Indian Overseas Bank (NSE:IOB) — Stock Price
Indian Overseas Bank (NSE:IOB) is currently trading at Rs33.88 INR, down 1.11% today. Over the past 52 weeks, shares have ranged between Rs31.38 and Rs40.88. This page tracks Indian Overseas Bank's live share price on the NSE exchange, its daily price and volume history, and — where reported — its income statement, balance sheet, cash flow statement, and earnings history. For company valuation and market capitalisation context, see Indian Overseas Bank (IOB) total market value.
Indian Overseas Bank (IOB) Stock Price Chart — Daily History & Trading Volume
The chart below tracks Indian Overseas Bank's daily closing share price and trading volume on the NSE exchange over the past year, giving a clear view of recent price momentum and liquidity.
Indian Overseas Bank Income Statement — Revenue, Profit & Earnings by Year
Indian Overseas Bank's annual income statement shows how revenue converts into profit each fiscal year, including gross profit, operating income, EBITDA, and net income.
| Fiscal Year | 2025 | 2024 | 2023 | 2022 | 2021 |
|---|---|---|---|---|---|
| Total Revenue | Rs337.49 Billion | Rs297.29 Billion | Rs235.22 Billion | Rs216.40 Billion | Rs224.60 Billion |
| Cost of Revenue | Rs172.44 Billion | Rs142.27 Billion | Rs111.46 Billion | Rs104.19 Billion | Rs110.69 Billion |
| Gross Profit | Rs165.04 Billion | Rs155.02 Billion | Rs123.76 Billion | Rs112.20 Billion | Rs113.90 Billion |
| Research & Development | — | — | — | — | — |
| SG&A | Rs715.53 Million | Rs616.88 Million | Rs561.95 Million | Rs633.72 Million | Rs664.58 Million |
| Total Operating Expenses | Rs131.09 Billion | Rs128.37 Billion | Rs102.72 Billion | Rs95.11 Billion | Rs106.32 Billion |
| Operating Income | Rs33.96 Billion | Rs26.66 Billion | Rs21.04 Billion | Rs17.09 Billion | Rs7.58 Billion |
| EBITDA | Rs37.91 Billion | Rs30.02 Billion | Rs23.64 Billion | Rs18.82 Billion | Rs10.16 Billion |
| EBIT | Rs33.96 Billion | Rs26.66 Billion | Rs21.04 Billion | Rs17.09 Billion | Rs7.58 Billion |
| Interest Expense | Rs172.44 Billion | Rs142.27 Billion | Rs111.46 Billion | Rs104.19 Billion | Rs110.69 Billion |
| Income Before Tax | Rs33.96 Billion | Rs26.66 Billion | Rs21.04 Billion | Rs17.09 Billion | Rs7.58 Billion |
| Income Tax Expense | Rs11.77 Billion | Rs7.57 Billion | Rs2.49 Billion | Rs696.90 Million | Rs82.40 Million |
| Net Income | Rs33.96 Billion | Rs26.66 Billion | Rs21.04 Billion | Rs17.09 Billion | Rs7.58 Billion |
Indian Overseas Bank Balance Sheet — Assets, Liabilities & Shareholder Equity
The balance sheet below summarizes Indian Overseas Bank's financial position at each fiscal year-end — what it owns (assets), what it owes (liabilities), and the resulting shareholder equity.
