Bank Panin Syariah Tbk (PNBS) — Tangible Net Worth Ratio
Bank Panin Syariah Tbk (PNBS) has a Tangible Net Worth Ratio of 99.2% as of June 2026. This metric is calculated by deducting intangible assets (Rp23.33 Billion) from net assets (Rp3.01 Trillion) and expressing it as a percentage of total net assets. A higher ratio means that more of the company's equity is backed by tangible, balance-sheet-verifiable assets rather than goodwill, patents, or brand value. Also explore PNBS net assets growth trend to track the company's year-over-year net asset growth rate.
Tangible NW Ratio
Net Assets (Equity)
Intangible Assets
Total Assets
Bank Panin Syariah Tbk Tangible Net Worth Ratio (2008–2025)
This chart shows how Bank Panin Syariah Tbk's Tangible Net Worth Ratio has changed across 18 annual periods from 2008 to 2025. As of June 2026, the ratio stands at 99.2%, reflecting net assets of Rp3.01 Trillion with intangible assets of Rp23.33 Billion IDR. For live market cap and overall valuation, see PNBS company net worth.
Annual Tangible Net Worth Ratio for Bank Panin Syariah Tbk (2008–2025)
The table below presents the year-by-year Tangible Net Worth Ratio for Bank Panin Syariah Tbk from 2008 to 2025, covering 18 annual filings. Each row shows net assets, intangible assets, total assets, the tangible net worth ratio, and the change in percentage points versus the prior year. Explore Bank Panin Syariah Tbk (PNBS) capital reinvestment to see what proportion of operating cash flow is directed to capital expenditures.
| Year | Tangible NW Ratio | Net Assets (IDR) | Intangible Assets | Total Assets | Change (pp) |
|---|---|---|---|---|---|
| 2025 | 99.2% | Rp2.97 Trillion | Rp24.43 Billion | Rp19.12 Trillion | ▼ -0.1 pp |
| 2024 | 99.2% | Rp2.85 Trillion | Rp21.58 Billion | Rp16.80 Trillion | ▲ +0.0 pp |
| 2023 | 99.2% | Rp2.77 Trillion | Rp21.38 Billion | Rp17.33 Trillion | ▼ -0.5 pp |
| 2022 | 99.7% | Rp2.51 Trillion | Rp7.73 Billion | Rp14.79 Trillion | ▼ -0.3 pp |
| 2021 | 100.0% | Rp14.42 Trillion | Rp470.37 Million | Rp14.43 Trillion | ▲ +0.0 pp |
| 2020 | 100.0% | Rp11.30 Trillion | Rp2.88 Billion | Rp11.30 Trillion | ▲ +0.4 pp |
| 2019 | 99.6% | Rp1.69 Trillion | Rp6.65 Billion | Rp11.14 Trillion | ▲ +0.3 pp |
| 2018 | 99.3% | Rp1.67 Trillion | Rp11.44 Billion | Rp8.77 Trillion | ▲ +12.6 pp |
| 2017 | 86.8% | Rp274.20 Billion | Rp36.33 Billion | Rp8.63 Trillion | ▼ -13.0 pp |
| 2016 | 99.8% | Rp1.19 Trillion | Rp2.92 Billion | Rp8.76 Trillion | ▼ 0.0 pp |
| 2015 | 99.8% | Rp1.16 Trillion | Rp2.83 Billion | Rp7.13 Trillion | ▼ -0.1 pp |
| 2014 | 99.8% | Rp1.07 Trillion | Rp1.67 Billion | Rp6.21 Trillion | ▲ +0.3 pp |
| 2013 | 99.6% | Rp525.80 Billion | Rp2.31 Billion | Rp4.05 Trillion | ▼ -0.2 pp |
| 2012 | 99.7% | Rp491.57 Billion | Rp1.26 Billion | Rp2.14 Trillion | ▼ -0.3 pp |
| 2011 | 100.0% | Rp454.41 Billion | Rp0.00 | Rp1.02 Trillion | ▲ +0.0 pp |
| 2010 | 100.0% | Rp143.38 Billion | Rp0.00 | Rp458.71 Billion | ▲ +0.0 pp |
| 2009 | 100.0% | Rp150.55 Billion | Rp0.00 | Rp161.65 Billion | ▲ +0.0 pp |
| 2008 | 100.0% | Rp94.85 Billion | Rp0.00 | Rp208.75 Billion | — |