Zurich Insurance Group AG (ZFI1) — Cash Flow-to-Debt Ratio
Zurich Insurance Group AG (ZFI1) has a Cash Flow-to-Debt Ratio of 0.01x as of June 2023, meaning its operating cash flow of €2.10 Billion could theoretically repay 0% of its total liabilities (€324.79 Billion) in one year. See financial flexibility index of Zurich Insurance Group AG to measure the company's free cash flow as a share of total liabilities.
CF-to-Debt Ratio
Operating Cash Flow
Total Liabilities
Data as of
Zurich Insurance Group AG Cash Flow-to-Debt Ratio (2013–2025)
Historical debt coverage capacity for Zurich Insurance Group AG across 13 annual periods. For the full cash flow conversion analysis, see Zurich Insurance Group AG (ZFI1) cash flow conversion.
Annual Cash Flow-to-Debt Ratio for Zurich Insurance Group AG (2013–2025)
Year-by-year debt coverage analysis for Zurich Insurance Group AG. Check ZFI1 cash to earnings ratio to evaluate the quality of earnings relative to operating cash generation.
| Year | CF-to-Debt Ratio | Operating CF (EUR) | Total Liabilities | YoY Change |
|---|---|---|---|---|
| 2025 | 0.02x | €5.90 Billion | €377.05 Billion | ▼ -31.8% |
| 2024 | 0.02x | €7.60 Billion | €331.07 Billion | ▲ +4.8% |
| 2023 | 0.02x | €7.34 Billion | €335.10 Billion | ▲ +51.0% |
| 2022 | 0.01x | €5.08 Billion | €349.87 Billion | ▲ +81.8% |
| 2021 | 0.01x | €3.17 Billion | €396.66 Billion | ▼ -44.1% |
| 2020 | 0.01x | €5.70 Billion | €399.45 Billion | ▲ +7.6% |
| 2019 | 0.01x | €4.88 Billion | €368.14 Billion | ▲ +9.9% |
| 2018 | 0.01x | €4.39 Billion | €363.54 Billion | ▼ -10.3% |
| 2017 | 0.01x | €5.21 Billion | €387.17 Billion | ▲ +219.7% |
| 2016 | 0.00x | €1.47 Billion | €350.21 Billion | ▼ -71.9% |
| 2015 | 0.01x | €5.22 Billion | €349.07 Billion | ▼ -5.6% |
| 2014 | 0.02x | €5.86 Billion | €369.70 Billion | ▲ +202.6% |
| 2013 | 0.01x | €1.99 Billion | €380.32 Billion | — |