nCino Inc (NCNO) — Defensive Interval Ratio

Latest as of April 2026: 152 days

nCino Inc (NCNO) has a Defensive Interval Ratio of 152 days as of April 2026. Defensive assets of $124.74 Million (cash $-, short-term investments $-, receivables $124.74 Million) cover 152 days of daily cash needs of $821.54K/day. See NCNO current assets to equity ratio to evaluate short-term liquidity relative to the company's equity base.

Defensive Interval Ratio

152 days
Days of operational coverage

Defensive Assets

$124.74 Million
Cash + ST Investments + Receivables

Daily Cash Need

$821.54K
Current Liabilities ÷ 365

Current Liabilities

$299.86 Million
USD

nCino Inc Defensive Interval Ratio (2018–2026)

This chart shows how nCino Inc's Defensive Interval Ratio has evolved across 9 annual periods from 2018 to 2026. As of April 2026, the ratio stands at 152 days, meaning defensive assets of $124.74 Million can fund 152 days of operations without new revenue. See debt-free asset ratio of nCino Inc to measure how much of total assets are equity-financed.

Annual Defensive Interval Ratio for nCino Inc (2018–2026)

The table below presents the year-by-year Defensive Interval Ratio for nCino Inc from 2018 to 2026, covering 9 annual filings. Each row shows defensive assets, daily cash need, the DIR in days, and the change in days compared to the prior year. For live market cap and the full company financial profile, see market value of nCino Inc.

Year DIR (days) Defensive Assets (USD) Daily Cash Need Cash ST Investments Change (days)
2026 206 days $166.54 Million $806.83K/day $- $- ▼ -7 days
2025 213 days $146.79 Million $689.07K/day $- $- ▲ +12 days
2024 201 days $118.33 Million $589.14K/day $- $5.36 Million ▲ +24 days
2023 177 days $99.50 Million $562.08K/day $- $- ▲ +21 days
2022 156 days $74.53 Million $477.74K/day $- $- ▼ -19 days
2021 175 days $55.52 Million $316.96K/day $- $- ▼ -32 days
2020 207 days $43.41 Million $209.79K/day $- $- ▼ -1 days
2019 208 days $29.83 Million $143.59K/day $- $- ▼ -46 days
2018 254 days $24.30 Million $95.72K/day $- $-
DIR = (Cash + Short-term Investments + Net Receivables) / (Daily Cash Expenses)