Zurich Insurance Group AG - Asset Resilience Ratio
Zurich Insurance Group AG (ZFI1) has an Asset Resilience Ratio of 2.68% as of December 2025. The Asset Resilience Ratio measures the percentage of a company's total assets that are held in liquid form (cash and short-term investments). This metric indicates how well-positioned the company is to handle unexpected financial challenges, economic downturns, or strategic opportunities without requiring external financing. Check Zurich Insurance Group AG (ZFI1) strategic asset index to assess the company's strategic physical and investment asset allocation.
Liquid Assets
Total Assets
Resilience Assessment
Asset Resilience Ratio Trend (2013–2025)
This chart shows how Zurich Insurance Group AG's Asset Resilience Ratio has changed over time. See how leveraged is Zurich Insurance Group AG's balance sheet to measure how much of total assets are equity-financed.
Liquid Assets Composition Over Time
This chart breaks down Zurich Insurance Group AG's liquid assets into cash & equivalents and short-term investments, showing how the composition has evolved over time. For market capitalisation and broader financial context, see ZFI1 stock market capitalisation.
Current Liquid Assets Breakdown
| Component | Amount | % of Total Assets |
|---|---|---|
| Cash & Equivalents | €0.00 | 0% |
| Short-term Investments | €10.91 Billion | 2.68% |
| Total Liquid Assets | €10.91 Billion | 2.68% |
Asset Resilience Insights
- Limited Liquidity: Zurich Insurance Group AG maintains only 2.68% of assets in liquid form.
- This low level may indicate efficient asset utilization but could pose risks during economic downturns.
- The company has significant short-term investments, indicating active treasury management.
Zurich Insurance Group AG Industry Peers by Asset Resilience Ratio
Compare Zurich Insurance Group AG's asset resilience ratio with other companies in the same industry.
| Company | Industry | Asset Resilience Ratio |
|---|---|---|
|
Helvetia Holding AG
SW:HBAN |
Insurance - Diversified | 1.30% |
|
UNIQA Insurance Group AG
VI:UQA |
Insurance - Diversified | 45.14% |
|
Peña Verde S.A.B
MX:PV |
Insurance - Diversified | 0.13% |
|
Vienna Insurance Group AG
VI:VIG |
Insurance - Diversified | 48.85% |
|
ageas SA/NV
BR:AGS |
Insurance - Diversified | 57.24% |
|
BB Seguridade Participacoes SA
SA:BBSE3 |
Insurance - Diversified | 43.47% |
|
Porto Seguro S.A
SA:PSSA3 |
Insurance - Diversified | 2.90% |
|
Sun Life Financial Inc.
TO:SLF |
Insurance - Diversified | 6.77% |
Annual Asset Resilience Ratio for Zurich Insurance Group AG (2013–2025)
The table below shows the annual Asset Resilience Ratio data for Zurich Insurance Group AG.
| Year | Asset Resilience Ratio (%) | Liquid Assets | Total Assets | Change |
|---|---|---|---|---|
| 2025-12-31 | 2.68% | €10.91 Billion ≈ $12.76 Billion |
€407.21 Billion ≈ $476.07 Billion |
-0.26pp |
| 2024-12-31 | 2.94% | €10.53 Billion ≈ $12.31 Billion |
€358.00 Billion ≈ $418.55 Billion |
+0.20pp |
| 2023-12-31 | 2.74% | €9.91 Billion ≈ $11.58 Billion |
€361.38 Billion ≈ $422.49 Billion |
-25.55pp |
| 2022-12-31 | 28.29% | €106.87 Billion ≈ $124.94 Billion |
€377.78 Billion ≈ $441.67 Billion |
-6.57pp |
| 2021-12-31 | 34.86% | €151.91 Billion ≈ $177.60 Billion |
€435.83 Billion ≈ $509.53 Billion |
-3.18pp |
| 2020-12-31 | 38.04% | €167.11 Billion ≈ $195.37 Billion |
€439.30 Billion ≈ $513.59 Billion |
+0.34pp |
| 2019-12-31 | 37.70% | €152.58 Billion ≈ $178.38 Billion |
€404.69 Billion ≈ $473.12 Billion |
+37.69pp |
| 2018-12-31 | 0.01% | €47.00 Million ≈ $54.95 Million |
€395.34 Billion ≈ $462.20 Billion |
-0.02pp |
| 2017-12-31 | 0.04% | €153.00 Million ≈ $178.87 Million |
€422.06 Billion ≈ $493.44 Billion |
-0.22pp |
| 2016-12-31 | 0.25% | €970.00 Million ≈ $1.13 Billion |
€382.68 Billion ≈ $447.39 Billion |
+0.20pp |
| 2015-12-31 | 0.05% | €193.00 Million ≈ $225.64 Million |
€381.97 Billion ≈ $446.57 Billion |
-0.02pp |
| 2014-12-31 | 0.07% | €290.00 Million ≈ $339.04 Million |
€406.53 Billion ≈ $475.28 Billion |
-0.09pp |
| 2013-12-31 | 0.16% | €678.00 Million ≈ $792.65 Million |
€415.05 Billion ≈ $485.24 Billion |
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About Zurich Insurance Group AG
Zurich Insurance Group AG provides insurance products and related services in Europe, the Middle East, Africa, North America, Latin America, and the Asia Pacific. It operates through Property & Casualty Regions, Life Regions, and Farmers segments. The company offers car and motor, home, travel, general liability, life and critical illness, and other insurance products; and saving and investment, … Read more