XP Inc (XP9) — Financial Flexibility Index
XP Inc (XP9) has a Financial Flexibility Index of -0.01x as of December 2025. Free cash flow of €-2.24 Billion (operating CF €-2.38 Billion minus capex €149.50 Million) represents 0% of total liabilities (€372.98 Billion). Also explore how fast is XP Inc growing its equity to track the company's year-over-year net asset growth rate.
Financial Flexibility Index
Free Cash Flow
Total Liabilities
Capital Expenditures
XP Inc Financial Flexibility Index (2017–2025)
Historical Financial Flexibility Index trend for XP Inc across 9 annual periods. Check XP Inc PP&E and investment ratio to assess the company's strategic physical and investment asset allocation.
Annual Financial Flexibility Index for XP Inc (2017–2025)
Year-by-year free cash flow to debt coverage for XP Inc. For the full company profile including market capitalisation, see market value of XP Inc.
| Year | Flexibility Index | Free Cash Flow (EUR) | Operating CF | Total Liabilities | YoY Change |
|---|---|---|---|---|---|
| 2025 | 0.03x | €12.53 Billion | €12.04 Billion | €372.98 Billion | ▼ -4.4% |
| 2024 | 0.04x | €11.51 Billion | €11.18 Billion | €327.41 Billion | ▼ -3.0% |
| 2023 | 0.04x | €8.32 Billion | €8.13 Billion | €229.59 Billion | ▲ +243.2% |
| 2022 | 0.01x | €1.85 Billion | €1.80 Billion | €174.99 Billion | ▲ +134.0% |
| 2021 | -0.03x | €-3.88 Billion | €-4.02 Billion | €124.92 Billion | ▼ -259.9% |
| 2020 | 0.02x | €1.66 Billion | €1.51 Billion | €85.13 Billion | ▲ +119.0% |
| 2019 | -0.10x | €-3.74 Billion | €-3.81 Billion | €36.47 Billion | ▼ -329.3% |
| 2018 | -0.02x | €-373.60 Million | €-456.75 Million | €15.63 Billion | ▼ -148.9% |
| 2017 | 0.05x | €292.74 Million | €262.37 Million | €5.98 Billion | — |