nCino Inc (NCNO) — Financial Flexibility Index
nCino Inc (NCNO) has a Financial Flexibility Index of 0.02x as of January 2026. Free cash flow of $13.40 Million (operating CF $12.94 Million minus capex $461.00K) represents 0% of total liabilities ($579.45 Million). Also explore nCino Inc equity growth rate to track the company's year-over-year net asset growth rate.
Financial Flexibility Index
Free Cash Flow
Total Liabilities
Capital Expenditures
nCino Inc Financial Flexibility Index (2018–2026)
Historical Financial Flexibility Index trend for nCino Inc across 9 annual periods. Check strategic asset allocation of nCino Inc to assess the company's strategic physical and investment asset allocation.
Annual Financial Flexibility Index for nCino Inc (2018–2026)
Year-by-year free cash flow to debt coverage for nCino Inc. For the full company profile including market capitalisation, see market cap of nCino Inc.
| Year | Flexibility Index | Free Cash Flow (USD) | Operating CF | Total Liabilities | YoY Change |
|---|---|---|---|---|---|
| 2026 | 0.17x | $97.57 Million | $90.06 Million | $579.45 Million | ▲ +50.2% |
| 2025 | 0.11x | $57.47 Million | $55.20 Million | $512.78 Million | ▼ -47.3% |
| 2024 | 0.21x | $61.16 Million | $57.28 Million | $287.83 Million | ▲ +1708.5% |
| 2023 | 0.01x | $3.52 Million | $-15.38 Million | $299.60 Million | ▲ +119.7% |
| 2022 | -0.06x | $-13.77 Million | $-19.23 Million | $230.51 Million | ▼ -159.2% |
| 2021 | 0.10x | $13.56 Million | $9.22 Million | $134.43 Million | ▲ +344.6% |
| 2020 | -0.04x | $-3.24 Million | $-9.00 Million | $78.52 Million | ▼ -165.9% |
| 2019 | 0.06x | $3.38 Million | $-4.59 Million | $53.93 Million | ▲ +116.7% |
| 2018 | -0.38x | $-13.12 Million | $-15.96 Million | $34.95 Million | — |