OneSavings Bank PLC (OSB) — Defensive Interval Ratio
OneSavings Bank PLC (OSB) has a Defensive Interval Ratio of 10 days as of December 2025. Defensive assets of GBX1.70 Million (cash GBX-, short-term investments GBX-, receivables GBX1.70 Million) cover 10 days of daily cash needs of GBX169.86K/day.
Defensive Interval Ratio
Defensive Assets
Daily Cash Need
Current Liabilities
OneSavings Bank PLC Defensive Interval Ratio (2013–2025)
This chart shows how OneSavings Bank PLC's Defensive Interval Ratio has evolved across 6 annual periods from 2013 to 2025. As of December 2025, the ratio stands at 10 days, meaning defensive assets of GBX1.70 Million can fund 10 days of operations without new revenue. For the complete balance sheet picture, see OneSavings Bank PLC assets under control.
Annual Defensive Interval Ratio for OneSavings Bank PLC (2013–2025)
The table below presents the year-by-year Defensive Interval Ratio for OneSavings Bank PLC from 2013 to 2025, covering 6 annual filings. Each row shows defensive assets, daily cash need, the DIR in days, and the change in days compared to the prior year. See OneSavings Bank PLC (OSB) liquidity to equity ratio to evaluate short-term liquidity relative to the company's equity base.
| Year | DIR (days) | Defensive Assets (GBX) | Daily Cash Need | Cash | ST Investments | Change (days) |
|---|---|---|---|---|---|---|
| 2025 | 10 days | GBX1.70 Million | GBX169.86K/day | GBX- | GBX- | ▲ +8 days |
| 2024 | 2 days | GBX158.00 Million | GBX65.99 Million/day | GBX- | GBX158.00 Million | ▼ 0 days |
| 2023 | 3 days | GBX170.40 Million | GBX60.97 Million/day | GBX- | GBX170.40 Million | ▲ +3 days |
| 2022 | 0 days | GBX1.70 Million | GBX55.92 Million/day | GBX- | GBX- | ▼ 0 days |
| 2020 | 0 days | GBX8.40 Million | GBX48.84 Million/day | GBX- | GBX- | ▼ -7742 days |
| 2013 | 7742 days | GBX166.91 Million | GBX21.56K/day | GBX- | GBX166.90 Million | — |