VersaBank Working Capital to Net Assets Ratio
VersaBank working capital to net assets ratio. VersaBank (VBNK) has a Working Capital to Net Assets ratio of -953.8% as of July 2026. Working capital of CA$-5.39 Billion (current assets of CA$518.27 Million minus current liabilities of CA$5.91 Billion) is measured against net assets of CA$565.57 Million. A higher ratio indicates strong short-term liquidity financed by the equity base. Check VersaBank tangible book value ratio to evaluate the tangible quality of the company's equity base.
WC/NA Ratio
Working Capital
Current Assets
Current Liabilities
Working Capital to Net Assets Ratio of VersaBank (2010–2025)
Working capital to net assets ratio of VersaBank from 2010 to 2025. This chart shows how VersaBank's Working Capital to Net Assets ratio has evolved across 16 annual periods from 2010 to 2025. As of July 2026, the ratio stands at -953.8%, reflecting working capital of CA$-5.39 Billion against net assets of CA$565.57 Million CAD. See VersaBank defensive liquidity buffer to measure how many days the company can operate on defensive assets alone.
VersaBank Working Capital to Net Assets Ratio by Year (2010–2025)
VersaBank working capital to net assets ratio by year from 2010 to 2025. The table below presents the year-by-year Working Capital to Net Assets ratio for VersaBank from 2010 to 2025, covering 16 annual filings. Each row shows current assets, current liabilities, working capital, net assets, the ratio, and the change in percentage points compared to the prior year. For the complete balance sheet picture, see VersaBank (VBNK) total assets.
| Year | WC/NA Ratio | Working Capital (CAD) | Net Assets | Current Assets | Current Liabilities | Change (pp) |
|---|---|---|---|---|---|---|
| 2025 | -797.4% | CA$-4.25 Billion | CA$532.67 Million | CA$613.45 Million | CA$4.86 Billion | ▲ +176.1 pp |
| 2024 | -973.4% | CA$-3.89 Billion | CA$399.20 Million | CA$258.70 Million | CA$4.14 Billion | ▼ -75.8 pp |
| 2023 | -897.6% | CA$-3.39 Billion | CA$377.16 Million | CA$157.73 Million | CA$3.54 Billion | ▼ -168.4 pp |
| 2022 | -729.2% | CA$-2.56 Billion | CA$350.68 Million | CA$108.01 Million | CA$2.67 Billion | ▼ -780.0 pp |
| 2021 | 50.8% | CA$168.65 Million | CA$332.11 Million | CA$282.36 Million | CA$113.71 Million | ▲ +596.2 pp |
| 2020 | -545.4% | CA$-1.39 Billion | CA$255.29 Million | CA$271.29 Million | CA$1.66 Billion | ▲ +14.9 pp |
| 2019 | -560.3% | CA$-1.35 Billion | CA$240.16 Million | CA$151.15 Million | CA$1.50 Billion | ▲ +62.1 pp |
| 2018 | -622.4% | CA$-1.39 Billion | CA$223.57 Million | CA$142.12 Million | CA$1.53 Billion | ▼ -2.5 pp |
| 2017 | -619.9% | CA$-1.29 Billion | CA$208.54 Million | CA$172.03 Million | CA$1.46 Billion | ▲ +101.7 pp |
| 2016 | -721.6% | CA$-1.34 Billion | CA$185.88 Million | CA$110.83 Million | CA$1.45 Billion | ▼ -763.3 pp |
| 2015 | 41.6% | CA$72.73 Million | CA$174.62 Million | CA$133.73 Million | CA$61.00 Million | ▼ -33.3 pp |
| 2014 | 75.0% | CA$114.38 Million | CA$152.52 Million | CA$151.22 Million | CA$36.84 Million | ▲ +831.5 pp |
| 2013 | -756.5% | CA$-1.01 Billion | CA$133.13 Million | CA$194.33 Million | CA$1.20 Billion | ▼ -908.8 pp |
| 2012 | 152.3% | CA$141.76 Million | CA$93.10 Million | CA$147.39 Million | CA$5.63 Million | ▲ +1264.8 pp |
| 2011 | -1112.5% | CA$-1.07 Billion | CA$96.58 Million | CA$203.09 Million | CA$1.28 Billion | ▲ +85.9 pp |
| 2010 | -1198.4% | CA$-1.06 Billion | CA$88.09 Million | CA$100.15 Million | CA$1.16 Billion | — |