XP Inc (XP9) - Total Liabilities

Latest as of December 2025: €372.98 Billion EUR ≈ $436.05 Billion USD

Based on the latest financial reports, XP Inc (XP9) has total liabilities worth €372.98 Billion EUR (≈ $436.05 Billion USD) as of December 2025. Total liabilities represent everything the company owes to external parties, combining both current liabilities—like accounts payable, short-term debt, and accrued expenses—and non-current liabilities such as long-term debt, pension obligations, lease liabilities, and deferred tax liabilities. Explore XP9 strategic capital deployment ratio to see how much of total assets are deployed in long-term investments.

XP Inc - Total Liabilities Trend (2017–2025)

This chart illustrates how XP Inc's total liabilities have evolved over time, based on quarterly financial data. For the complete balance sheet picture, see XP9 total assets.

XP Inc Competitors by Total Liabilities

The table below lists competitors of XP Inc ranked by their total liabilities.

Company	Country	Total Liabilities
Dosilicon Co Ltd SHG:688110	China	CN¥252.69 Million
HITACHI CONSTR.MACH.ADR/2 F:HCMA	Germany	€898.13 Billion
Ralliant Corporation Common Stock NYSE:RAL	USA	$2.13 Billion
Macronix International Co Ltd TW:2337	Taiwan	NT$34.35 Billion
PSP SWISS ADR 1/5/SF1050 F:P7S0	Germany	€4.53 Billion
Flughafen Zurich SW:FHZN	Switzerland	CHF2.42 Billion
SARTORIUS AG UNSP.ADR 1/5 F:SRT4	Germany	€5.98 Billion
Far East Smarter Energy Co Ltd SHG:600869	China	CN¥17.64 Billion

Liability Composition Analysis (2017–2025)

This chart breaks down XP Inc's total liabilities into key components over time: long-term debt, short-term debt, other current liabilities, and other non-current liabilities. Toggle between absolute values and percentage view to see how the composition has shifted. See XP Inc balance sheet quality to measure how much of total assets are equity-financed.

Liquidity & Leverage Metrics

Key Metrics Explained

Metric	Value	Description
Current Ratio	0.71	Measures ability to pay short-term obligations (Current Assets ÷ Current Liabilities)
Quick Ratio	N/A	More stringent measure of short-term liquidity ((Current Assets - Inventory) ÷ Current Liabilities)
Cash Ratio	N/A	Most conservative liquidity measure (Cash & Equivalents ÷ Current Liabilities)
Debt to Equity	15.84	Measures financial leverage (Total Liabilities ÷ Shareholder Equity)
Debt to Assets	0.94	Portion of assets financed with debt (Total Liabilities ÷ Total Assets)

Liability Trends Comparison

This chart compares key liability metrics across different time periods, showing how XP Inc's debt structure has evolved. The comparison includes total liabilities, long-term debt, and current liabilities.

Annual Total Liabilities for XP Inc (2017–2025)

The table below shows the annual total liabilities of XP Inc from 2017 to 2025.

Year	Total Liabilities	Change
2025-12-31	€372.98 Billion ≈ $436.05 Billion	+13.92%
2024-12-31	€327.41 Billion ≈ $382.78 Billion	+42.61%
2023-12-31	€229.59 Billion ≈ $268.41 Billion	+31.20%
2022-12-31	€174.99 Billion ≈ $204.58 Billion	+40.08%
2021-12-31	€124.92 Billion ≈ $146.05 Billion	+46.74%
2020-12-31	€85.13 Billion ≈ $99.53 Billion	+133.45%
2019-12-31	€36.47 Billion ≈ $42.63 Billion	+133.27%
2018-12-31	€15.63 Billion ≈ $18.28 Billion	+161.22%
2017-12-31	€5.98 Billion ≈ $7.00 Billion	--

About XP Inc

F:XP9 Germany Capital Markets

Market Cap

$8.10 Billion

€6.93 Billion EUR

Market Cap Rank

#2838 Global

#563 in Germany

Share Price

€16.69

Change (1 day)

-0.50%

52-Week Range

€12.96 - €19.22

All Time High

€41.35