nCino Inc Cash Flow-to-Debt Ratio
nCino Inc cash flow-to-debt ratio. nCino Inc (NCNO) has a Cash Flow-to-Debt Ratio of 0.13x as of April 2026, meaning its operating cash flow of $81.41 Million could theoretically repay 0% of its total liabilities ($623.38 Million) in one year. Check earnings quality score of nCino Inc to evaluate the quality of earnings relative to operating cash generation.
CF-to-Debt Ratio
Operating Cash Flow
Total Liabilities
Data as of
Cash Flow-to-Debt Ratio of nCino Inc (2018–2026)
Cash flow-to-debt ratio of nCino Inc from 2018 to 2026. Historical debt coverage capacity for nCino Inc across 9 annual periods. Check nCino Inc investment reinvestment rate to assess the company's total reinvestment commitment from operating cash flow.
nCino Inc Cash Flow-to-Debt Ratio by Year (2018–2026)
nCino Inc cash flow-to-debt ratio by year from 2018 to 2026. Year-by-year debt coverage analysis for nCino Inc. For the full cash flow conversion analysis, see nCino Inc cash flow conversion.
| Year | CF-to-Debt Ratio | Operating CF (USD) | Total Liabilities | YoY Change |
|---|---|---|---|---|
| 2026 | 0.16x | $90.06 Million | $579.45 Million | ▲ +44.4% |
| 2025 | 0.11x | $55.20 Million | $512.78 Million | ▼ -45.9% |
| 2024 | 0.20x | $57.28 Million | $287.83 Million | ▲ +487.7% |
| 2023 | -0.05x | $-15.38 Million | $299.60 Million | ▲ +38.5% |
| 2022 | -0.08x | $-19.23 Million | $230.51 Million | ▼ -221.6% |
| 2021 | 0.07x | $9.22 Million | $134.43 Million | ▲ +159.9% |
| 2020 | -0.11x | $-9.00 Million | $78.52 Million | ▼ -34.7% |
| 2019 | -0.09x | $-4.59 Million | $53.93 Million | ▲ +81.4% |
| 2018 | -0.46x | $-15.96 Million | $34.95 Million | — |