OneSavings Bank PLC (OSB) — Defensive Interval Ratio

Latest as of December 2024: 2 days

OneSavings Bank PLC (OSB) has a Defensive Interval Ratio of 2 days as of December 2024. Defensive assets of GBX158.00 Million (cash GBX-, short-term investments GBX158.00 Million, receivables GBX-) cover 2 days of daily cash needs of GBX65.99 Million/day. See OneSavings Bank PLC (OSB) liquidity to equity ratio to evaluate short-term liquidity relative to the company's equity base.

Defensive Interval Ratio

2 days
Days of operational coverage

Defensive Assets

GBX158.00 Million
Cash + ST Investments + Receivables

Daily Cash Need

GBX65.99 Million
Current Liabilities ÷ 365

Current Liabilities

GBX24.09 Billion
GBX

OneSavings Bank PLC Defensive Interval Ratio (2013–2024)

This chart shows how OneSavings Bank PLC's Defensive Interval Ratio has evolved across 5 annual periods from 2013 to 2024. As of December 2024, the ratio stands at 2 days, meaning defensive assets of GBX158.00 Million can fund 2 days of operations without new revenue. See net asset quality index of OneSavings Bank PLC to measure how much of total assets are equity-financed.

Annual Defensive Interval Ratio for OneSavings Bank PLC (2013–2024)

The table below presents the year-by-year Defensive Interval Ratio for OneSavings Bank PLC from 2013 to 2024, covering 5 annual filings. Each row shows defensive assets, daily cash need, the DIR in days, and the change in days compared to the prior year. For live market cap and the full company financial profile, see OSB stock market capitalisation.

Year DIR (days) Defensive Assets (GBX) Daily Cash Need Cash ST Investments Change (days)
2024 2 days GBX158.00 Million GBX65.99 Million/day GBX- GBX158.00 Million ▼ 0 days
2023 3 days GBX170.40 Million GBX60.97 Million/day GBX- GBX170.40 Million ▲ +3 days
2022 0 days GBX1.70 Million GBX55.92 Million/day GBX- GBX- ▼ 0 days
2020 0 days GBX8.40 Million GBX48.84 Million/day GBX- GBX- ▼ -7742 days
2013 7742 days GBX166.91 Million GBX21.56K/day GBX- GBX166.90 Million
DIR = (Cash + Short-term Investments + Net Receivables) / (Daily Cash Expenses)