VersaBank (VBNK) — Cash Flow Reinvestment Rate

Latest as of April 2026: 0.36x

VersaBank (VBNK) has a Cash Flow Reinvestment Rate of 0.36x as of April 2026, reinvesting CA$10.08 Million (capex CA$5.48 Million plus investments CA$-4.60 Million) from operating cash flow of CA$27.94 Million. Check how high is VersaBank's earnings quality to evaluate the quality of earnings relative to operating cash generation.

Reinvestment Rate

0.36x
(Capex + Investments) / Operating CF

Total Reinvested

CA$10.08 Million
Capex + Investments

Operating Cash Flow

CA$27.94 Million
CAD

Capital Expenditures

CA$5.48 Million
CAD

VersaBank Cash Flow Reinvestment Rate (2017–2025)

Historical reinvestment intensity for VersaBank across 6 annual periods. Explore VersaBank long-term investment allocation to see how much of total assets are deployed in long-term investments.

Annual Cash Flow Reinvestment Rate for VersaBank (2017–2025)

Year-by-year capital reinvestment analysis for VersaBank. For live market cap and broader valuation context, see VersaBank (VBNK) market capitalisation.

Year Reinvestment Rate Total Reinvested (CAD) Operating CF Capex YoY Change
2025 4.82x CA$214.17 Million CA$44.45 Million CA$954.00K ▲ +645.9%
2024 0.65x CA$176.16 Million CA$272.70 Million CA$18.58 Million ▲ +114.7%
2023 0.30x CA$28.50 Million CA$94.72 Million CA$362.00K ▲ +310.0%
2020 0.07x CA$10.24 Million CA$139.59 Million CA$245.00K ▼ -85.8%
2019 0.52x CA$10.24 Million CA$19.78 Million CA$242.00K ▲ +1697.9%
2017 0.03x CA$2.24 Million CA$77.88 Million CA$2.24 Million
Cash Flow Reinvestment Rate = (ABS(Capex) + ABS(Investments)) / Operating Cash Flow