Bank Panin Syariah Tbk (PNBS) — Free Cash Flow Generation Index
Bank Panin Syariah Tbk (PNBS) has a Free Cash Flow Generation Index of 1.00x as of June 2026. Free cash flow of Rp89.99 Billion represents 1% of operating cash flow (Rp90.41 Billion). Explore PNBS capital reinvestment ratio to see what proportion of operating cash flow is directed to capital expenditures.
FCF Generation Index
Free Cash Flow
Operating Cash Flow
Capital Expenditures
Bank Panin Syariah Tbk Free Cash Flow Generation Index (2012–2025)
Historical FCF Generation Index trend for Bank Panin Syariah Tbk across 7 annual periods. For the full cash flow conversion analysis, see PNBS operating cash flow.
Annual Free Cash Flow Generation for Bank Panin Syariah Tbk (2012–2025)
Year-by-year Free Cash Flow Generation Index for Bank Panin Syariah Tbk. Check total reinvestment intensity of Bank Panin Syariah Tbk to assess the company's total reinvestment commitment from operating cash flow.
| Year | FCG Index | Free Cash Flow (IDR) | Operating CF | Capital Expenditures | YoY Change |
|---|---|---|---|---|---|
| 2025 | 0.99x | Rp3.61 Trillion | Rp3.64 Trillion | Rp25.48 Billion | ▲ +1.3% |
| 2023 | 0.98x | Rp926.53 Billion | Rp945.03 Billion | Rp18.50 Billion | ▼ -1.3% |
| 2021 | 0.99x | Rp682.71 Billion | Rp687.41 Billion | Rp4.71 Billion | ▲ +1.0% |
| 2019 | 0.98x | Rp79.27 Billion | Rp80.65 Billion | Rp1.38 Billion | ▲ +1.9% |
| 2017 | 0.96x | Rp249.10 Billion | Rp258.34 Billion | Rp9.23 Billion | ▼ -2.7% |
| 2013 | 0.99x | Rp822.25 Billion | Rp829.33 Billion | Rp7.08 Billion | ▲ +0.3% |
| 2012 | 0.99x | Rp246.17 Billion | Rp248.96 Billion | Rp2.79 Billion | — |