XP Inc - Asset Resilience Ratio
XP Inc (XP9) has an Asset Resilience Ratio of 15.83% as of December 2025. The Asset Resilience Ratio measures the percentage of a company's total assets that are held in liquid form (cash and short-term investments). This metric indicates how well-positioned the company is to handle unexpected financial challenges, economic downturns, or strategic opportunities without requiring external financing. Check how strategically is XP Inc's equity deployed to assess the company's strategic physical and investment asset allocation.
Liquid Assets
Total Assets
Resilience Assessment
Asset Resilience Ratio Trend (2017–2025)
This chart shows how XP Inc's Asset Resilience Ratio has changed over time. See XP Inc (XP9) balance sheet quality index to measure how much of total assets are equity-financed.
Liquid Assets Composition Over Time
This chart breaks down XP Inc's liquid assets into cash & equivalents and short-term investments, showing how the composition has evolved over time. For market capitalisation and broader financial context, see market cap of XP Inc.
Current Liquid Assets Breakdown
| Component | Amount | % of Total Assets |
|---|---|---|
| Cash & Equivalents | €0.00 | 0% |
| Short-term Investments | €62.76 Billion | 15.83% |
| Total Liquid Assets | €62.76 Billion | 15.83% |
Asset Resilience Insights
- Good Liquidity Position: XP Inc maintains a healthy 15.83% of assets in liquid form.
- This level provides good financial flexibility while maintaining productive asset deployment.
- The company has significant short-term investments, indicating active treasury management.
XP Inc Industry Peers by Asset Resilience Ratio
Compare XP Inc's asset resilience ratio with other companies in the same industry.
| Company | Industry | Asset Resilience Ratio |
|---|---|---|
|
GF Securities Co Ltd
SHE:000776 |
Capital Markets | 19.05% |
|
China International Capital Corp Ltd
SHG:601995 |
Capital Markets | 55.83% |
|
Western Securities Co Ltd
SHE:002673 |
Capital Markets | 20.69% |
|
Bitfarms Ltd.
NASDAQ:KEEL |
Capital Markets | 21.38% |
|
HIVE Digital Technologies Ltd.
V:HIVE |
Capital Markets | 1.94% |
|
Yulie Sekurindo Tbk
JK:YULE |
Capital Markets | 83.86% |
|
Hanyang Sec
KO:001750 |
Capital Markets | 0.00% |
|
N. B. I. Industrial Finance Company Limited
NSE:NBIFIN |
Capital Markets | 0.05% |
Annual Asset Resilience Ratio for XP Inc (2017–2025)
The table below shows the annual Asset Resilience Ratio data for XP Inc.
| Year | Asset Resilience Ratio (%) | Liquid Assets | Total Assets | Change |
|---|---|---|---|---|
| 2025-12-31 | 15.83% | €62.76 Billion ≈ $73.37 Billion |
€396.53 Billion ≈ $463.58 Billion |
-4.12pp |
| 2024-12-31 | 19.94% | €69.30 Billion ≈ $81.02 Billion |
€347.46 Billion ≈ $406.21 Billion |
-0.32pp |
| 2023-12-31 | 20.26% | €50.47 Billion ≈ $59.00 Billion |
€249.04 Billion ≈ $291.15 Billion |
-0.85pp |
| 2022-12-31 | 21.11% | €40.54 Billion ≈ $47.40 Billion |
€192.03 Billion ≈ $224.51 Billion |
-3.10pp |
| 2021-12-31 | 24.21% | €33.74 Billion ≈ $39.44 Billion |
€139.34 Billion ≈ $162.90 Billion |
+3.29pp |
| 2020-12-31 | 20.92% | €20.09 Billion ≈ $23.49 Billion |
€96.03 Billion ≈ $112.27 Billion |
+13.77pp |
| 2019-12-31 | 7.15% | €3.12 Billion ≈ $3.65 Billion |
€43.62 Billion ≈ $51.00 Billion |
-1.84pp |
| 2018-12-31 | 8.99% | €1.59 Billion ≈ $1.86 Billion |
€17.72 Billion ≈ $20.72 Billion |
-0.42pp |
| 2017-12-31 | 9.41% | €671.84 Million ≈ $785.45 Million |
€7.14 Billion ≈ $8.34 Billion |
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About XP Inc
XP Inc. engages in the provision of financial products and services in Brazil. It operates XP Platform, an open product platform that provides clients to access investment products in the market comprising brokerage securities, fixed income securities, mutual, hedge, and private equity funds; derivatives and synthetic instruments; credit cards; loan operations/collateralized credit products; pens… Read more