ProCredit Holding AG & Co KGaA (XETRA:PCZ) — Stock Price
ProCredit Holding AG & Co KGaA (XETRA:PCZ) is currently trading at €8.99 EUR, up 0.45% today. Over the past 52 weeks, shares have ranged between €7.00 and €9.54. This page tracks ProCredit Holding AG & Co KGaA's live share price on the XETRA exchange, its daily price and volume history, and — where reported — its income statement, balance sheet, cash flow statement, and earnings history. For company valuation and market capitalisation context, see market value of ProCredit Holding AG & Co KGaA.
ProCredit Holding AG & Co KGaA (PCZ) Stock Price Chart — Daily History & Trading Volume
The chart below tracks ProCredit Holding AG & Co KGaA's daily closing share price and trading volume on the XETRA exchange over the past year, giving a clear view of recent price momentum and liquidity.
ProCredit Holding AG & Co KGaA Income Statement — Revenue, Profit & Earnings by Year
ProCredit Holding AG & Co KGaA's annual income statement shows how revenue converts into profit each fiscal year, including gross profit, operating income, EBITDA, and net income.
| Fiscal Year | 2024 | 2023 | 2022 | 2021 | 2020 |
|---|---|---|---|---|---|
| Total Revenue | €692.08 Million | €625.68 Million | €478.44 Million | €390.74 Million | €373.44 Million |
| Cost of Revenue | €230.92 Million | €193.30 Million | €119.69 Million | €88.42 Million | €100.36 Million |
| Gross Profit | €461.15 Million | €432.38 Million | €358.75 Million | €302.32 Million | €273.07 Million |
| Research & Development | — | — | — | — | — |
| SG&A | €73.69 Million | €60.59 Million | €54.72 Million | €90.76 Million | €87.12 Million |
| Total Operating Expenses | €314.47 Million | €282.37 Million | €340.90 Million | €207.79 Million | €220.99 Million |
| Operating Income | €146.68 Million | €150.01 Million | €17.85 Million | €94.53 Million | €52.09 Million |
| EBITDA | €167.82 Million | €187.36 Million | €152.33 Million | €125.21 Million | €105.59 Million |
| EBIT | €146.68 Million | €150.01 Million | €17.85 Million | €94.53 Million | €52.09 Million |
| Interest Expense | €230.92 Million | €193.30 Million | €119.69 Million | €88.42 Million | €100.36 Million |
| Income Before Tax | €146.68 Million | €150.01 Million | €17.85 Million | €94.53 Million | €52.09 Million |
| Income Tax Expense | €42.37 Million | €36.64 Million | €1.35 Million | €14.89 Million | €10.69 Million |
| Net Income | €104.31 Million | €113.37 Million | €16.50 Million | €79.64 Million | €41.40 Million |
ProCredit Holding AG & Co KGaA Balance Sheet — Assets, Liabilities & Shareholder Equity
The balance sheet below summarizes ProCredit Holding AG & Co KGaA's financial position at each fiscal year-end — what it owns (assets), what it owes (liabilities), and the resulting shareholder equity.
| Fiscal Year | 2024 | 2023 | 2022 | 2021 | 2020 |
|---|---|---|---|---|---|
| Total Assets | €10.75 Billion | €9.75 Billion | €8.83 Billion | €8.22 Billion | €7.33 Billion |
| Total Current Assets | €2.20 Billion | €2.38 Billion | €1.95 Billion | €1.56 Billion | €1.42 Billion |
| Cash & Equivalents | — | — | — | — | — |
| Short-term Investments | — | €-757.68 Million | — | — | — |
| Net Receivables | €13.39 Million | €13.59 Million | €13.84 Million | €10.18 Million | €9.93 Million |
| Inventory | — | €-2.36 Billion | €-1.97 Billion | €-1.58 Billion | €-1.44 Billion |
| Property, Plant & Equipment | €152.13 Million | €137.42 Million | €133.70 Million | €137.54 Million | €140.74 Million |
| Goodwill | €3.17 Million | €3.14 Million | €3.57 Million | €5.23 Million | €6.43 Million |
| Total Liabilities | €9.70 Billion | €8.77 Billion | €309.98 Million | €460.62 Million | €374.61 Million |
| Total Current Liabilities | €9.24 Billion | €8.38 Billion | €4.83 Billion | €4.50 Billion | €3.82 Billion |
| Long-term Debt | €320.20 Million | €229.27 Million | €285.58 Million | €440.61 Million | €351.83 Million |
| Net Debt | €-1.79 Billion | €-2.03 Billion | €-1.63 Billion | €-1.08 Billion | €-1.03 Billion |
| Total Stockholder Equity | €1.06 Billion | €983.79 Million | €869.43 Million | €856.31 Million | €779.73 Million |
| Retained Earnings | €693.15 Million | €625.91 Million | €512.54 Million | €496.04 Million | €447.43 Million |
ProCredit Holding AG & Co KGaA Cash Flow Statement — Operating, Investing & Financing Activities
This cash flow statement breaks down how ProCredit Holding AG & Co KGaA generates and spends cash across operating, investing, and financing activities each fiscal year, including free cash flow and capital expenditures.
| Fiscal Year | 2024 | 2023 | 2022 | 2021 | 2020 |
|---|---|---|---|---|---|
| Operating Cash Flow | €-176.75 Million | €-445.13 Million | €566.94 Million | €133.15 Million | €135.88 Million |
| Capital Expenditures | €41.03 Million | €27.85 Million | €21.22 Million | €17.49 Million | €29.23 Million |
| Free Cash Flow | €-217.78 Million | €1.41 Million | €545.71 Million | €115.66 Million | €106.65 Million |
| Investing Cash Flow | €-35.98 Million | €-22.42 Million | €-12.48 Million | €-13.44 Million | €-25.54 Million |
| Financing Cash Flow | €54.85 Million | €1.01 Billion | €-1.30 Million | €-36.01 Million | €-16.43 Million |
| Dividends Paid | €37.70 Million | — | €0.00 | €31.22 Million | €31.22 Million |
| Stock-Based Compensation | — | — | — | — | — |
| Depreciation | €21.14 Million | €37.35 Million | €134.49 Million | €30.68 Million | €53.51 Million |
| Change in Cash | €-150.07 Million | €529.64 Million | €559.14 Million | €119.56 Million | €50.15 Million |
ProCredit Holding AG & Co KGaA Earnings History — EPS Actual vs. Analyst Estimates
Track ProCredit Holding AG & Co KGaA's quarterly earnings per share (EPS) against Wall Street estimates, along with the earnings surprise percentage for each reporting period.
| Report Date | EPS Actual | EPS Estimate | Surprise |
|---|---|---|---|
| May 11, 2026 | — | — | — |
| Mar 25, 2026 | — | — | — |
| Nov 13, 2025 | 0.19 | — | — |
| Aug 14, 2025 | 0.37 | — | — |
| Jun 04, 2025 | 0.43 | — | — |
| Mar 27, 2025 | 0.33 | — | — |
| Nov 14, 2024 | 0.46 | — | — |
| Aug 14, 2024 | 0.41 | — | — |