XP Inc (XP9) — Defensive Interval Ratio
XP Inc (XP9) has a Defensive Interval Ratio of 111 days as of December 2025. Defensive assets of €63.89 Billion (cash €-, short-term investments €62.76 Billion, receivables €1.13 Billion) cover 111 days of daily cash needs of €574.05 Million/day. Explore XP Inc long-term investment intensity to see how much of total assets are deployed in long-term investments.
Defensive Interval Ratio
Defensive Assets
Daily Cash Need
Current Liabilities
XP Inc Defensive Interval Ratio (2016–2025)
This chart shows how XP Inc's Defensive Interval Ratio has evolved across 10 annual periods from 2016 to 2025. As of December 2025, the ratio stands at 111 days, meaning defensive assets of €63.89 Billion can fund 111 days of operations without new revenue. Read XP Inc total liabilities for a breakdown of total debt and financial obligations.
Annual Defensive Interval Ratio for XP Inc (2016–2025)
The table below presents the year-by-year Defensive Interval Ratio for XP Inc from 2016 to 2025, covering 10 annual filings. Each row shows defensive assets, daily cash need, the DIR in days, and the change in days compared to the prior year. For the complete balance sheet picture, see balance sheet size of XP Inc.
| Year | DIR (days) | Defensive Assets (EUR) | Daily Cash Need | Cash | ST Investments | Change (days) |
|---|---|---|---|---|---|---|
| 2025 | 111 days | €63.89 Billion | €574.05 Million/day | €- | €62.76 Billion | ▼ -19 days |
| 2024 | 130 days | €69.98 Billion | €537.37 Million/day | €- | €69.30 Billion | ▼ -20 days |
| 2023 | 150 days | €51.05 Billion | €339.99 Million/day | €- | €50.47 Billion | ▲ +1 days |
| 2022 | 150 days | €41.06 Billion | €274.53 Million/day | €- | €40.54 Billion | ▼ -27 days |
| 2021 | 176 days | €34.16 Billion | €193.55 Million/day | €- | €33.74 Billion | ▲ +60 days |
| 2020 | 116 days | €20.55 Billion | €176.80 Million/day | €- | €20.09 Billion | ▲ +75 days |
| 2019 | 41 days | €3.60 Billion | €86.96 Million/day | €- | €3.12 Billion | ▼ -4 days |
| 2018 | 45 days | €1.81 Billion | €40.39 Million/day | €- | €1.59 Billion | ▼ -13 days |
| 2017 | 58 days | €828.18 Million | €14.22 Million/day | €- | €671.84 Million | ▲ +48 days |
| 2016 | 10 days | €87.40 Million | €8.52 Million/day | €- | €- | — |