nCino Inc (NCNO) — Cash Flow-to-Debt Ratio
Latest as of April 2026:
0.13x
nCino Inc (NCNO) has a Cash Flow-to-Debt Ratio of 0.13x as of April 2026, meaning its operating cash flow of $81.41 Million could theoretically repay 0% of its total liabilities ($623.38 Million) in one year. Explore nCino Inc long-term investment allocation to see how much of total assets are deployed in long-term investments.
CF-to-Debt Ratio
0.13x
Operating CF / Total Liabilities
Operating Cash Flow
$81.41 Million
USD
Total Liabilities
$623.38 Million
USD
Data as of
Apr 2026
Most recent filing
nCino Inc Cash Flow-to-Debt Ratio (2018–2026)
Historical debt coverage capacity for nCino Inc across 9 annual periods. Also explore NCNO total asset value for the complete picture of this company's asset base.
Annual Cash Flow-to-Debt Ratio for nCino Inc (2018–2026)
Year-by-year debt coverage analysis for nCino Inc. For market capitalisation and broader financial context, see nCino Inc stock valuation.
| Year | CF-to-Debt Ratio | Operating CF (USD) | Total Liabilities | YoY Change |
|---|---|---|---|---|
| 2026 | 0.16x | $90.06 Million | $579.45 Million | ▲ +44.4% |
| 2025 | 0.11x | $55.20 Million | $512.78 Million | ▼ -45.9% |
| 2024 | 0.20x | $57.28 Million | $287.83 Million | ▲ +487.7% |
| 2023 | -0.05x | $-15.38 Million | $299.60 Million | ▲ +38.5% |
| 2022 | -0.08x | $-19.23 Million | $230.51 Million | ▼ -221.6% |
| 2021 | 0.07x | $9.22 Million | $134.43 Million | ▲ +159.9% |
| 2020 | -0.11x | $-9.00 Million | $78.52 Million | ▼ -34.7% |
| 2019 | -0.09x | $-4.59 Million | $53.93 Million | ▲ +81.4% |
| 2018 | -0.46x | $-15.96 Million | $34.95 Million | — |
Cash Flow-to-Debt Ratio = Operating Cash Flow / Total Liabilities. Higher is better for debt service capacity.