OneSavings Bank PLC (OSB) — Free Cash Flow Generation Index

Latest as of June 2026: 0.98x

OneSavings Bank PLC (OSB) has a Free Cash Flow Generation Index of 0.98x as of June 2026. Free cash flow of GBX644.70 Million represents 1% of operating cash flow (GBX657.30 Million). Explore OSB capex to operating cash flow ratio to see what proportion of operating cash flow is directed to capital expenditures.

FCF Generation Index

0.98x
Free Cash Flow / Operating CF

Free Cash Flow

GBX644.70 Million
GBX

Operating Cash Flow

GBX657.30 Million
GBX

Capital Expenditures

GBX12.60 Million
GBX

OneSavings Bank PLC Free Cash Flow Generation Index (2012–2025)

Historical FCF Generation Index trend for OneSavings Bank PLC across 5 annual periods. For the full cash flow conversion analysis, see how efficiently does OneSavings Bank PLC generate cash.

Annual Free Cash Flow Generation for OneSavings Bank PLC (2012–2025)

Year-by-year Free Cash Flow Generation Index for OneSavings Bank PLC. Check OneSavings Bank PLC cash flow reinvestment rate to assess the company's total reinvestment commitment from operating cash flow.

Year FCG Index Free Cash Flow (GBX) Operating CF Capital Expenditures YoY Change
2025 0.77x GBX161.40 Million GBX208.60 Million GBX32.90 Million ▼ -21.1%
2024 0.98x GBX2.19 Billion GBX2.24 Billion GBX43.90 Million ▲ +0.8%
2022 0.97x GBX416.80 Million GBX428.50 Million GBX11.70 Million ▲ +1.8%
2020 0.96x GBX162.70 Million GBX170.20 Million GBX7.50 Million ▼ -2.1%
2012 0.98x GBX132.02 Million GBX135.27 Million GBX3.25 Million
FCG Index = Free Cash Flow / Operating Cash Flow. FCF = Operating CF + Capital Expenditures (capex stored negative).