VersaBank (VBNK) — Free Cash Flow Generation Index
VersaBank (VBNK) has a Free Cash Flow Generation Index of 2.16x as of October 2025. Free cash flow of CA$106.42 Million represents 2% of operating cash flow (CA$49.38 Million). See VersaBank current assets vs equity to evaluate short-term liquidity relative to the company's equity base.
FCF Generation Index
Free Cash Flow
Operating Cash Flow
Capital Expenditures
VersaBank Free Cash Flow Generation Index (2017–2025)
Historical FCF Generation Index trend for VersaBank across 6 annual periods. Explore debt repayment capacity of VersaBank to assess how comfortably operating cash covers total debt obligations.
Annual Free Cash Flow Generation for VersaBank (2017–2025)
Year-by-year Free Cash Flow Generation Index for VersaBank. For the full company profile including market capitalisation, see VersaBank (VBNK) market capitalisation.
| Year | FCG Index | Free Cash Flow (CAD) | Operating CF | Capital Expenditures | YoY Change |
|---|---|---|---|---|---|
| 2025 | 3.36x | CA$149.44 Million | CA$44.45 Million | CA$954.00K | ▲ +260.8% |
| 2024 | 0.93x | CA$254.13 Million | CA$272.70 Million | CA$18.58 Million | ▼ -6.5% |
| 2023 | 1.00x | CA$94.36 Million | CA$94.72 Million | CA$362.00K | ▼ -0.2% |
| 2020 | 1.00x | CA$139.35 Million | CA$139.59 Million | CA$245.00K | ▲ +1.1% |
| 2019 | 0.99x | CA$19.54 Million | CA$19.78 Million | CA$242.00K | ▲ +1.7% |
| 2017 | 0.97x | CA$75.64 Million | CA$77.88 Million | CA$2.24 Million | — |