Zurich Insurance Group AG (ZFI1) — Cash Flow Quality Index
Zurich Insurance Group AG (ZFI1) has a Cash Flow Quality Index of 1.69x as of June 2023. Operating cash flow of €2.10 Billion exceeds net income of €1.25 Billion, indicating high earnings quality where cash backs reported profits. Explore ZFI1 operating cash to total liabilities to assess how comfortably operating cash covers total debt obligations.
Cash Flow Quality Index
Operating Cash Flow
Net Income
Data as of
Zurich Insurance Group AG Cash Flow Quality Index (2013–2025)
Historical Cash Flow Quality Index for Zurich Insurance Group AG across 13 annual periods. Values consistently above 1.0x indicate high-quality earnings. For the full cash flow conversion analysis, see ZFI1 cash flow metrics.
Annual Cash Flow Quality Index for Zurich Insurance Group AG (2013–2025)
Year-by-year earnings quality comparison for Zurich Insurance Group AG.
| Year | Quality Index | Operating CF (EUR) | Net Income | YoY Change |
|---|---|---|---|---|
| 2025 | 0.87x | €5.90 Billion | €6.80 Billion | ▼ -40.2% |
| 2024 | 1.45x | €7.60 Billion | €5.23 Billion | ▼ -24.1% |
| 2023 | 1.91x | €7.34 Billion | €3.84 Billion | ▲ +59.6% |
| 2022 | 1.20x | €5.08 Billion | €4.23 Billion | ▲ +81.9% |
| 2021 | 0.66x | €3.17 Billion | €4.80 Billion | ▼ -60.5% |
| 2020 | 1.67x | €5.70 Billion | €3.41 Billion | ▲ +41.9% |
| 2019 | 1.18x | €4.88 Billion | €4.15 Billion | ▼ -0.3% |
| 2018 | 1.18x | €4.39 Billion | €3.72 Billion | ▼ -31.9% |
| 2017 | 1.73x | €5.21 Billion | €3.00 Billion | ▲ +277.9% |
| 2016 | 0.46x | €1.47 Billion | €3.21 Billion | ▼ -83.8% |
| 2015 | 2.83x | €5.22 Billion | €1.84 Billion | ▲ +91.0% |
| 2014 | 1.48x | €5.86 Billion | €3.95 Billion | ▲ +200.1% |
| 2013 | 0.49x | €1.99 Billion | €4.03 Billion | — |