VersaBank (TO:VBNK) — Stock Price

CA$26.50 CAD
▼ -0.04% today

VersaBank (TO:VBNK) is currently trading at CA$26.50 CAD, down 0.04% today. Over the past 52 weeks, shares have ranged between CA$14.31 and CA$33.00. This page tracks VersaBank's live share price on the TO exchange, its daily price and volume history, and — where reported — its income statement, balance sheet, cash flow statement, and earnings history. For company valuation and market capitalisation context, see VBNK market cap overview.

VersaBank (VBNK) Stock Price Chart — Daily History & Trading Volume

The chart below tracks VersaBank's daily closing share price and trading volume on the TO exchange over the past year, giving a clear view of recent price momentum and liquidity.

VersaBank Income Statement — Revenue, Profit & Earnings by Year

VersaBank's annual income statement shows how revenue converts into profit each fiscal year, including gross profit, operating income, EBITDA, and net income.

Fiscal Year 20252024202320222021
Total Revenue CA$304.15 Million CA$294.40 Million CA$237.92 Million CA$132.54 Million CA$94.69 Million
Cost of Revenue CA$183.93 Million CA$182.50 Million CA$129.89 Million CA$50.60 Million CA$28.89 Million
Gross Profit CA$120.23 Million CA$111.63 Million CA$108.03 Million CA$81.94 Million CA$65.80 Million
Research & Development — — — — —
SG&A CA$71.71 Million CA$51.95 Million CA$46.48 Million CA$45.53 Million CA$31.35 Million
Total Operating Expenses CA$78.73 Million CA$57.11 Million CA$50.38 Million CA$49.39 Million CA$35.01 Million
Operating Income CA$41.49 Million CA$54.79 Million CA$57.65 Million CA$32.55 Million CA$30.79 Million
EBITDA CA$44.59 Million CA$57.43 Million CA$59.43 Million CA$34.49 Million CA$32.52 Million
EBIT CA$41.49 Million CA$54.79 Million CA$57.65 Million CA$32.55 Million CA$30.79 Million
Interest Expense CA$179.51 Million CA$182.76 Million CA$129.28 Million CA$50.15 Million CA$29.33 Million
Income Before Tax CA$41.49 Million CA$54.79 Million CA$57.65 Million CA$32.55 Million CA$30.79 Million
Income Tax Expense CA$13.04 Million CA$15.04 Million CA$15.48 Million CA$9.89 Million CA$8.41 Million
Net Income CA$28.46 Million CA$39.75 Million CA$42.16 Million CA$22.66 Million CA$22.38 Million

VersaBank Balance Sheet — Assets, Liabilities & Shareholder Equity

The balance sheet below summarizes VersaBank's financial position at each fiscal year-end — what it owns (assets), what it owes (liabilities), and the resulting shareholder equity.

Fiscal Year 20252024202320222021
Total Assets CA$5.81 Billion CA$4.84 Billion CA$4.20 Billion CA$3.27 Billion CA$2.42 Billion
Total Current Assets CA$613.45 Million CA$258.70 Million CA$157.73 Million CA$108.01 Million CA$282.36 Million
Cash & Equivalents — — — — —
Short-term Investments CA$953.00K CA$953.00K CA$953.00K CA$953.00K CA$953.00K
Net Receivables CA$30.79 Million CA$32.49 Million CA$24.54 Million CA$18.48 Million CA$10.84 Million
Inventory — — CA$-156.78 Million CA$-110.83 Million CA$-274.17 Million
Property, Plant & Equipment CA$26.36 Million CA$26.62 Million CA$9.96 Million CA$10.99 Million CA$11.89 Million
Goodwill CA$12.30 Million CA$12.30 Million CA$5.75 Million CA$5.75 Million CA$5.75 Million
Total Liabilities CA$5.28 Billion CA$4.44 Billion CA$3.82 Billion CA$2.92 Billion CA$2.08 Billion
Total Current Liabilities CA$4.86 Billion CA$4.14 Billion CA$3.54 Billion CA$2.67 Billion CA$113.71 Million
Long-term Debt CA$103.52 Million CA$102.50 Million CA$106.85 Million CA$231.06 Million CA$206.04 Million
Net Debt CA$-473.20 Million CA$-116.67 Million CA$-21.62 Million CA$20.84 Million CA$-171.14 Million
Total Stockholder Equity CA$532.67 Million CA$399.20 Million CA$377.16 Million CA$350.68 Million CA$332.11 Million
Retained Earnings CA$203.73 Million CA$181.24 Million CA$146.04 Million CA$109.33 Million CA$90.64 Million

VersaBank Cash Flow Statement — Operating, Investing & Financing Activities

This cash flow statement breaks down how VersaBank generates and spends cash across operating, investing, and financing activities each fiscal year, including free cash flow and capital expenditures.

Fiscal Year 20252024202320222021
Operating Cash Flow CA$44.45 Million CA$272.70 Million CA$94.72 Million CA$-32.65 Million CA$-108.31 Million
Capital Expenditures CA$954.00K CA$18.58 Million CA$362.00K CA$581.00K CA$14.00K
Free Cash Flow CA$149.44 Million CA$254.13 Million CA$94.36 Million CA$-33.23 Million CA$-108.32 Million
Investing Cash Flow CA$212.26 Million CA$-157.58 Million CA$-28.14 Million CA$-141.61 Million CA$-8.44 Million
Financing Cash Flow CA$102.04 Million CA$-23.33 Million CA$-17.31 Million CA$-6.30 Million CA$131.40 Million
Dividends Paid CA$-3.23 Million CA$-3.59 Million CA$3.60 Million CA$-3.73 Million CA$3.85 Million
Stock-Based Compensation CA$81.00K CA$348.00K CA$901.00K CA$1.47 Million CA$53.62 Million
Depreciation CA$3.10 Million CA$2.63 Million CA$1.78 Million CA$1.94 Million CA$1.73 Million
Change in Cash CA$356.46 Million CA$93.01 Million CA$49.27 Million CA$-182.94 Million CA$13.88 Million

VersaBank Earnings History — EPS Actual vs. Analyst Estimates

Track VersaBank's quarterly earnings per share (EPS) against Wall Street estimates, along with the earnings surprise percentage for each reporting period.

Report Date EPS Actual EPS Estimate Surprise
Jun 03, 2026 0.39 0.27 +44.44%
Mar 03, 2026 0.38 0.35 +8.57%
Dec 10, 2025 0.33 0.34 -2.94%
Sep 04, 2025 0.30 0.24 +25.00%
Jun 04, 2025 0.26 0.28 -7.14%
Mar 05, 2025 0.28 0.39 -28.21%
Dec 09, 2024 0.20 0.41 -51.22%
Sep 05, 2024 0.36 0.47 -23.40%