nCino Inc (NCNO) — Net Asset Quality Index

Latest as of January 2026: 64.8%

nCino Inc (NCNO) has a Net Asset Quality Index of 64.8% as of January 2026. This metric measures the proportion of total assets financed by shareholders' equity — total assets of $1.65 Billion minus total liabilities of $579.45 Million yields net assets of $1.07 Billion. A higher index indicates a stronger, lower-leverage balance sheet. Check financial resilience of nCino Inc to evaluate the company's liquid asset resilience ratio.

Quality Index

64.8%
Equity / Total Assets

Net Assets

$1.07 Billion
USD

Total Assets

$1.65 Billion
USD

Total Liabilities

$579.45 Million
USD

nCino Inc Net Asset Quality Index Over Time (2018–2026)

This chart shows how nCino Inc's Net Asset Quality Index has evolved across 9 annual periods from 2018 to 2026. As of January 2026, the index stands at 64.8%, representing net assets of $1.07 Billion against total assets of $1.65 Billion USD. See working capital position of nCino Inc to evaluate short-term liquidity relative to the company's equity base.

Annual Net Asset Quality Index for nCino Inc (2018–2026)

The table below presents the year-by-year Net Asset Quality Index for nCino Inc from 2018 to 2026, covering 9 annual filings. Each row shows total assets, total liabilities, net assets, the quality index percentage, and the change in percentage points compared to the prior year. For market capitalisation and the full company profile, see market value of nCino Inc.

Year Quality Index Net Assets (USD) Total Assets Total Liabilities Change (pp)
2026 64.8% $1.07 Billion $1.65 Billion $579.45 Million ▼ -3.3 pp
2025 68.2% $1.10 Billion $1.61 Billion $512.78 Million ▼ -10.4 pp
2024 78.5% $1.05 Billion $1.34 Billion $287.83 Million ▲ +1.1 pp
2023 77.4% $1.03 Billion $1.33 Billion $299.60 Million ▼ -4.9 pp
2022 82.3% $1.07 Billion $1.30 Billion $230.51 Million ▲ +6.1 pp
2021 76.1% $428.97 Million $563.40 Million $134.43 Million ▲ +7.5 pp
2020 68.6% $171.63 Million $250.15 Million $78.52 Million ▲ +13.6 pp
2019 55.0% $66.04 Million $119.97 Million $53.93 Million ▼ -14.0 pp
2018 69.1% $78.01 Million $112.97 Million $34.95 Million
pp = percentage points