nCino Inc (NCNO) — Tangible Net Worth Ratio

Latest as of January 2026: 87.3%

nCino Inc (NCNO) has a Tangible Net Worth Ratio of 87.3% as of January 2026. This metric is calculated by deducting intangible assets ($135.66 Million) from net assets ($1.07 Billion) and expressing it as a percentage of total net assets. A higher ratio means that more of the company's equity is backed by tangible, balance-sheet-verifiable assets rather than goodwill, patents, or brand value. See nCino Inc (NCNO) liquidity to equity ratio to evaluate short-term liquidity relative to the company's equity base.

Tangible NW Ratio

87.3%
Tangible equity / total equity

Net Assets (Equity)

$1.07 Billion
USD

Intangible Assets

$135.66 Million
Goodwill, patents, brand value

Total Assets

$1.65 Billion
USD

nCino Inc Tangible Net Worth Ratio (2018–2026)

This chart shows how nCino Inc's Tangible Net Worth Ratio has changed across 9 annual periods from 2018 to 2026. As of January 2026, the ratio stands at 87.3%, reflecting net assets of $1.07 Billion with intangible assets of $135.66 Million USD. See nCino Inc liquidity coverage in days to measure how many days the company can operate on defensive assets alone.

Annual Tangible Net Worth Ratio for nCino Inc (2018–2026)

The table below presents the year-by-year Tangible Net Worth Ratio for nCino Inc from 2018 to 2026, covering 9 annual filings. Each row shows net assets, intangible assets, total assets, the tangible net worth ratio, and the change in percentage points versus the prior year. For the full company profile including market capitalisation, see nCino Inc (NCNO) market capitalisation.

Year Tangible NW Ratio Net Assets (USD) Intangible Assets Total Assets Change (pp)
2026 87.3% $1.07 Billion $135.66 Million $1.65 Billion ▲ +1.4 pp
2025 85.9% $1.10 Billion $154.57 Million $1.61 Billion ▼ -3.1 pp
2024 89.0% $1.05 Billion $115.57 Million $1.34 Billion ▲ +3.9 pp
2023 85.1% $1.03 Billion $152.82 Million $1.33 Billion ▲ +2.0 pp
2022 83.2% $1.07 Billion $180.12 Million $1.30 Billion ▼ -11.4 pp
2021 94.6% $428.97 Million $23.14 Million $563.40 Million ▲ +9.8 pp
2020 84.8% $171.63 Million $26.09 Million $250.15 Million ▲ +24.3 pp
2019 60.5% $66.04 Million $26.09 Million $119.97 Million ▼ -39.5 pp
2018 100.0% $78.01 Million $0.00 $112.97 Million
pp = percentage points