Zurich Insurance Group AG (ZFI1) — Free Cash Flow Generation Index

Latest as of June 2023: 1.04x

Zurich Insurance Group AG (ZFI1) has a Free Cash Flow Generation Index of 1.04x as of June 2023. Free cash flow of €2.19 Billion represents 1% of operating cash flow (€2.10 Billion). Read Zurich Insurance Group AG balance sheet liabilities for a breakdown of total debt and financial obligations.

FCF Generation Index

1.04x
Free Cash Flow / Operating CF

Free Cash Flow

€2.19 Billion
EUR

Operating Cash Flow

€2.10 Billion
EUR

Capital Expenditures

€87.50 Million
EUR

Zurich Insurance Group AG Free Cash Flow Generation Index (2013–2025)

Historical FCF Generation Index trend for Zurich Insurance Group AG across 13 annual periods. Explore Zurich Insurance Group AG (ZFI1) reinvestment ratio to see what proportion of operating cash flow is directed to capital expenditures.

Annual Free Cash Flow Generation for Zurich Insurance Group AG (2013–2025)

Year-by-year Free Cash Flow Generation Index for Zurich Insurance Group AG. For the full company profile including market capitalisation, see market value of Zurich Insurance Group AG.

Year FCG Index Free Cash Flow (EUR) Operating CF Capital Expenditures YoY Change
2025 0.92x €5.42 Billion €5.90 Billion €480.00 Million ▼ -3.4%
2024 0.95x €7.23 Billion €7.60 Billion €370.00 Million ▲ +0.9%
2023 0.94x €6.93 Billion €7.34 Billion €418.00 Million ▲ +6.3%
2022 0.89x €4.51 Billion €5.08 Billion €572.00 Million ▲ +8.5%
2021 0.82x €2.59 Billion €3.17 Billion €576.00 Million ▼ -9.4%
2020 0.90x €5.15 Billion €5.70 Billion €552.00 Million ▲ +6.8%
2019 0.85x €4.13 Billion €4.88 Billion €752.00 Million ▲ +14.7%
2018 0.74x €3.24 Billion €4.39 Billion €1.15 Billion ▼ -17.9%
2017 0.90x €4.68 Billion €5.21 Billion €530.00 Million ▼ -39.5%
2016 1.49x €2.19 Billion €1.47 Billion €715.00 Million ▲ +31.5%
2015 1.13x €5.90 Billion €5.22 Billion €678.00 Million ▼ -8.6%
2014 1.24x €7.24 Billion €5.86 Billion €1.38 Billion ▼ -12.8%
2013 1.42x €2.82 Billion €1.99 Billion €831.00 Million —
FCG Index = Free Cash Flow / Operating Cash Flow. FCF = Operating CF + Capital Expenditures (capex stored negative).