nCino Inc (NCNO) — Working Capital to Net Assets Ratio

Latest as of January 2026: -0.1%

nCino Inc (NCNO) has a Working Capital to Net Assets ratio of -0.1% as of January 2026. Working capital of $-989.00K (current assets of $293.50 Million minus current liabilities of $294.49 Million) is measured against net assets of $1.07 Billion. A higher ratio indicates strong short-term liquidity financed by the equity base. See net asset quality index of nCino Inc to measure how much of total assets are equity-financed.

WC/NA Ratio

-0.1%
Working Capital / Net Assets

Working Capital

$-989.00K
USD

Current Assets

$293.50 Million
USD

Current Liabilities

$294.49 Million
USD

nCino Inc Working Capital to Net Assets (2018–2026)

This chart shows how nCino Inc's Working Capital to Net Assets ratio has evolved across 9 annual periods from 2018 to 2026. As of January 2026, the ratio stands at -0.1%, reflecting working capital of $-989.00K against net assets of $1.07 Billion USD. Check nCino Inc tangible book value ratio to evaluate the tangible quality of the company's equity base.

Annual Working Capital to Net Assets for nCino Inc (2018–2026)

The table below presents the year-by-year Working Capital to Net Assets ratio for nCino Inc from 2018 to 2026, covering 9 annual filings. Each row shows current assets, current liabilities, working capital, net assets, the ratio, and the change in percentage points compared to the prior year. For live market cap and the full company profile, see how much is nCino Inc worth.

Year WC/NA Ratio Working Capital (USD) Net Assets Current Assets Current Liabilities Change (pp)
2026 -0.1% $-989.00K $1.07 Billion $293.50 Million $294.49 Million ▼ -4.7 pp
2025 4.6% $50.74 Million $1.10 Billion $302.25 Million $251.51 Million ▲ +1.2 pp
2024 3.4% $35.74 Million $1.05 Billion $250.78 Million $215.04 Million ▲ +3.2 pp
2023 0.2% $2.04 Million $1.03 Billion $207.19 Million $205.16 Million ▼ -0.7 pp
2022 0.9% $9.13 Million $1.07 Billion $183.51 Million $174.38 Million ▼ -75.3 pp
2021 76.1% $326.54 Million $428.97 Million $442.23 Million $115.69 Million ▲ +36.1 pp
2020 40.0% $68.70 Million $171.63 Million $145.28 Million $76.58 Million ▼ -45.9 pp
2019 86.0% $56.76 Million $66.04 Million $109.17 Million $52.41 Million ▼ -9.0 pp
2018 94.9% $74.07 Million $78.01 Million $109.01 Million $34.94 Million
pp = percentage points