| Fiscal Year | 2025 | 2024 | 2023 | 2022 | 2021 |
|---|---|---|---|---|---|
| Total Assets | Rs3.95 Trillion | Rs3.52 Trillion | Rs3.13 Trillion | Rs2.99 Trillion | Rs2.74 Trillion |
| Total Current Assets | Rs395.54 Billion | Rs367.58 Billion | Rs47.96 Billion | Rs470.81 Billion | Rs395.46 Billion |
| Cash & Equivalents | — | — | — | — | — |
| Short-term Investments | — | Rs-6.00K | Rs-160.25 Billion | Rs-215.96 Billion | Rs-110.23 Billion |
| Net Receivables | Rs160.19 Billion | Rs124.92 Billion | Rs81.90 Billion | Rs59.99 Billion | Rs51.12 Billion |
| Inventory | — | Rs-313.07 Billion | Rs-326.32 Billion | Rs-458.65 Billion | Rs-393.47 Billion |
| Property, Plant & Equipment | Rs46.55 Billion | Rs37.40 Billion | Rs37.11 Billion | Rs33.66 Billion | Rs29.19 Billion |
| Goodwill | — | — | — | — | — |
| Total Liabilities | Rs3.62 Trillion | Rs3.24 Trillion | Rs2.89 Trillion | Rs2.76 Trillion | Rs2.57 Trillion |
| Total Current Liabilities | Rs3.12 Trillion | Rs2.87 Trillion | Rs1.62 Billion | Rs2.62 Trillion | Rs2.40 Trillion |
| Long-term Debt | Rs422.28 Billion | Rs303.87 Billion | Rs208.04 Billion | Rs30.71 Billion | Rs36.72 Billion |
| Net Debt | Rs190.62 Billion | Rs45.72 Billion | Rs-170.60 Million | Rs-338.81 Billion | Rs-273.11 Billion |
| Total Stockholder Equity | Rs322.33 Billion | Rs275.61 Billion | Rs248.76 Billion | Rs225.98 Billion | Rs170.99 Billion |
| Retained Earnings | Rs-125.38 Billion | Rs-144.74 Billion | Rs-164.54 Billion | Rs-180.03 Billion | Rs-188.90 Billion |
Indian Overseas Bank Cash Flow Statement — Operating, Investing & Financing Activities
This cash flow statement breaks down how Indian Overseas Bank generates and spends cash across operating, investing, and financing activities each fiscal year, including free cash flow and capital expenditures.
| Fiscal Year | 2025 | 2024 | 2023 | 2022 | 2021 |
|---|---|---|---|---|---|
| Operating Cash Flow | Rs-229.78 Billion | Rs-11.19 Billion | Rs-155.84 Billion | Rs-163.22 Billion | Rs49.51 Billion |
| Capital Expenditures | Rs6.03 Billion | Rs3.65 Billion | Rs5.82 Billion | Rs562.32 Million | Rs666.57 Million |
| Free Cash Flow | Rs-235.81 Billion | Rs-14.84 Billion | Rs-161.66 Billion | Rs54.83 Billion | Rs48.84 Billion |
| Investing Cash Flow | Rs-5.79 Billion | Rs-3.59 Billion | Rs-5.60 Billion | Rs-492.94 Million | Rs-479.42 Million |
| Financing Cash Flow | Rs259.61 Billion | Rs-5.28 Billion | Rs127.49 Million | Rs223.40 Billion | Rs18.13 Billion |
| Dividends Paid | — | — | — | — | — |
| Stock-Based Compensation | — | — | — | — | — |
| Depreciation | Rs3.25 Billion | Rs3.36 Billion | Rs2.60 Billion | Rs1.73 Billion | Rs2.58 Billion |
| Change in Cash | Rs24.05 Billion | Rs-20.06 Billion | Rs-161.30 Billion | Rs59.69 Billion | Rs67.16 Billion |
Indian Overseas Bank Earnings History — EPS Actual vs. Analyst Estimates
Track Indian Overseas Bank's quarterly earnings per share (EPS) against Wall Street estimates, along with the earnings surprise percentage for each reporting period.
| Report Date | EPS Actual | EPS Estimate | Surprise |
|---|---|---|---|
| Apr 30, 2026 | — | — | — |
| Jan 19, 2026 | — | — | — |
| Oct 15, 2025 | — | — | — |
| Jul 21, 2025 | — | — | — |
| May 07, 2025 | — | — | — |
| Jan 22, 2025 | — | — | — |
| Nov 05, 2022 | 0.26 | — | — |
| Aug 06, 2022 | 0.21 | 0.00 | — |