Zurich Insurance Group AG (ZFI1) — Defensive Interval Ratio

Latest as of June 2023: 1424 days

Zurich Insurance Group AG (ZFI1) has a Defensive Interval Ratio of 1424 days as of June 2023. Defensive assets of €100.00 Billion (cash €-, short-term investments €90.84 Billion, receivables €9.16 Billion) cover 1424 days of daily cash needs of €70.22 Million/day.

Defensive Interval Ratio

1424 days
Days of operational coverage

Defensive Assets

€100.00 Billion
Cash + ST Investments + Receivables

Daily Cash Need

€70.22 Million
Current Liabilities ÷ 365

Current Liabilities

€25.63 Billion
EUR

Zurich Insurance Group AG Defensive Interval Ratio (2013–2022)

This chart shows how Zurich Insurance Group AG's Defensive Interval Ratio has evolved across 10 annual periods from 2013 to 2022. As of June 2023, the ratio stands at 1424 days, meaning defensive assets of €100.00 Billion can fund 1424 days of operations without new revenue. For the complete balance sheet picture, see Zurich Insurance Group AG balance sheet assets.

Annual Defensive Interval Ratio for Zurich Insurance Group AG (2013–2022)

The table below presents the year-by-year Defensive Interval Ratio for Zurich Insurance Group AG from 2013 to 2022, covering 10 annual filings. Each row shows defensive assets, daily cash need, the DIR in days, and the change in days compared to the prior year. See working capital to net assets of Zurich Insurance Group AG to evaluate short-term liquidity relative to the company's equity base.

Year DIR (days) Defensive Assets (EUR) Daily Cash Need Cash ST Investments Change (days)
2022 725 days €115.58 Billion €159.49 Million/day €- €106.87 Billion ▼ -292 days
2021 1017 days €159.97 Billion €157.27 Million/day €- €151.91 Billion ▼ -285 days
2020 1302 days €177.49 Billion €136.29 Million/day €- €167.11 Billion ▲ +12 days
2019 1290 days €160.83 Billion €124.67 Million/day €- €152.58 Billion ▲ +1244 days
2018 46 days €8.00 Billion €174.73 Million/day €- €47.00 Million ▲ +5 days
2017 41 days €7.73 Billion €187.44 Million/day €- €153.00 Million ▼ -36 days
2016 77 days €7.99 Billion €103.44 Million/day €- €970.00 Million ▲ +5 days
2015 72 days €6.96 Billion €96.92 Million/day €- €193.00 Million ▼ -4 days
2014 76 days €7.89 Billion €104.03 Million/day €- €290.00 Million ▼ -33 days
2013 109 days €8.95 Billion €81.95 Million/day €- €678.00 Million —
DIR = (Cash + Short-term Investments + Net Receivables) / (Daily Cash Expenses)