XP Inc (XP9) — Financial Flexibility Index
XP Inc (XP9) has a Financial Flexibility Index of -0.01x as of December 2025. Free cash flow of €-2.24 Billion (operating CF €-2.38 Billion minus capex €149.50 Million) represents 0% of total liabilities (€372.98 Billion). Check how strategically is XP Inc's equity deployed to assess the company's strategic physical and investment asset allocation.
Financial Flexibility Index
Free Cash Flow
Total Liabilities
Capital Expenditures
XP Inc Financial Flexibility Index (2017–2025)
Historical Financial Flexibility Index trend for XP Inc across 9 annual periods. See XP Inc current assets vs equity to evaluate short-term liquidity relative to the company's equity base.
Annual Financial Flexibility Index for XP Inc (2017–2025)
Year-by-year free cash flow to debt coverage for XP Inc. For the full company profile including market capitalisation, see XP Inc stock valuation.
| Year | Flexibility Index | Free Cash Flow (EUR) | Operating CF | Total Liabilities | YoY Change |
|---|---|---|---|---|---|
| 2025 | 0.03x | €12.53 Billion | €12.04 Billion | €372.98 Billion | ▼ -4.4% |
| 2024 | 0.04x | €11.51 Billion | €11.18 Billion | €327.41 Billion | ▼ -3.0% |
| 2023 | 0.04x | €8.32 Billion | €8.13 Billion | €229.59 Billion | ▲ +243.2% |
| 2022 | 0.01x | €1.85 Billion | €1.80 Billion | €174.99 Billion | ▲ +134.0% |
| 2021 | -0.03x | €-3.88 Billion | €-4.02 Billion | €124.92 Billion | ▼ -259.9% |
| 2020 | 0.02x | €1.66 Billion | €1.51 Billion | €85.13 Billion | ▲ +119.0% |
| 2019 | -0.10x | €-3.74 Billion | €-3.81 Billion | €36.47 Billion | ▼ -329.3% |
| 2018 | -0.02x | €-373.60 Million | €-456.75 Million | €15.63 Billion | ▼ -148.9% |
| 2017 | 0.05x | €292.74 Million | €262.37 Million | €5.98 Billion | — |