Zurich Insurance Group AG Asset Resilience Ratio
Zurich Insurance Group AG asset resilience ratio. Zurich Insurance Group AG (ZFI1) has an Asset Resilience Ratio of 2.68% as of December 2025. The Asset Resilience Ratio measures the percentage of a company's total assets that are held in liquid form (cash and short-term investments). This metric indicates how well-positioned the company is to handle unexpected financial challenges, economic downturns, or strategic opportunities without requiring external financing. See how many days can Zurich Insurance Group AG fund operations to measure how many days the company can operate on defensive assets alone.
Liquid Assets
Total Assets
Resilience Assessment
Asset Resilience Ratio of Zurich Insurance Group AG (2013–2025)
Asset resilience ratio of Zurich Insurance Group AG from 2013 to 2025. This chart shows how Zurich Insurance Group AG's Asset Resilience Ratio has changed over time. Read Zurich Insurance Group AG debt and liabilities for a breakdown of total debt and financial obligations.
Liquid Assets Composition Over Time
This chart breaks down Zurich Insurance Group AG's liquid assets into cash & equivalents and short-term investments, showing how the composition has evolved over time. For the complete balance sheet picture, see Zurich Insurance Group AG asset portfolio.
Current Liquid Assets Breakdown
| Component | Amount | % of Total Assets |
|---|---|---|
| Cash & Equivalents | €0.00 | 0% |
| Short-term Investments | €10.91 Billion | 2.68% |
| Total Liquid Assets | €10.91 Billion | 2.68% |
Asset Resilience Insights
- Limited Liquidity: Zurich Insurance Group AG maintains only 2.68% of assets in liquid form.
- This low level may indicate efficient asset utilization but could pose risks during economic downturns.
- The company has significant short-term investments, indicating active treasury management.
Zurich Insurance Group AG Industry Peers by Asset Resilience Ratio
Compare Zurich Insurance Group AG's asset resilience ratio with other companies in the same industry.
| Company | Industry | Asset Resilience Ratio |
|---|---|---|
|
Enstar Group Limited
NASDAQ:ESGR |
Insurance - Diversified | 1.53% |
|
Vienna Insurance Group AG
VI:VIG |
Insurance - Diversified | 48.65% |
|
UNIQA Insurance Group AG
VI:UQA |
Insurance - Diversified | 45.14% |
|
ageas SA/NV
BR:AGS |
Insurance - Diversified | 54.49% |
|
BB Seguridade Participacoes SA
SA:BBSE3 |
Insurance - Diversified | 43.47% |
|
Porto Seguro S.A
SA:PSSA3 |
Insurance - Diversified | 2.90% |
|
Sun Life Financial Inc.
TO:SLF |
Insurance - Diversified | 6.77% |
|
iA Financial Corporation Inc
TO:IAG |
Insurance - Diversified | 0.65% |
Zurich Insurance Group AG Asset Resilience Ratio by Year (2013–2025)
Zurich Insurance Group AG asset resilience ratio by year from 2013 to 2025. The table below shows the annual Asset Resilience Ratio data for Zurich Insurance Group AG.
| Year | Asset Resilience Ratio (%) | Liquid Assets | Total Assets | Change |
|---|---|---|---|---|
| 2025-12-31 | 2.68% | €10.91 Billion ≈ $12.76 Billion |
€407.21 Billion ≈ $476.07 Billion |
-0.26pp |
| 2024-12-31 | 2.94% | €10.53 Billion ≈ $12.31 Billion |
€358.00 Billion ≈ $418.55 Billion |
+0.20pp |
| 2023-12-31 | 2.74% | €9.91 Billion ≈ $11.58 Billion |
€361.38 Billion ≈ $422.49 Billion |
-25.55pp |
| 2022-12-31 | 28.29% | €106.87 Billion ≈ $124.94 Billion |
€377.78 Billion ≈ $441.67 Billion |
-6.57pp |
| 2021-12-31 | 34.86% | €151.91 Billion ≈ $177.60 Billion |
€435.83 Billion ≈ $509.53 Billion |
-3.18pp |
| 2020-12-31 | 38.04% | €167.11 Billion ≈ $195.37 Billion |
€439.30 Billion ≈ $513.59 Billion |
+0.34pp |
| 2019-12-31 | 37.70% | €152.58 Billion ≈ $178.38 Billion |
€404.69 Billion ≈ $473.12 Billion |
+37.69pp |
| 2018-12-31 | 0.01% | €47.00 Million ≈ $54.95 Million |
€395.34 Billion ≈ $462.20 Billion |
-0.02pp |
| 2017-12-31 | 0.04% | €153.00 Million ≈ $178.87 Million |
€422.06 Billion ≈ $493.44 Billion |
-0.22pp |
| 2016-12-31 | 0.25% | €970.00 Million ≈ $1.13 Billion |
€382.68 Billion ≈ $447.39 Billion |
+0.20pp |
| 2015-12-31 | 0.05% | €193.00 Million ≈ $225.64 Million |
€381.97 Billion ≈ $446.57 Billion |
-0.02pp |
| 2014-12-31 | 0.07% | €290.00 Million ≈ $339.04 Million |
€406.53 Billion ≈ $475.28 Billion |
-0.09pp |
| 2013-12-31 | 0.16% | €678.00 Million ≈ $792.65 Million |
€415.05 Billion ≈ $485.24 Billion |
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About Zurich Insurance Group AG
Zurich Insurance Group AG provides insurance products and related services in Europe, the Middle East, Africa, North America, Latin America, and the Asia Pacific. It operates through Property & Casualty Regions, Life Regions, and Farmers segments. The company offers car and motor, home, travel, general liability, life and critical illness, and other insurance products; and saving and investment, … Read more