XP Inc (XP9) — Financial Flexibility Index
XP Inc (XP9) has a Financial Flexibility Index of -0.01x as of December 2025. Free cash flow of €-2.24 Billion (operating CF €-2.38 Billion minus capex €149.50 Million) represents 0% of total liabilities (€372.98 Billion). Check XP Inc investment reinvestment rate to assess the company's total reinvestment commitment from operating cash flow.
Financial Flexibility Index
Free Cash Flow
Total Liabilities
Capital Expenditures
XP Inc Financial Flexibility Index (2017–2025)
Historical Financial Flexibility Index trend for XP Inc across 9 annual periods. For the full cash flow conversion analysis, see XP9 cash flow conversion.
Annual Financial Flexibility Index for XP Inc (2017–2025)
Year-by-year free cash flow to debt coverage for XP Inc. Explore XP Inc (XP9) cash flow to debt to assess how comfortably operating cash covers total debt obligations.
| Year | Flexibility Index | Free Cash Flow (EUR) | Operating CF | Total Liabilities | YoY Change |
|---|---|---|---|---|---|
| 2025 | 0.03x | €12.53 Billion | €12.04 Billion | €372.98 Billion | ▼ -4.4% |
| 2024 | 0.04x | €11.51 Billion | €11.18 Billion | €327.41 Billion | ▼ -3.0% |
| 2023 | 0.04x | €8.32 Billion | €8.13 Billion | €229.59 Billion | ▲ +243.2% |
| 2022 | 0.01x | €1.85 Billion | €1.80 Billion | €174.99 Billion | ▲ +134.0% |
| 2021 | -0.03x | €-3.88 Billion | €-4.02 Billion | €124.92 Billion | ▼ -259.9% |
| 2020 | 0.02x | €1.66 Billion | €1.51 Billion | €85.13 Billion | ▲ +119.0% |
| 2019 | -0.10x | €-3.74 Billion | €-3.81 Billion | €36.47 Billion | ▼ -329.3% |
| 2018 | -0.02x | €-373.60 Million | €-456.75 Million | €15.63 Billion | ▼ -148.9% |
| 2017 | 0.05x | €292.74 Million | €262.37 Million | €5.98 Billion | — |