Bank Panin Syariah Tbk (PNBS) — Cash Flow Reinvestment Rate

Latest as of December 2025: 0.01x

Bank Panin Syariah Tbk (PNBS) has a Cash Flow Reinvestment Rate of 0.01x as of December 2025, reinvesting Rp9.22 Billion (capex Rp9.22 Billion ) from operating cash flow of Rp1.04 Trillion. Check earnings quality score of Bank Panin Syariah Tbk to evaluate the quality of earnings relative to operating cash generation.

Reinvestment Rate

0.01x
(Capex + Investments) / Operating CF

Total Reinvested

Rp9.22 Billion
Capex + Investments

Operating Cash Flow

Rp1.04 Trillion
IDR

Capital Expenditures

Rp9.22 Billion
IDR

Bank Panin Syariah Tbk Cash Flow Reinvestment Rate (2012–2025)

Historical reinvestment intensity for Bank Panin Syariah Tbk across 7 annual periods. Explore Bank Panin Syariah Tbk strategic investment ratio to see how much of total assets are deployed in long-term investments.

Annual Cash Flow Reinvestment Rate for Bank Panin Syariah Tbk (2012–2025)

Year-by-year capital reinvestment analysis for Bank Panin Syariah Tbk. For live market cap and broader valuation context, see PNBS market cap overview.

Year Reinvestment Rate Total Reinvested (IDR) Operating CF Capex YoY Change
2025 0.01x Rp25.48 Billion Rp3.64 Trillion Rp25.48 Billion ▼ -85.9%
2023 0.05x Rp46.78 Billion Rp945.03 Billion Rp18.50 Billion ▲ +408.6%
2021 0.01x Rp6.69 Billion Rp687.41 Billion Rp4.71 Billion ▼ -71.5%
2019 0.03x Rp2.76 Billion Rp80.65 Billion Rp1.38 Billion ▼ -50.8%
2017 0.07x Rp17.94 Billion Rp258.34 Billion Rp9.23 Billion ▲ +713.3%
2013 0.01x Rp7.08 Billion Rp829.33 Billion Rp7.08 Billion ▼ -23.8%
2012 0.01x Rp2.79 Billion Rp248.96 Billion Rp2.79 Billion
Cash Flow Reinvestment Rate = (ABS(Capex) + ABS(Investments)) / Operating Cash Flow