Bank Panin Syariah Tbk (PNBS) — Net Asset Quality Index
Bank Panin Syariah Tbk (PNBS) has a Net Asset Quality Index of 15.2% as of March 2026. This metric measures the proportion of total assets financed by shareholders' equity — total assets of Rp19.72 Trillion minus total liabilities of Rp16.72 Trillion yields net assets of Rp3.00 Trillion. A higher index indicates a stronger, lower-leverage balance sheet. Check asset resilience ratio of Bank Panin Syariah Tbk to evaluate the company's liquid asset resilience ratio.
Quality Index
Net Assets
Total Assets
Total Liabilities
Bank Panin Syariah Tbk Net Asset Quality Index Over Time (2008–2025)
This chart shows how Bank Panin Syariah Tbk's Net Asset Quality Index has evolved across 18 annual periods from 2008 to 2025. As of March 2026, the index stands at 15.2%, representing net assets of Rp3.00 Trillion against total assets of Rp19.72 Trillion IDR. See PNBS current assets to equity ratio to evaluate short-term liquidity relative to the company's equity base.
Annual Net Asset Quality Index for Bank Panin Syariah Tbk (2008–2025)
The table below presents the year-by-year Net Asset Quality Index for Bank Panin Syariah Tbk from 2008 to 2025, covering 18 annual filings. Each row shows total assets, total liabilities, net assets, the quality index percentage, and the change in percentage points compared to the prior year. For market capitalisation and the full company profile, see how much is Bank Panin Syariah Tbk worth.
| Year | Quality Index | Net Assets (IDR) | Total Assets | Total Liabilities | Change (pp) |
|---|---|---|---|---|---|
| 2025 | 15.5% | Rp2.97 Trillion | Rp19.12 Trillion | Rp16.15 Trillion | ▼ -1.4 pp |
| 2024 | 17.0% | Rp2.85 Trillion | Rp16.80 Trillion | Rp13.94 Trillion | ▲ +1.0 pp |
| 2023 | 16.0% | Rp2.77 Trillion | Rp17.33 Trillion | Rp14.55 Trillion | ▼ -0.9 pp |
| 2022 | 16.9% | Rp2.51 Trillion | Rp14.79 Trillion | Rp12.29 Trillion | ▼ -83.0 pp |
| 2021 | 100.0% | Rp14.42 Trillion | Rp14.43 Trillion | Rp6.40 Billion | ▼ 0.0 pp |
| 2020 | 100.0% | Rp11.30 Trillion | Rp11.30 Trillion | Rp4.24 Billion | ▲ +84.7 pp |
| 2019 | 15.2% | Rp1.69 Trillion | Rp11.14 Trillion | Rp9.44 Trillion | ▼ -3.8 pp |
| 2018 | 19.0% | Rp1.67 Trillion | Rp8.77 Trillion | Rp7.10 Trillion | ▲ +15.8 pp |
| 2017 | 3.2% | Rp274.20 Billion | Rp8.63 Trillion | Rp8.36 Trillion | ▼ -10.4 pp |
| 2016 | 13.6% | Rp1.19 Trillion | Rp8.76 Trillion | Rp7.57 Trillion | ▼ -2.6 pp |
| 2015 | 16.2% | Rp1.16 Trillion | Rp7.13 Trillion | Rp5.98 Trillion | ▼ -1.1 pp |
| 2014 | 17.3% | Rp1.07 Trillion | Rp6.21 Trillion | Rp5.13 Trillion | ▲ +4.3 pp |
| 2013 | 13.0% | Rp525.80 Billion | Rp4.05 Trillion | Rp3.53 Trillion | ▼ -10.0 pp |
| 2012 | 23.0% | Rp491.57 Billion | Rp2.14 Trillion | Rp1.65 Trillion | ▼ -21.6 pp |
| 2011 | 44.6% | Rp454.41 Billion | Rp1.02 Trillion | Rp564.27 Billion | ▲ +13.4 pp |
| 2010 | 31.3% | Rp143.38 Billion | Rp458.71 Billion | Rp315.33 Billion | ▼ -61.9 pp |
| 2009 | 93.1% | Rp150.55 Billion | Rp161.65 Billion | Rp11.10 Billion | ▲ +47.7 pp |
| 2008 | 45.4% | Rp94.85 Billion | Rp208.75 Billion | Rp113.90 Billion | — |