nCino Inc (NCNO) — Defensive Interval Ratio
nCino Inc (NCNO) has a Defensive Interval Ratio of 152 days as of April 2026. Defensive assets of $124.74 Million (cash $-, short-term investments $-, receivables $124.74 Million) cover 152 days of daily cash needs of $821.54K/day.
Defensive Interval Ratio
Defensive Assets
Daily Cash Need
Current Liabilities
nCino Inc Defensive Interval Ratio (2018–2026)
This chart shows how nCino Inc's Defensive Interval Ratio has evolved across 9 annual periods from 2018 to 2026. As of April 2026, the ratio stands at 152 days, meaning defensive assets of $124.74 Million can fund 152 days of operations without new revenue. For the complete balance sheet picture, see nCino Inc balance sheet assets.
Annual Defensive Interval Ratio for nCino Inc (2018–2026)
The table below presents the year-by-year Defensive Interval Ratio for nCino Inc from 2018 to 2026, covering 9 annual filings. Each row shows defensive assets, daily cash need, the DIR in days, and the change in days compared to the prior year. See nCino Inc short-term liquidity ratio to evaluate short-term liquidity relative to the company's equity base.
| Year | DIR (days) | Defensive Assets (USD) | Daily Cash Need | Cash | ST Investments | Change (days) |
|---|---|---|---|---|---|---|
| 2026 | 206 days | $166.54 Million | $806.83K/day | $- | $- | ▼ -7 days |
| 2025 | 213 days | $146.79 Million | $689.07K/day | $- | $- | ▲ +12 days |
| 2024 | 201 days | $118.33 Million | $589.14K/day | $- | $5.36 Million | ▲ +24 days |
| 2023 | 177 days | $99.50 Million | $562.08K/day | $- | $- | ▲ +21 days |
| 2022 | 156 days | $74.53 Million | $477.74K/day | $- | $- | ▼ -19 days |
| 2021 | 175 days | $55.52 Million | $316.96K/day | $- | $- | ▼ -32 days |
| 2020 | 207 days | $43.41 Million | $209.79K/day | $- | $- | ▼ -1 days |
| 2019 | 208 days | $29.83 Million | $143.59K/day | $- | $- | ▼ -46 days |
| 2018 | 254 days | $24.30 Million | $95.72K/day | $- | $- | — |