XP Inc (XP9) — Free Cash Flow Generation Index
Latest as of September 2025:
0.99x
XP Inc (XP9) has a Free Cash Flow Generation Index of 0.99x as of September 2025. Free cash flow of €12.15 Billion represents 1% of operating cash flow (€12.31 Billion). Read debt load of XP Inc for a breakdown of total debt and financial obligations.
FCF Generation Index
0.99x
Free Cash Flow / Operating CF
Free Cash Flow
€12.15 Billion
EUR
Operating Cash Flow
€12.31 Billion
EUR
Capital Expenditures
€161.00 Million
EUR
XP Inc Free Cash Flow Generation Index (2016–2025)
Historical FCF Generation Index trend for XP Inc across 7 annual periods. Explore reinvestment intensity of XP Inc to see what proportion of operating cash flow is directed to capital expenditures.
Annual Free Cash Flow Generation for XP Inc (2016–2025)
Year-by-year Free Cash Flow Generation Index for XP Inc. For the full company profile including market capitalisation, see XP Inc stock valuation.
| Year | FCG Index | Free Cash Flow (EUR) | Operating CF | Capital Expenditures | YoY Change |
|---|---|---|---|---|---|
| 2025 | 0.96x | €11.56 Billion | €12.04 Billion | €489.57 Million | ▼ -1.1% |
| 2024 | 0.97x | €10.85 Billion | €11.18 Billion | €330.21 Million | ▼ -0.6% |
| 2023 | 0.98x | €7.93 Billion | €8.13 Billion | €196.22 Million | ▲ +5.0% |
| 2022 | 0.93x | €1.68 Billion | €1.80 Billion | €44.56 Million | ▲ +15.2% |
| 2020 | 0.81x | €1.22 Billion | €1.51 Billion | €145.16 Million | ▲ +0.2% |
| 2017 | 0.81x | €211.37 Million | €262.37 Million | €30.37 Million | ▼ -89.4% |
| 2016 | 7.62x | €36.41 Million | €4.78 Million | €31.64 Million | — |
FCG Index = Free Cash Flow / Operating Cash Flow. FCF = Operating CF + Capital Expenditures (capex stored negative).