Zurich Insurance Group AG (ZFI1) — Tangible Net Worth Ratio
Zurich Insurance Group AG (ZFI1) has a Tangible Net Worth Ratio of 77.2% as of December 2025. This metric is calculated by deducting intangible assets (€6.87 Billion) from net assets (€30.17 Billion) and expressing it as a percentage of total net assets. A higher ratio means that more of the company's equity is backed by tangible, balance-sheet-verifiable assets rather than goodwill, patents, or brand value. See Zurich Insurance Group AG book value and equity for net asset value and shareholders' equity analysis.
Tangible NW Ratio
Net Assets (Equity)
Intangible Assets
Total Assets
Zurich Insurance Group AG Tangible Net Worth Ratio (2013–2025)
This chart shows how Zurich Insurance Group AG's Tangible Net Worth Ratio has changed across 13 annual periods from 2013 to 2025. As of December 2025, the ratio stands at 77.2%, reflecting net assets of €30.17 Billion with intangible assets of €6.87 Billion EUR. Also explore Zurich Insurance Group AG (ZFI1) equity growth momentum to track the company's year-over-year net asset growth rate.
Annual Tangible Net Worth Ratio for Zurich Insurance Group AG (2013–2025)
The table below presents the year-by-year Tangible Net Worth Ratio for Zurich Insurance Group AG from 2013 to 2025, covering 13 annual filings. Each row shows net assets, intangible assets, total assets, the tangible net worth ratio, and the change in percentage points versus the prior year. For the full company profile including market capitalisation, see market cap of Zurich Insurance Group AG.
| Year | Tangible NW Ratio | Net Assets (EUR) | Intangible Assets | Total Assets | Change (pp) |
|---|---|---|---|---|---|
| 2025 | 77.2% | €30.17 Billion | €6.87 Billion | €407.21 Billion | ▲ +1.8 pp |
| 2024 | 75.4% | €26.94 Billion | €6.63 Billion | €358.00 Billion | ▲ +2.0 pp |
| 2023 | 73.4% | €26.28 Billion | €6.99 Billion | €361.38 Billion | ▼ -1.2 pp |
| 2022 | 74.6% | €27.91 Billion | €7.09 Billion | €377.78 Billion | ▼ -7.2 pp |
| 2021 | 81.8% | €39.17 Billion | €7.13 Billion | €435.83 Billion | ▼ -5.0 pp |
| 2020 | 86.8% | €39.85 Billion | €5.25 Billion | €439.30 Billion | ▲ +1.5 pp |
| 2019 | 85.3% | €36.55 Billion | €5.36 Billion | €404.69 Billion | ▲ +2.8 pp |
| 2018 | 82.5% | €31.80 Billion | €5.57 Billion | €395.34 Billion | ▼ -0.9 pp |
| 2017 | 83.4% | €34.89 Billion | €5.79 Billion | €422.06 Billion | ▲ +1.3 pp |
| 2016 | 82.1% | €32.47 Billion | €5.82 Billion | €382.68 Billion | ▲ +53.4 pp |
| 2015 | 28.7% | €32.90 Billion | €23.47 Billion | €381.97 Billion | ▼ -4.8 pp |
| 2014 | 33.5% | €36.83 Billion | €24.50 Billion | €406.53 Billion | ▲ +7.6 pp |
| 2013 | 25.9% | €34.73 Billion | €25.75 Billion | €415.05 Billion | — |