Bank Panin Syariah Tbk Net Asset Quality Index
Bank Panin Syariah Tbk net asset quality index. Bank Panin Syariah Tbk (PNBS) has a Net Asset Quality Index of 14.7% as of June 2026. This metric measures the proportion of total assets financed by shareholders' equity — total assets of Rp20.46 Trillion minus total liabilities of Rp17.45 Trillion yields net assets of Rp3.01 Trillion. A higher index indicates a stronger, lower-leverage balance sheet. See Bank Panin Syariah Tbk net assets for net asset value and shareholders' equity analysis.
Quality Index
Net Assets
Total Assets
Total Liabilities
Net Asset Quality Index of Bank Panin Syariah Tbk (2008–2025)
Net asset quality index of Bank Panin Syariah Tbk from 2008 to 2025. This chart shows how Bank Panin Syariah Tbk's Net Asset Quality Index has evolved across 18 annual periods from 2008 to 2025. As of June 2026, the index stands at 14.7%, representing net assets of Rp3.01 Trillion against total assets of Rp20.46 Trillion IDR. Check Bank Panin Syariah Tbk strategic asset allocation index to assess the company's strategic physical and investment asset allocation.
Bank Panin Syariah Tbk Net Asset Quality Index by Year (2008–2025)
Bank Panin Syariah Tbk net asset quality index by year from 2008 to 2025. The table below presents the year-by-year Net Asset Quality Index for Bank Panin Syariah Tbk from 2008 to 2025, covering 18 annual filings. Each row shows total assets, total liabilities, net assets, the quality index percentage, and the change in percentage points compared to the prior year. For live market cap and overall valuation, see market cap of Bank Panin Syariah Tbk.
| Year | Quality Index | Net Assets (IDR) | Total Assets | Total Liabilities | Change (pp) |
|---|---|---|---|---|---|
| 2025 | 15.5% | Rp2.97 Trillion | Rp19.12 Trillion | Rp16.15 Trillion | ▼ -1.4 pp |
| 2024 | 17.0% | Rp2.85 Trillion | Rp16.80 Trillion | Rp13.94 Trillion | ▲ +1.0 pp |
| 2023 | 16.0% | Rp2.77 Trillion | Rp17.33 Trillion | Rp14.55 Trillion | ▼ -0.9 pp |
| 2022 | 16.9% | Rp2.51 Trillion | Rp14.79 Trillion | Rp12.29 Trillion | ▼ -83.0 pp |
| 2021 | 100.0% | Rp14.42 Trillion | Rp14.43 Trillion | Rp6.40 Billion | ▼ 0.0 pp |
| 2020 | 100.0% | Rp11.30 Trillion | Rp11.30 Trillion | Rp4.24 Billion | ▲ +84.7 pp |
| 2019 | 15.2% | Rp1.69 Trillion | Rp11.14 Trillion | Rp9.44 Trillion | ▼ -3.8 pp |
| 2018 | 19.0% | Rp1.67 Trillion | Rp8.77 Trillion | Rp7.10 Trillion | ▲ +15.8 pp |
| 2017 | 3.2% | Rp274.20 Billion | Rp8.63 Trillion | Rp8.36 Trillion | ▼ -10.4 pp |
| 2016 | 13.6% | Rp1.19 Trillion | Rp8.76 Trillion | Rp7.57 Trillion | ▼ -2.6 pp |
| 2015 | 16.2% | Rp1.16 Trillion | Rp7.13 Trillion | Rp5.98 Trillion | ▼ -1.1 pp |
| 2014 | 17.3% | Rp1.07 Trillion | Rp6.21 Trillion | Rp5.13 Trillion | ▲ +4.3 pp |
| 2013 | 13.0% | Rp525.80 Billion | Rp4.05 Trillion | Rp3.53 Trillion | ▼ -10.0 pp |
| 2012 | 23.0% | Rp491.57 Billion | Rp2.14 Trillion | Rp1.65 Trillion | ▼ -21.6 pp |
| 2011 | 44.6% | Rp454.41 Billion | Rp1.02 Trillion | Rp564.27 Billion | ▲ +13.4 pp |
| 2010 | 31.3% | Rp143.38 Billion | Rp458.71 Billion | Rp315.33 Billion | ▼ -61.9 pp |
| 2009 | 93.1% | Rp150.55 Billion | Rp161.65 Billion | Rp11.10 Billion | ▲ +47.7 pp |
| 2008 | 45.4% | Rp94.85 Billion | Rp208.75 Billion | Rp113.90 Billion | — |