XP Inc Free Cash Flow Generation Index

Latest as of September 2025: 0.99x

XP Inc free cash flow generation index. XP Inc (XP9) has a Free Cash Flow Generation Index of 0.99x as of September 2025. Free cash flow of €12.15 Billion represents 1% of operating cash flow (€12.31 Billion).

FCF Generation Index

0.99x
Free Cash Flow / Operating CF

Free Cash Flow

€12.15 Billion
EUR

Operating Cash Flow

€12.31 Billion
EUR

Capital Expenditures

€161.00 Million
EUR

Free Cash Flow Generation Index of XP Inc (2016–2025)

Free cash flow generation index of XP Inc from 2016 to 2025. Historical FCF Generation Index trend for XP Inc across 7 annual periods. See XP9 financial flexibility score to measure the company's free cash flow as a share of total liabilities.

XP Inc Free Cash Flow Generation Index by Year (2016–2025)

XP Inc free cash flow generation index by year from 2016 to 2025. Year-by-year Free Cash Flow Generation Index for XP Inc. For the full cash flow conversion analysis, see XP Inc (XP9) cash flow conversion.

Year FCG Index Free Cash Flow (EUR) Operating CF Capital Expenditures YoY Change
2025 0.96x €11.56 Billion €12.04 Billion €489.57 Million ▼ -1.1%
2024 0.97x €10.85 Billion €11.18 Billion €330.21 Million ▼ -0.6%
2023 0.98x €7.93 Billion €8.13 Billion €196.22 Million ▲ +5.0%
2022 0.93x €1.68 Billion €1.80 Billion €44.56 Million ▲ +15.2%
2020 0.81x €1.22 Billion €1.51 Billion €145.16 Million ▲ +0.2%
2017 0.81x €211.37 Million €262.37 Million €30.37 Million ▼ -89.4%
2016 7.62x €36.41 Million €4.78 Million €31.64 Million —
FCG Index = Free Cash Flow / Operating Cash Flow. FCF = Operating CF + Capital Expenditures (capex stored negative).