Zurich Insurance Group AG (ZFI1) — Net Asset Quality Index

Latest as of December 2025: 7.4%

Zurich Insurance Group AG (ZFI1) has a Net Asset Quality Index of 7.4% as of December 2025. This metric measures the proportion of total assets financed by shareholders' equity — total assets of €407.21 Billion minus total liabilities of €377.05 Billion yields net assets of €30.17 Billion. A higher index indicates a stronger, lower-leverage balance sheet. See operational self-sufficiency of Zurich Insurance Group AG to measure how many days the company can operate on defensive assets alone.

Quality Index

7.4%
Equity / Total Assets

Net Assets

€30.17 Billion
EUR

Total Assets

€407.21 Billion
EUR

Total Liabilities

€377.05 Billion
EUR

Zurich Insurance Group AG Net Asset Quality Index Over Time (2013–2025)

This chart shows how Zurich Insurance Group AG's Net Asset Quality Index has evolved across 13 annual periods from 2013 to 2025. As of December 2025, the index stands at 7.4%, representing net assets of €30.17 Billion against total assets of €407.21 Billion EUR. Explore Zurich Insurance Group AG cash conversion from operations to assess how effectively this company generates cash.

Annual Net Asset Quality Index for Zurich Insurance Group AG (2013–2025)

The table below presents the year-by-year Net Asset Quality Index for Zurich Insurance Group AG from 2013 to 2025, covering 13 annual filings. Each row shows total assets, total liabilities, net assets, the quality index percentage, and the change in percentage points compared to the prior year. For market capitalisation and the full company profile, see Zurich Insurance Group AG (ZFI1) total market value.

Year Quality Index Net Assets (EUR) Total Assets Total Liabilities Change (pp)
2025 7.4% €30.17 Billion €407.21 Billion €377.05 Billion ▼ -0.1 pp
2024 7.5% €26.94 Billion €358.00 Billion €331.07 Billion ▲ +0.3 pp
2023 7.3% €26.28 Billion €361.38 Billion €335.10 Billion ▼ -0.1 pp
2022 7.4% €27.91 Billion €377.78 Billion €349.87 Billion ▼ -1.6 pp
2021 9.0% €39.17 Billion €435.83 Billion €396.66 Billion ▼ -0.1 pp
2020 9.1% €39.85 Billion €439.30 Billion €399.45 Billion ▲ +0.0 pp
2019 9.0% €36.55 Billion €404.69 Billion €368.14 Billion ▲ +1.0 pp
2018 8.0% €31.80 Billion €395.34 Billion €363.54 Billion ▼ -0.2 pp
2017 8.3% €34.89 Billion €422.06 Billion €387.17 Billion ▼ -0.2 pp
2016 8.5% €32.47 Billion €382.68 Billion €350.21 Billion ▼ -0.1 pp
2015 8.6% €32.90 Billion €381.97 Billion €349.07 Billion ▼ -0.4 pp
2014 9.1% €36.83 Billion €406.53 Billion €369.70 Billion ▲ +0.7 pp
2013 8.4% €34.73 Billion €415.05 Billion €380.32 Billion
pp = percentage points