Bank Panin Syariah Tbk Cash Flow Quality Index
Bank Panin Syariah Tbk cash flow quality index. Bank Panin Syariah Tbk (PNBS) has a Cash Flow Quality Index of 2.94x as of June 2026. Operating cash flow of Rp90.41 Billion exceeds net income of Rp30.71 Billion, indicating high earnings quality where cash backs reported profits. See financial agility of Bank Panin Syariah Tbk to measure the company's free cash flow as a share of total liabilities.
Cash Flow Quality Index
Operating Cash Flow
Net Income
Data as of
Cash Flow Quality Index of Bank Panin Syariah Tbk (2009–2025)
Cash flow quality index of Bank Panin Syariah Tbk from 2009 to 2025. Historical Cash Flow Quality Index for Bank Panin Syariah Tbk across 14 annual periods. Values consistently above 1.0x indicate high-quality earnings. Explore Bank Panin Syariah Tbk cash debt coverage ratio to assess how comfortably operating cash covers total debt obligations.
Bank Panin Syariah Tbk Cash Flow Quality Index by Year (2009–2025)
Bank Panin Syariah Tbk cash flow quality index by year from 2009 to 2025. Year-by-year earnings quality comparison for Bank Panin Syariah Tbk. For the full cash flow conversion analysis, see Bank Panin Syariah Tbk cash flow conversion.
| Year | Quality Index | Operating CF (IDR) | Net Income | YoY Change |
|---|---|---|---|---|
| 2025 | 181.82x | Rp3.64 Trillion | Rp20.02 Billion | ▲ +3211.6% |
| 2024 | -5.84x | Rp-794.28 Billion | Rp135.93 Billion | ▼ -240.7% |
| 2023 | 4.15x | Rp945.03 Billion | Rp227.52 Billion | ▲ +323.5% |
| 2022 | -1.86x | Rp-465.67 Billion | Rp250.53 Billion | ▲ +100.0% |
| 2020 | -12553.07x | Rp-1.61 Trillion | Rp128.12 Million | ▼ -206138.9% |
| 2019 | 6.09x | Rp80.65 Billion | Rp13.24 Billion | ▲ +109.3% |
| 2018 | -65.23x | Rp-1.36 Trillion | Rp20.79 Billion | ▼ -384.1% |
| 2016 | -13.47x | Rp-263.29 Billion | Rp19.54 Billion | ▼ -311.1% |
| 2015 | -3.28x | Rp-175.60 Billion | Rp53.58 Billion | ▲ +54.6% |
| 2014 | -7.22x | Rp-512.53 Billion | Rp70.94 Billion | ▼ -118.6% |
| 2013 | 38.88x | Rp829.33 Billion | Rp21.33 Billion | ▲ +447.4% |
| 2012 | 7.10x | Rp248.96 Billion | Rp35.06 Billion | ▲ +129.9% |
| 2011 | -23.74x | Rp-219.23 Billion | Rp9.23 Billion | ▲ +80.7% |
| 2009 | -122.89x | Rp-149.55 Billion | Rp1.22 Billion | — |