Bank Panin Syariah Tbk Working Capital to Net Assets Ratio
Bank Panin Syariah Tbk working capital to net assets ratio. Bank Panin Syariah Tbk (PNBS) has a Working Capital to Net Assets ratio of -513.2% as of March 2026. Working capital of Rp-15.42 Trillion (current assets of Rp1.24 Trillion minus current liabilities of Rp16.66 Trillion) is measured against net assets of Rp3.00 Trillion. A higher ratio indicates strong short-term liquidity financed by the equity base. Check PNBS tangible net worth ratio to evaluate the tangible quality of the company's equity base.
WC/NA Ratio
Working Capital
Current Assets
Current Liabilities
Working Capital to Net Assets Ratio of Bank Panin Syariah Tbk (2015–2025)
Working capital to net assets ratio of Bank Panin Syariah Tbk from 2015 to 2025. This chart shows how Bank Panin Syariah Tbk's Working Capital to Net Assets ratio has evolved across 11 annual periods from 2015 to 2025. As of March 2026, the ratio stands at -513.2%, reflecting working capital of Rp-15.42 Trillion against net assets of Rp3.00 Trillion IDR. See Bank Panin Syariah Tbk liquidity coverage in days to measure how many days the company can operate on defensive assets alone.
Bank Panin Syariah Tbk Working Capital to Net Assets Ratio by Year (2015–2025)
Bank Panin Syariah Tbk working capital to net assets ratio by year from 2015 to 2025. The table below presents the year-by-year Working Capital to Net Assets ratio for Bank Panin Syariah Tbk from 2015 to 2025, covering 11 annual filings. Each row shows current assets, current liabilities, working capital, net assets, the ratio, and the change in percentage points compared to the prior year. For the complete balance sheet picture, see PNBS current and non-current assets.
| Year | WC/NA Ratio | Working Capital (IDR) | Net Assets | Current Assets | Current Liabilities | Change (pp) |
|---|---|---|---|---|---|---|
| 2025 | 46.2% | Rp1.37 Trillion | Rp2.97 Trillion | Rp1.41 Trillion | Rp43.03 Billion | ▲ +469.1 pp |
| 2024 | -423.0% | Rp-12.06 Trillion | Rp2.85 Trillion | Rp1.43 Trillion | Rp13.50 Trillion | ▼ -30.6 pp |
| 2023 | -392.3% | Rp-10.87 Trillion | Rp2.77 Trillion | Rp2.26 Trillion | Rp13.14 Trillion | ▼ -365.8 pp |
| 2022 | -26.6% | Rp-665.88 Billion | Rp2.51 Trillion | Rp1.30 Trillion | Rp1.97 Trillion | ▼ -34.1 pp |
| 2021 | 7.5% | Rp1.08 Trillion | Rp14.42 Trillion | Rp1.78 Trillion | Rp698.52 Billion | ▲ +1.7 pp |
| 2020 | 5.9% | Rp661.65 Billion | Rp11.30 Trillion | Rp1.23 Trillion | Rp564.67 Billion | ▼ -47.3 pp |
| 2019 | 53.1% | Rp900.55 Billion | Rp1.69 Trillion | Rp1.56 Trillion | Rp660.90 Billion | ▲ +19.4 pp |
| 2018 | 33.8% | Rp563.39 Billion | Rp1.67 Trillion | Rp1.39 Trillion | Rp828.95 Billion | ▲ +164.9 pp |
| 2017 | -131.1% | Rp-359.59 Billion | Rp274.20 Billion | Rp1.28 Trillion | Rp1.64 Trillion | ▼ -85.3 pp |
| 2016 | -45.8% | Rp-544.27 Billion | Rp1.19 Trillion | Rp1.17 Trillion | Rp1.71 Trillion | ▼ -65.8 pp |
| 2015 | 20.0% | Rp230.94 Billion | Rp1.16 Trillion | Rp1.09 Trillion | Rp861.65 Billion | — |