VersaBank Net Asset Quality Index
VersaBank net asset quality index. VersaBank (VBNK) has a Net Asset Quality Index of 8.2% as of July 2026. This metric measures the proportion of total assets financed by shareholders' equity — total assets of CA$6.88 Billion minus total liabilities of CA$6.31 Billion yields net assets of CA$565.57 Million. A higher index indicates a stronger, lower-leverage balance sheet. See VersaBank net assets for net asset value and shareholders' equity analysis.
Quality Index
Net Assets
Total Assets
Total Liabilities
Net Asset Quality Index of VersaBank (2010–2025)
Net asset quality index of VersaBank from 2010 to 2025. This chart shows how VersaBank's Net Asset Quality Index has evolved across 16 annual periods from 2010 to 2025. As of July 2026, the index stands at 8.2%, representing net assets of CA$565.57 Million against total assets of CA$6.88 Billion CAD. Check VersaBank strategic asset allocation index to assess the company's strategic physical and investment asset allocation.
VersaBank Net Asset Quality Index by Year (2010–2025)
VersaBank net asset quality index by year from 2010 to 2025. The table below presents the year-by-year Net Asset Quality Index for VersaBank from 2010 to 2025, covering 16 annual filings. Each row shows total assets, total liabilities, net assets, the quality index percentage, and the change in percentage points compared to the prior year. For live market cap and overall valuation, see VersaBank stock valuation.
| Year | Quality Index | Net Assets (CAD) | Total Assets | Total Liabilities | Change (pp) |
|---|---|---|---|---|---|
| 2025 | 9.2% | CA$532.67 Million | CA$5.81 Billion | CA$5.28 Billion | ▲ +0.9 pp |
| 2024 | 8.3% | CA$399.20 Million | CA$4.84 Billion | CA$4.44 Billion | ▼ -0.7 pp |
| 2023 | 9.0% | CA$377.16 Million | CA$4.20 Billion | CA$3.82 Billion | ▼ -1.8 pp |
| 2022 | 10.7% | CA$350.68 Million | CA$3.27 Billion | CA$2.92 Billion | ▼ -3.0 pp |
| 2021 | 13.8% | CA$332.11 Million | CA$2.42 Billion | CA$2.08 Billion | ▲ +0.6 pp |
| 2020 | 13.1% | CA$255.29 Million | CA$1.94 Billion | CA$1.69 Billion | ▼ -0.3 pp |
| 2019 | 13.5% | CA$240.16 Million | CA$1.79 Billion | CA$1.55 Billion | ▲ +1.1 pp |
| 2018 | 12.4% | CA$223.57 Million | CA$1.81 Billion | CA$1.59 Billion | ▲ +0.3 pp |
| 2017 | 12.1% | CA$208.54 Million | CA$1.73 Billion | CA$1.52 Billion | ▲ +1.2 pp |
| 2016 | 10.9% | CA$185.88 Million | CA$1.70 Billion | CA$1.52 Billion | ▲ +0.2 pp |
| 2015 | 10.7% | CA$174.62 Million | CA$1.63 Billion | CA$1.45 Billion | ▲ +0.2 pp |
| 2014 | 10.5% | CA$152.52 Million | CA$1.45 Billion | CA$1.29 Billion | ▲ +1.1 pp |
| 2013 | 9.5% | CA$133.13 Million | CA$1.40 Billion | CA$1.27 Billion | ▲ +3.4 pp |
| 2012 | 6.1% | CA$93.10 Million | CA$1.53 Billion | CA$1.44 Billion | ▼ -0.4 pp |
| 2011 | 6.5% | CA$96.58 Million | CA$1.49 Billion | CA$1.39 Billion | ▼ -0.2 pp |
| 2010 | 6.7% | CA$88.09 Million | CA$1.32 Billion | CA$1.23 Billion | — |