Bank Panin Syariah Tbk (PNBS) — Net Asset Quality Index
Bank Panin Syariah Tbk (PNBS) has a Net Asset Quality Index of 14.7% as of June 2026. This metric measures the proportion of total assets financed by shareholders' equity — total assets of Rp20.46 Trillion minus total liabilities of Rp17.45 Trillion yields net assets of Rp3.01 Trillion. A higher index indicates a stronger, lower-leverage balance sheet. Read Bank Panin Syariah Tbk (PNBS) financial obligations for a breakdown of total debt and financial obligations.
Quality Index
Net Assets
Total Assets
Total Liabilities
Bank Panin Syariah Tbk Net Asset Quality Index Over Time (2008–2025)
This chart shows how Bank Panin Syariah Tbk's Net Asset Quality Index has evolved across 18 annual periods from 2008 to 2025. As of June 2026, the index stands at 14.7%, representing net assets of Rp3.01 Trillion against total assets of Rp20.46 Trillion IDR. For live market cap and overall valuation, see PNBS company net worth.
Annual Net Asset Quality Index for Bank Panin Syariah Tbk (2008–2025)
The table below presents the year-by-year Net Asset Quality Index for Bank Panin Syariah Tbk from 2008 to 2025, covering 18 annual filings. Each row shows total assets, total liabilities, net assets, the quality index percentage, and the change in percentage points compared to the prior year. Check how strategically is Bank Panin Syariah Tbk's equity deployed to assess the company's strategic physical and investment asset allocation.
| Year | Quality Index | Net Assets (IDR) | Total Assets | Total Liabilities | Change (pp) |
|---|---|---|---|---|---|
| 2025 | 15.5% | Rp2.97 Trillion | Rp19.12 Trillion | Rp16.15 Trillion | ▼ -1.4 pp |
| 2024 | 17.0% | Rp2.85 Trillion | Rp16.80 Trillion | Rp13.94 Trillion | ▲ +1.0 pp |
| 2023 | 16.0% | Rp2.77 Trillion | Rp17.33 Trillion | Rp14.55 Trillion | ▼ -0.9 pp |
| 2022 | 16.9% | Rp2.51 Trillion | Rp14.79 Trillion | Rp12.29 Trillion | ▼ -83.0 pp |
| 2021 | 100.0% | Rp14.42 Trillion | Rp14.43 Trillion | Rp6.40 Billion | ▼ 0.0 pp |
| 2020 | 100.0% | Rp11.30 Trillion | Rp11.30 Trillion | Rp4.24 Billion | ▲ +84.7 pp |
| 2019 | 15.2% | Rp1.69 Trillion | Rp11.14 Trillion | Rp9.44 Trillion | ▼ -3.8 pp |
| 2018 | 19.0% | Rp1.67 Trillion | Rp8.77 Trillion | Rp7.10 Trillion | ▲ +15.8 pp |
| 2017 | 3.2% | Rp274.20 Billion | Rp8.63 Trillion | Rp8.36 Trillion | ▼ -10.4 pp |
| 2016 | 13.6% | Rp1.19 Trillion | Rp8.76 Trillion | Rp7.57 Trillion | ▼ -2.6 pp |
| 2015 | 16.2% | Rp1.16 Trillion | Rp7.13 Trillion | Rp5.98 Trillion | ▼ -1.1 pp |
| 2014 | 17.3% | Rp1.07 Trillion | Rp6.21 Trillion | Rp5.13 Trillion | ▲ +4.3 pp |
| 2013 | 13.0% | Rp525.80 Billion | Rp4.05 Trillion | Rp3.53 Trillion | ▼ -10.0 pp |
| 2012 | 23.0% | Rp491.57 Billion | Rp2.14 Trillion | Rp1.65 Trillion | ▼ -21.6 pp |
| 2011 | 44.6% | Rp454.41 Billion | Rp1.02 Trillion | Rp564.27 Billion | ▲ +13.4 pp |
| 2010 | 31.3% | Rp143.38 Billion | Rp458.71 Billion | Rp315.33 Billion | ▼ -61.9 pp |
| 2009 | 93.1% | Rp150.55 Billion | Rp161.65 Billion | Rp11.10 Billion | ▲ +47.7 pp |
| 2008 | 45.4% | Rp94.85 Billion | Rp208.75 Billion | Rp113.90 Billion | — |