OneSavings Bank PLC (OSB) — Tangible Net Worth Ratio
OneSavings Bank PLC (OSB) has a Tangible Net Worth Ratio of 97.3% as of June 2025. This metric is calculated by deducting intangible assets (GBX58.30 Million) from net assets (GBX2.18 Billion) and expressing it as a percentage of total net assets. A higher ratio means that more of the company's equity is backed by tangible, balance-sheet-verifiable assets rather than goodwill, patents, or brand value. See how liquid is OneSavings Bank PLC's working capital to evaluate short-term liquidity relative to the company's equity base.
Tangible NW Ratio
Net Assets (Equity)
Intangible Assets
Total Assets
OneSavings Bank PLC Tangible Net Worth Ratio (2011–2024)
This chart shows how OneSavings Bank PLC's Tangible Net Worth Ratio has changed across 14 annual periods from 2011 to 2024. As of June 2025, the ratio stands at 97.3%, reflecting net assets of GBX2.18 Billion with intangible assets of GBX58.30 Million GBX. See OneSavings Bank PLC (OSB) liquidity interval to measure how many days the company can operate on defensive assets alone.
Annual Tangible Net Worth Ratio for OneSavings Bank PLC (2011–2024)
The table below presents the year-by-year Tangible Net Worth Ratio for OneSavings Bank PLC from 2011 to 2024, covering 14 annual filings. Each row shows net assets, intangible assets, total assets, the tangible net worth ratio, and the change in percentage points versus the prior year. For the full company profile including market capitalisation, see how much is OneSavings Bank PLC worth.
| Year | Tangible NW Ratio | Net Assets (GBX) | Intangible Assets | Total Assets | Change (pp) |
|---|---|---|---|---|---|
| 2024 | 97.8% | GBX2.22 Billion | GBX48.80 Million | GBX30.24 Billion | ▼ -1.0 pp |
| 2023 | 98.8% | GBX2.14 Billion | GBX26.10 Million | GBX29.59 Billion | ▼ -0.7 pp |
| 2022 | 99.5% | GBX2.20 Billion | GBX12.00 Million | GBX27.57 Billion | ▲ +0.4 pp |
| 2021 | 99.1% | GBX2.02 Billion | GBX18.40 Million | GBX24.53 Billion | ▲ +0.3 pp |
| 2020 | 98.8% | GBX1.68 Billion | GBX20.60 Million | GBX22.65 Billion | ▲ +1.0 pp |
| 2019 | 97.8% | GBX1.42 Billion | GBX31.40 Million | GBX21.42 Billion | ▼ -1.0 pp |
| 2018 | 98.8% | GBX658.40 Million | GBX7.80 Million | GBX10.46 Billion | ▼ 0.0 pp |
| 2017 | 98.8% | GBX578.80 Million | GBX6.80 Million | GBX8.59 Billion | ▼ -0.1 pp |
| 2016 | 98.9% | GBX418.40 Million | GBX4.70 Million | GBX6.58 Billion | ▼ -0.2 pp |
| 2015 | 99.0% | GBX319.30 Million | GBX3.10 Million | GBX5.97 Billion | ▼ 0.0 pp |
| 2014 | 99.1% | GBX249.60 Million | GBX2.31 Million | GBX4.94 Billion | ▼ -0.2 pp |
| 2013 | 99.3% | GBX155.18 Million | GBX1.12 Million | GBX3.76 Billion | ▲ +0.1 pp |
| 2012 | 99.2% | GBX115.93 Million | GBX910.00K | GBX3.01 Billion | ▼ -0.2 pp |
| 2011 | 99.5% | GBX90.34 Million | GBX495.00K | GBX2.36 Billion | — |