XP Inc (XP9) - Total Assets
Based on the latest financial reports, XP Inc (XP9) holds total assets worth €396.53 Billion EUR (≈ $463.58 Billion USD) as of December 2025. Total assets represent everything the company owns and controls, combining both current assets—like cash and cash equivalents, accounts receivable, and inventories—and non-current assets such as property, plant, equipment (PP&E), intangible assets, and long-term investments. Check XP Inc investment reinvestment rate to assess the company's total reinvestment commitment from operating cash flow.
XP Inc - Total Assets Trend (2017–2025)
This chart illustrates how XP Inc's total assets have evolved over time, based on quarterly financial data. Explore XP Inc (XP9) long-term investment share to see how much of total assets are deployed in long-term investments.
XP Inc - Asset Composition Analysis
Current Asset Composition (December 2025)
XP Inc's total assets of €396.53 Billion consist of 37.6% current assets and 62.4% non-current assets.
| Asset Category | Amount (EUR) | % of Total Assets |
|---|---|---|
| Cash & Equivalents | €0.00 | 2.6% |
| Accounts Receivable | €1.13 Billion | 0.3% |
| Inventory | €0.00 | 0.0% |
| Property, Plant & Equipment | €0.00 | 0.0% |
| Intangible Assets | €841.90 Million | 0.2% |
| Goodwill | €1.92 Billion | 0.5% |
Asset Composition Trend (2017–2025)
This chart illustrates how XP Inc's asset composition has evolved over time. Understanding changes in asset allocation can provide insights into the company's strategic shifts, capital allocation priorities, and business focus evolution. For live market cap, price, and company overview, see XP9 market cap overview.
Key Asset Composition Facts
- Current vs. Non-Current Assets: XP Inc's current assets represent 37.6% of total assets in 2025, a decrease from 88.7% in 2017.
- Cash Position: Cash and equivalents constituted 2.6% of total assets in 2025, up from 2.2% in 2017.
- Tangible vs. Intangible: Intangible assets (including goodwill) make up 0.0% of total assets, a decrease from 6.0% in 2017.
- Asset Diversification: The largest asset category is goodwill at 0.5% of total assets.
XP Inc Competitors by Total Assets
Key competitors of XP Inc based on total assets are shown below.
| Company | Country | Total Assets |
|---|---|---|
|
China Merchants Securities Co Ltd
SHG:600999
|
China | CN¥745.63 Billion |
|
Washington H Soul Pattinson & Company Ltd
AU:SOL
|
Australia | AU$15.13 Billion |
|
SDIC Essence Holdings Co Ltd
SHG:600061
|
China | CN¥387.40 Billion |
|
China Great Wall Securities Co Ltd Class A
SHE:002939
|
China | CN¥147.13 Billion |
|
CleanSpark Inc
NASDAQ:CLSK
|
USA | $2.91 Billion |
|
Guangdong Golden Dragon Development Inc
SHE:000712
|
China | CN¥23.40 Billion |
|
Sk Securities
KO:001510
|
Korea | ₩6.86 Trillion |
|
Praemium Ltd
AU:PPS
|
Australia | AU$135.84 Million |
XP Inc - Liquidity and Working Capital Analysis
Liquidity ratios measure a company's ability to pay off its short-term debts as they come due, using the company's current or quick assets. Working capital represents the operational liquidity available.
Key Liquidity Metrics
| Metric | Current | 1 Year Ago | 5 Years Ago |
|---|---|---|---|
| Current Ratio | 0.71 | 0.81 | 1.08 |
| Quick Ratio | 0.71 | 0.81 | 1.08 |
| Cash Ratio | 0.00 | 0.00 | 0.00 |
| Working Capital | €-60.58 Billion | €-38.08 Billion | €6.75 Billion |
XP Inc - Advanced Valuation Insights
This section examines the relationship between XP Inc's asset base and its market valuation, helping to identify whether the company's assets are efficiently translated into market value.
Key Valuation Metrics
| Current Price-to-Book Ratio | 2.06 |
| Latest Market Cap to Assets Ratio | 0.02 |
| Asset Growth Rate (YoY) | 14.1% |
| Total Assets | €396.53 Billion |
| Market Capitalization | $6.59 Billion USD |
Valuation Analysis
Below Book Valuation: The market values XP Inc's assets below their book value (0.02x), which may indicate investor concerns about asset quality or future growth.
Rapid Asset Growth: XP Inc's assets grew by 14.1% over the past year, indicating significant expansion of the company's resource base.
Annual Total Assets for XP Inc (2017–2025)
The table below shows the annual total assets of XP Inc from 2017 to 2025.
| Year | Total Assets | Change |
|---|---|---|
| 2025-12-31 | €396.53 Billion ≈ $463.58 Billion |
+14.12% |
| 2024-12-31 | €347.46 Billion ≈ $406.21 Billion |
+39.52% |
| 2023-12-31 | €249.04 Billion ≈ $291.15 Billion |
+29.69% |
| 2022-12-31 | €192.03 Billion ≈ $224.51 Billion |
+37.82% |
| 2021-12-31 | €139.34 Billion ≈ $162.90 Billion |
+45.10% |
| 2020-12-31 | €96.03 Billion ≈ $112.27 Billion |
+120.14% |
| 2019-12-31 | €43.62 Billion ≈ $51.00 Billion |
+146.12% |
| 2018-12-31 | €17.72 Billion ≈ $20.72 Billion |
+148.37% |
| 2017-12-31 | €7.14 Billion ≈ $8.34 Billion |
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About XP Inc
XP Inc. engages in the provision of financial products and services in Brazil. It operates XP Platform, an open product platform that provides clients to access investment products in the market comprising brokerage securities, fixed income securities, mutual, hedge, and private equity funds; derivatives and synthetic instruments; credit cards; loan operations/collateralized credit products; pens… Read more