nCino Inc (NCNO) — Financial Flexibility Index
nCino Inc (NCNO) has a Financial Flexibility Index of 0.13x as of April 2026. Free cash flow of $82.02 Million (operating CF $81.41 Million minus capex $614.00K) represents 0% of total liabilities ($623.38 Million). Check nCino Inc (NCNO) strategic investment index to assess the company's strategic physical and investment asset allocation.
Financial Flexibility Index
Free Cash Flow
Total Liabilities
Capital Expenditures
nCino Inc Financial Flexibility Index (2018–2026)
Historical Financial Flexibility Index trend for nCino Inc across 9 annual periods. See nCino Inc short-term liquidity ratio to evaluate short-term liquidity relative to the company's equity base.
Annual Financial Flexibility Index for nCino Inc (2018–2026)
Year-by-year free cash flow to debt coverage for nCino Inc. For the full company profile including market capitalisation, see NCNO market cap overview.
| Year | Flexibility Index | Free Cash Flow (USD) | Operating CF | Total Liabilities | YoY Change |
|---|---|---|---|---|---|
| 2026 | 0.17x | $97.57 Million | $90.06 Million | $579.45 Million | ▲ +50.2% |
| 2025 | 0.11x | $57.47 Million | $55.20 Million | $512.78 Million | ▼ -47.3% |
| 2024 | 0.21x | $61.16 Million | $57.28 Million | $287.83 Million | ▲ +1708.5% |
| 2023 | 0.01x | $3.52 Million | $-15.38 Million | $299.60 Million | ▲ +119.7% |
| 2022 | -0.06x | $-13.77 Million | $-19.23 Million | $230.51 Million | ▼ -159.2% |
| 2021 | 0.10x | $13.56 Million | $9.22 Million | $134.43 Million | ▲ +344.6% |
| 2020 | -0.04x | $-3.24 Million | $-9.00 Million | $78.52 Million | ▼ -165.9% |
| 2019 | 0.06x | $3.38 Million | $-4.59 Million | $53.93 Million | ▲ +116.7% |
| 2018 | -0.38x | $-13.12 Million | $-15.96 Million | $34.95 Million | — |