | ▼ -25.1% |
| 2002 | 0.15x | $58.08 Million | $8.83 Million | ▼ -9.7% |
| 2001 | 0.17x | $45.88 Million | $7.73 Million | ▲ +1.3% |
| 2000 | 0.17x | $31.91 Million | $5.30 Million | ▼ -26.7% |
| 1999 | 0.23x | $39.10 Million | $8.87 Million | ▲ +68.5% |
| 1998 | 0.13x | $36.40 Million | $4.90 Million | ▼ -64.4% |
| 1997 | 0.38x | $23.80 Million | $9.00 Million | ▲ +257.1% |
| 1996 | 0.11x | $17.00 Million | $1.80 Million | ▼ -86.2% |
| 1995 | 0.77x | $11.50 Million | $8.80 Million | ▲ +408.9% |
| 1994 | 0.15x | $13.30 Million | $2.00 Million | ▲ +89.5% |
| 1993 | 0.08x | $12.60 Million | $1.00 Million | ▼ -27.9% |
| 1992 | 0.11x | $10.90 Million | $1.20 Million | ▼ -44.2% |
| 1991 | 0.20x | $7.10 Million | $1.40 Million | ▼ -20.2% |
| 1990 | 0.25x | $8.50 Million | $2.10 Million | ▼ -36.4% |
| 1989 | 0.39x | $8.50 Million | $3.30 Million | — |