nCino Inc (NCNO) — Defensive Interval Ratio
nCino Inc (NCNO) has a Defensive Interval Ratio of 206 days as of January 2026. Defensive assets of $166.54 Million (cash $-, short-term investments $-, receivables $166.54 Million) cover 206 days of daily cash needs of $806.83K/day. Check NCNO intangible-adjusted equity ratio to evaluate the tangible quality of the company's equity base.
Defensive Interval Ratio
Defensive Assets
Daily Cash Need
Current Liabilities
nCino Inc Defensive Interval Ratio (2018–2026)
This chart shows how nCino Inc's Defensive Interval Ratio has evolved across 9 annual periods from 2018 to 2026. As of January 2026, the ratio stands at 206 days, meaning defensive assets of $166.54 Million can fund 206 days of operations without new revenue. Also explore net asset momentum of nCino Inc to track the company's year-over-year net asset growth rate.
Annual Defensive Interval Ratio for nCino Inc (2018–2026)
The table below presents the year-by-year Defensive Interval Ratio for nCino Inc from 2018 to 2026, covering 9 annual filings. Each row shows defensive assets, daily cash need, the DIR in days, and the change in days compared to the prior year. For live market cap and the full company financial profile, see NCNO market cap.
| Year | DIR (days) | Defensive Assets (USD) | Daily Cash Need | Cash | ST Investments | Change (days) |
|---|---|---|---|---|---|---|
| 2026 | 206 days | $166.54 Million | $806.83K/day | $- | $- | ▼ -7 days |
| 2025 | 213 days | $146.79 Million | $689.07K/day | $- | $- | ▲ +12 days |
| 2024 | 201 days | $118.33 Million | $589.14K/day | $- | $5.36 Million | ▲ +24 days |
| 2023 | 177 days | $99.50 Million | $562.08K/day | $- | $- | ▲ +21 days |
| 2022 | 156 days | $74.53 Million | $477.74K/day | $- | $- | ▼ -19 days |
| 2021 | 175 days | $55.52 Million | $316.96K/day | $- | $- | ▼ -32 days |
| 2020 | 207 days | $43.41 Million | $209.79K/day | $- | $- | ▼ -1 days |
| 2019 | 208 days | $29.83 Million | $143.59K/day | $- | $- | ▼ -46 days |
| 2018 | 254 days | $24.30 Million | $95.72K/day | $- | $- | — |