VersaBank Tangible Net Worth Ratio
VersaBank tangible net worth ratio. VersaBank (VBNK) has a Tangible Net Worth Ratio of 98.7% as of July 2026. This metric is calculated by deducting intangible assets (CA$7.39 Million) from net assets (CA$565.57 Million) and expressing it as a percentage of total net assets. A higher ratio means that more of the company's equity is backed by tangible, balance-sheet-verifiable assets rather than goodwill, patents, or brand value. Check VBNK strategic asset allocation to assess the company's strategic physical and investment asset allocation.
Tangible NW Ratio
Net Assets (Equity)
Intangible Assets
Total Assets
Tangible Net Worth Ratio of VersaBank (2010–2025)
Tangible net worth ratio of VersaBank from 2010 to 2025. This chart shows how VersaBank's Tangible Net Worth Ratio has changed across 16 annual periods from 2010 to 2025. As of July 2026, the ratio stands at 98.7%, reflecting net assets of CA$565.57 Million with intangible assets of CA$7.39 Million CAD. See how liquid is VersaBank's working capital to evaluate short-term liquidity relative to the company's equity base.
VersaBank Tangible Net Worth Ratio by Year (2010–2025)
VersaBank tangible net worth ratio by year from 2010 to 2025. The table below presents the year-by-year Tangible Net Worth Ratio for VersaBank from 2010 to 2025, covering 16 annual filings. Each row shows net assets, intangible assets, total assets, the tangible net worth ratio, and the change in percentage points versus the prior year. For live market cap and overall valuation, see VersaBank market capitalisation.
| Year | Tangible NW Ratio | Net Assets (CAD) | Intangible Assets | Total Assets | Change (pp) |
|---|---|---|---|---|---|
| 2025 | 98.0% | CA$532.67 Million | CA$10.56 Million | CA$5.81 Billion | ▲ +1.0 pp |
| 2024 | 97.0% | CA$399.20 Million | CA$12.05 Million | CA$4.84 Billion | ▼ -2.3 pp |
| 2023 | 99.3% | CA$377.16 Million | CA$2.79 Million | CA$4.20 Billion | ▲ +0.2 pp |
| 2022 | 99.1% | CA$350.68 Million | CA$3.19 Million | CA$3.27 Billion | ▲ +0.2 pp |
| 2021 | 98.9% | CA$332.11 Million | CA$3.64 Million | CA$2.42 Billion | ▼ -1.1 pp |
| 2020 | 100.0% | CA$255.29 Million | CA$0.00 | CA$1.94 Billion | ▲ +0.0 pp |
| 2019 | 100.0% | CA$240.16 Million | CA$0.00 | CA$1.79 Billion | ▲ +0.0 pp |
| 2018 | 100.0% | CA$223.57 Million | CA$0.00 | CA$1.81 Billion | ▲ +0.0 pp |
| 2017 | 100.0% | CA$208.54 Million | CA$0.00 | CA$1.73 Billion | ▲ +0.0 pp |
| 2016 | 100.0% | CA$185.88 Million | CA$0.00 | CA$1.70 Billion | ▲ +0.0 pp |
| 2015 | 100.0% | CA$174.62 Million | CA$0.00 | CA$1.63 Billion | ▲ +0.0 pp |
| 2014 | 100.0% | CA$152.52 Million | CA$0.00 | CA$1.45 Billion | ▲ +0.0 pp |
| 2013 | 100.0% | CA$133.13 Million | CA$0.00 | CA$1.40 Billion | ▲ +0.0 pp |
| 2012 | 100.0% | CA$93.10 Million | CA$0.00 | CA$1.53 Billion | ▲ +0.0 pp |
| 2011 | 100.0% | CA$96.58 Million | CA$0.00 | CA$1.49 Billion | ▲ +0.0 pp |
| 2010 | 100.0% | CA$88.09 Million | CA$0.00 | CA$1.32 Billion | — |