XP Inc Cash Flow-to-Debt Ratio
XP Inc cash flow-to-debt ratio. XP Inc (XP9) has a Cash Flow-to-Debt Ratio of -0.01x as of December 2025, meaning its operating cash flow of €-2.38 Billion could theoretically repay 0% of its total liabilities (€372.98 Billion) in one year. Check XP9 cash to earnings ratio to evaluate the quality of earnings relative to operating cash generation.
CF-to-Debt Ratio
Operating Cash Flow
Total Liabilities
Data as of
Cash Flow-to-Debt Ratio of XP Inc (2017–2025)
Cash flow-to-debt ratio of XP Inc from 2017 to 2025. Historical debt coverage capacity for XP Inc across 9 annual periods. Check XP Inc (XP9) reinvestment rate to assess the company's total reinvestment commitment from operating cash flow.
XP Inc Cash Flow-to-Debt Ratio by Year (2017–2025)
XP Inc cash flow-to-debt ratio by year from 2017 to 2025. Year-by-year debt coverage analysis for XP Inc. For the full cash flow conversion analysis, see cash efficiency ratio of XP Inc.
| Year | CF-to-Debt Ratio | Operating CF (EUR) | Total Liabilities | YoY Change |
|---|---|---|---|---|
| 2025 | 0.03x | €12.04 Billion | €372.98 Billion | ▼ -5.4% |
| 2024 | 0.03x | €11.18 Billion | €327.41 Billion | ▼ -3.5% |
| 2023 | 0.04x | €8.13 Billion | €229.59 Billion | ▲ +243.4% |
| 2022 | 0.01x | €1.80 Billion | €174.99 Billion | ▲ +132.0% |
| 2021 | -0.03x | €-4.02 Billion | €124.92 Billion | ▼ -281.4% |
| 2020 | 0.02x | €1.51 Billion | €85.13 Billion | ▲ +117.0% |
| 2019 | -0.10x | €-3.81 Billion | €36.47 Billion | ▼ -258.0% |
| 2018 | -0.03x | €-456.75 Million | €15.63 Billion | ▼ -166.6% |
| 2017 | 0.04x | €262.37 Million | €5.98 Billion | — |