Zurich Insurance Group AG (ZFI1) — Financial Flexibility Index

Latest as of June 2023: 0.01x

Zurich Insurance Group AG (ZFI1) has a Financial Flexibility Index of 0.01x as of June 2023. Free cash flow of €2.19 Billion (operating CF €2.10 Billion minus capex €87.50 Million) represents 0% of total liabilities (€324.79 Billion). Check Zurich Insurance Group AG investment reinvestment rate to assess the company's total reinvestment commitment from operating cash flow.

Financial Flexibility Index

0.01x
Free Cash Flow / Total Liabilities

Free Cash Flow

€2.19 Billion
Operating CF − Capex

Total Liabilities

€324.79 Billion
EUR

Capital Expenditures

€87.50 Million
EUR

Zurich Insurance Group AG Financial Flexibility Index (2013–2025)

Historical Financial Flexibility Index trend for Zurich Insurance Group AG across 13 annual periods. For the full cash flow conversion analysis, see Zurich Insurance Group AG (ZFI1) cash conversion ratio.

Annual Financial Flexibility Index for Zurich Insurance Group AG (2013–2025)

Year-by-year free cash flow to debt coverage for Zurich Insurance Group AG. Explore ZFI1 operating cash flow to total debt to assess how comfortably operating cash covers total debt obligations.

Year Flexibility Index Free Cash Flow (EUR) Operating CF Total Liabilities YoY Change
2025 0.02x €6.38 Billion €5.90 Billion €377.05 Billion ▼ -29.7%
2024 0.02x €7.97 Billion €7.60 Billion €331.07 Billion ▲ +4.0%
2023 0.02x €7.76 Billion €7.34 Billion €335.10 Billion ▲ +43.4%
2022 0.02x €5.65 Billion €5.08 Billion €349.87 Billion ▲ +71.2%
2021 0.01x €3.74 Billion €3.17 Billion €396.66 Billion ▼ -39.7%
2020 0.02x €6.25 Billion €5.70 Billion €399.45 Billion ▲ +2.3%
2019 0.02x €5.64 Billion €4.88 Billion €368.14 Billion ▲ +0.5%
2018 0.02x €5.54 Billion €4.39 Billion €363.54 Billion ▲ +2.8%
2017 0.01x €5.74 Billion €5.21 Billion €387.17 Billion ▲ +137.2%
2016 0.01x €2.19 Billion €1.47 Billion €350.21 Billion ▼ -63.0%
2015 0.02x €5.90 Billion €5.22 Billion €349.07 Billion ▼ -13.7%
2014 0.02x €7.24 Billion €5.86 Billion €369.70 Billion ▲ +163.9%
2013 0.01x €2.82 Billion €1.99 Billion €380.32 Billion —
Financial Flexibility Index = (Operating CF − Capex) / Total Liabilities = Free Cash Flow / Total Liabilities