Zurich Insurance Group AG (ZFI1) - Total Liabilities

Latest as of December 2025: €377.05 Billion EUR ≈ $440.81 Billion USD

Based on the latest financial reports, Zurich Insurance Group AG (ZFI1) has total liabilities worth €377.05 Billion EUR (≈ $440.81 Billion USD) as of December 2025. Total liabilities represent everything the company owes to external parties, combining both current liabilities—like accounts payable, short-term debt, and accrued expenses—and non-current liabilities such as long-term debt, pension obligations, lease liabilities, and deferred tax liabilities. Also explore Zurich Insurance Group AG (ZFI1) net asset momentum to track the company's year-over-year net asset growth rate.

Zurich Insurance Group AG - Total Liabilities Trend (2013–2025)

This chart illustrates how Zurich Insurance Group AG's total liabilities have evolved over time, based on quarterly financial data. See free cash flow generation of Zurich Insurance Group AG to measure how efficiently the company converts operating cash flow to free cash.

Zurich Insurance Group AG Competitors by Total Liabilities

The table below lists competitors of Zurich Insurance Group AG ranked by their total liabilities.

Company	Country	Total Liabilities
Tata Consultancy Services Limited NSE:TCS	India	Rs737.68 Billion
Waste Management Inc NYSE:WM	USA	$35.68 Billion
Adobe Systems Incorporated NASDAQ:ADBE	USA	$18.41 Billion
Trane Technologies plc F:2IS	Germany	€12.82 Billion
PNC Financial Services Group Inc NYSE:PNC	USA	$539.35 Billion
KKR & Co. Inc. NYSE:KKR	USA	$331.28 Billion
National Grid PLC ADR NYSE:NGG	USA	$66.54 Billion
U.S. Bancorp NYSE:USB	USA	$631.56 Billion

Liability Composition Analysis (2013–2025)

This chart breaks down Zurich Insurance Group AG's total liabilities into key components over time: long-term debt, short-term debt, other current liabilities, and other non-current liabilities. Toggle between absolute values and percentage view to see how the composition has shifted. For the full company profile including market capitalisation, see ZFI1 stock market capitalisation.

Liquidity & Leverage Metrics

Key Metrics Explained

Metric	Value	Description
Current Ratio	N/A	Measures ability to pay short-term obligations (Current Assets ÷ Current Liabilities)
Quick Ratio	N/A	More stringent measure of short-term liquidity ((Current Assets - Inventory) ÷ Current Liabilities)
Cash Ratio	N/A	Most conservative liquidity measure (Cash & Equivalents ÷ Current Liabilities)
Debt to Equity	13.22	Measures financial leverage (Total Liabilities ÷ Shareholder Equity)
Debt to Assets	0.93	Portion of assets financed with debt (Total Liabilities ÷ Total Assets)

Liability Trends Comparison

This chart compares key liability metrics across different time periods, showing how Zurich Insurance Group AG's debt structure has evolved. The comparison includes total liabilities, long-term debt, and current liabilities.

Annual Total Liabilities for Zurich Insurance Group AG (2013–2025)

The table below shows the annual total liabilities of Zurich Insurance Group AG from 2013 to 2025.

Year	Total Liabilities	Change
2025-12-31	€377.05 Billion ≈ $440.81 Billion	+13.89%
2024-12-31	€331.07 Billion ≈ $387.05 Billion	-1.20%
2023-12-31	€335.10 Billion ≈ $391.77 Billion	-4.22%
2022-12-31	€349.87 Billion ≈ $409.03 Billion	-11.80%
2021-12-31	€396.66 Billion ≈ $463.73 Billion	-0.70%
2020-12-31	€399.45 Billion ≈ $467.00 Billion	+8.51%
2019-12-31	€368.14 Billion ≈ $430.39 Billion	+1.27%
2018-12-31	€363.54 Billion ≈ $425.02 Billion	-6.10%
2017-12-31	€387.17 Billion ≈ $452.64 Billion	+10.56%
2016-12-31	€350.21 Billion ≈ $409.43 Billion	+0.33%
2015-12-31	€349.07 Billion ≈ $408.10 Billion	-5.58%
2014-12-31	€369.70 Billion ≈ $432.22 Billion	-2.79%
2013-12-31	€380.32 Billion ≈ $444.63 Billion	--

About Zurich Insurance Group AG

F:ZFI1 Germany Insurance - Diversified

Market Cap

$115.95 Billion

€99.18 Billion EUR

Market Cap Rank

#297 Global

#58 in Germany

Share Price

€33.20

Change (1 day)

+0.00%

52-Week Range

€28.60 - €33.80

All Time High

€33.80