Zurich Insurance Group AG (ZFI1) — Free Cash Flow Generation Index

Latest as of June 2023: 1.04x

Zurich Insurance Group AG (ZFI1) has a Free Cash Flow Generation Index of 1.04x as of June 2023. Free cash flow of €2.19 Billion represents 1% of operating cash flow (€2.10 Billion). See Zurich Insurance Group AG short-term liquidity ratio to evaluate short-term liquidity relative to the company's equity base.

FCF Generation Index

1.04x
Free Cash Flow / Operating CF

Free Cash Flow

€2.19 Billion
EUR

Operating Cash Flow

€2.10 Billion
EUR

Capital Expenditures

€87.50 Million
EUR

Zurich Insurance Group AG Free Cash Flow Generation Index (2013–2025)

Historical FCF Generation Index trend for Zurich Insurance Group AG across 13 annual periods. Explore Zurich Insurance Group AG (ZFI1) cash flow to debt to assess how comfortably operating cash covers total debt obligations.

Annual Free Cash Flow Generation for Zurich Insurance Group AG (2013–2025)

Year-by-year Free Cash Flow Generation Index for Zurich Insurance Group AG. For the full company profile including market capitalisation, see Zurich Insurance Group AG (ZFI1) total market value.

Year FCG Index Free Cash Flow (EUR) Operating CF Capital Expenditures YoY Change
2025 0.92x €5.42 Billion €5.90 Billion €480.00 Million ▼ -3.4%
2024 0.95x €7.23 Billion €7.60 Billion €370.00 Million ▲ +0.9%
2023 0.94x €6.93 Billion €7.34 Billion €418.00 Million ▲ +6.3%
2022 0.89x €4.51 Billion €5.08 Billion €572.00 Million ▲ +8.5%
2021 0.82x €2.59 Billion €3.17 Billion €576.00 Million ▼ -9.4%
2020 0.90x €5.15 Billion €5.70 Billion €552.00 Million ▲ +6.8%
2019 0.85x €4.13 Billion €4.88 Billion €752.00 Million ▲ +14.7%
2018 0.74x €3.24 Billion €4.39 Billion €1.15 Billion ▼ -17.9%
2017 0.90x €4.68 Billion €5.21 Billion €530.00 Million ▼ -39.5%
2016 1.49x €2.19 Billion €1.47 Billion €715.00 Million ▲ +31.5%
2015 1.13x €5.90 Billion €5.22 Billion €678.00 Million ▼ -8.6%
2014 1.24x €7.24 Billion €5.86 Billion €1.38 Billion ▼ -12.8%
2013 1.42x €2.82 Billion €1.99 Billion €831.00 Million —
FCG Index = Free Cash Flow / Operating Cash Flow. FCF = Operating CF + Capital Expenditures (capex stored negative).