XP Inc (XP9) — Cash Flow Reinvestment Rate

Latest as of September 2025: 0.04x

XP Inc (XP9) has a Cash Flow Reinvestment Rate of 0.04x as of September 2025, reinvesting €470.88 Million (capex €161.00 Million plus investments €-309.89 Million) from operating cash flow of €12.31 Billion. Check XP9 operating cash flow to net income to evaluate the quality of earnings relative to operating cash generation.

Reinvestment Rate

0.04x
(Capex + Investments) / Operating CF

Total Reinvested

€470.88 Million
Capex + Investments

Operating Cash Flow

€12.31 Billion
EUR

Capital Expenditures

€161.00 Million
EUR

XP Inc Cash Flow Reinvestment Rate (2016–2025)

Historical reinvestment intensity for XP Inc across 7 annual periods. Explore XP Inc (XP9) investment intensity to see how much of total assets are deployed in long-term investments.

Annual Cash Flow Reinvestment Rate for XP Inc (2016–2025)

Year-by-year capital reinvestment analysis for XP Inc. For live market cap and broader valuation context, see market value of XP Inc.

Year Reinvestment Rate Total Reinvested (EUR) Operating CF Capex YoY Change
2025 0.04x €540.20 Million €12.04 Billion €489.57 Million ▲ +51.8%
2024 0.03x €330.21 Million €11.18 Billion €330.21 Million ▼ -67.3%
2023 0.09x €735.03 Million €8.13 Billion €196.22 Million ▼ -25.6%
2022 0.12x €219.34 Million €1.80 Billion €44.56 Million ▼ -50.8%
2020 0.25x €373.20 Million €1.51 Billion €145.16 Million ▼ -74.9%
2017 0.98x €258.40 Million €262.37 Million €30.37 Million ▼ -92.6%
2016 13.25x €63.27 Million €4.78 Million €31.64 Million
Cash Flow Reinvestment Rate = (ABS(Capex) + ABS(Investments)) / Operating Cash Flow