XP Inc Cash Flow Quality Index
XP Inc cash flow quality index. XP Inc (XP9) has a Cash Flow Quality Index of -1.86x as of December 2025. Operating cash flow of €-2.38 Billion is below net income of €1.28 Billion, suggesting accrual-heavy earnings not yet converted to cash. See XP Inc (XP9) financial flexibility to measure the company's free cash flow as a share of total liabilities.
Cash Flow Quality Index
Operating Cash Flow
Net Income
Data as of
Cash Flow Quality Index of XP Inc (2016–2025)
Cash flow quality index of XP Inc from 2016 to 2025. Historical Cash Flow Quality Index for XP Inc across 10 annual periods. Values consistently above 1.0x indicate high-quality earnings. Explore XP9 operating cash flow to total debt to assess how comfortably operating cash covers total debt obligations.
XP Inc Cash Flow Quality Index by Year (2016–2025)
XP Inc cash flow quality index by year from 2016 to 2025. Year-by-year earnings quality comparison for XP Inc. For the full cash flow conversion analysis, see XP9 cash generation efficiency.
| Year | Quality Index | Operating CF (EUR) | Net Income | YoY Change |
|---|---|---|---|---|
| 2025 | 2.33x | €12.04 Billion | €5.17 Billion | ▼ -5.9% |
| 2024 | 2.48x | €11.18 Billion | €4.51 Billion | ▲ +18.8% |
| 2023 | 2.08x | €8.13 Billion | €3.90 Billion | ▲ +313.7% |
| 2022 | 0.50x | €1.80 Billion | €3.58 Billion | ▲ +145.0% |
| 2021 | -1.12x | €-4.02 Billion | €3.59 Billion | ▼ -254.3% |
| 2020 | 0.73x | €1.51 Billion | €2.08 Billion | ▲ +120.6% |
| 2019 | -3.53x | €-3.81 Billion | €1.08 Billion | ▼ -256.6% |
| 2018 | -0.99x | €-456.75 Million | €461.44 Million | ▼ -256.1% |
| 2017 | 0.63x | €262.37 Million | €413.87 Million | ▲ +3135.5% |
| 2016 | 0.02x | €4.78 Million | €243.76 Million | — |