VersaBank (VBNK) — Free Cash Flow Generation Index
Latest as of April 2026:
0.80x
VersaBank (VBNK) has a Free Cash Flow Generation Index of 0.80x as of April 2026. Free cash flow of CA$22.46 Million represents 1% of operating cash flow (CA$27.94 Million). Read VBNK total debt and obligations for a breakdown of total debt and financial obligations.
FCF Generation Index
0.80x
Free Cash Flow / Operating CF
Free Cash Flow
CA$22.46 Million
CAD
Operating Cash Flow
CA$27.94 Million
CAD
Capital Expenditures
CA$5.48 Million
CAD
VersaBank Free Cash Flow Generation Index (2017–2025)
Historical FCF Generation Index trend for VersaBank across 6 annual periods. Explore VersaBank capital reinvestment ratio to see what proportion of operating cash flow is directed to capital expenditures.
Annual Free Cash Flow Generation for VersaBank (2017–2025)
Year-by-year Free Cash Flow Generation Index for VersaBank. For the full company profile including market capitalisation, see VersaBank (VBNK) total market value.
| Year | FCG Index | Free Cash Flow (CAD) | Operating CF | Capital Expenditures | YoY Change |
|---|---|---|---|---|---|
| 2025 | 3.36x | CA$149.44 Million | CA$44.45 Million | CA$954.00K | ▲ +260.8% |
| 2024 | 0.93x | CA$254.13 Million | CA$272.70 Million | CA$18.58 Million | ▼ -6.5% |
| 2023 | 1.00x | CA$94.36 Million | CA$94.72 Million | CA$362.00K | ▼ -0.2% |
| 2020 | 1.00x | CA$139.35 Million | CA$139.59 Million | CA$245.00K | ▲ +1.1% |
| 2019 | 0.99x | CA$19.54 Million | CA$19.78 Million | CA$242.00K | ▲ +1.7% |
| 2017 | 0.97x | CA$75.64 Million | CA$77.88 Million | CA$2.24 Million | — |
FCG Index = Free Cash Flow / Operating Cash Flow. FCF = Operating CF + Capital Expenditures (capex stored negative).