OneSavings Bank PLC (OSB) — Tangible Net Worth Ratio

Latest as of June 2026: 96.8%

OneSavings Bank PLC (OSB) has a Tangible Net Worth Ratio of 96.8% as of June 2026. This metric is calculated by deducting intangible assets (GBX72.10 Million) from net assets (GBX2.23 Billion) and expressing it as a percentage of total net assets. A higher ratio means that more of the company's equity is backed by tangible, balance-sheet-verifiable assets rather than goodwill, patents, or brand value. Also explore OSB net assets growth trend to track the company's year-over-year net asset growth rate.

Tangible NW Ratio

96.8%
Tangible equity / total equity

Net Assets (Equity)

GBX2.23 Billion
GBX

Intangible Assets

GBX72.10 Million
Goodwill, patents, brand value

Total Assets

GBX30.35 Billion
GBX

OneSavings Bank PLC Tangible Net Worth Ratio (2011–2025)

This chart shows how OneSavings Bank PLC's Tangible Net Worth Ratio has changed across 15 annual periods from 2011 to 2025. As of June 2026, the ratio stands at 96.8%, reflecting net assets of GBX2.23 Billion with intangible assets of GBX72.10 Million GBX. For live market cap and overall valuation, see market value of OneSavings Bank PLC.

Annual Tangible Net Worth Ratio for OneSavings Bank PLC (2011–2025)

The table below presents the year-by-year Tangible Net Worth Ratio for OneSavings Bank PLC from 2011 to 2025, covering 15 annual filings. Each row shows net assets, intangible assets, total assets, the tangible net worth ratio, and the change in percentage points versus the prior year. Explore capital reinvestment ratio of OneSavings Bank PLC to see what proportion of operating cash flow is directed to capital expenditures.

Year Tangible NW Ratio Net Assets (GBX) Intangible Assets Total Assets Change (pp)
2025 96.9% GBX2.13 Billion GBX66.90 Million GBX31.12 Billion ▼ -0.9 pp
2024 97.8% GBX2.22 Billion GBX48.80 Million GBX30.24 Billion ▼ -1.0 pp
2023 98.8% GBX2.14 Billion GBX26.10 Million GBX29.59 Billion ▼ -0.7 pp
2022 99.5% GBX2.20 Billion GBX12.00 Million GBX27.57 Billion ▲ +0.4 pp
2021 99.1% GBX2.02 Billion GBX18.40 Million GBX24.53 Billion ▲ +0.3 pp
2020 98.8% GBX1.68 Billion GBX20.60 Million GBX22.65 Billion ▲ +1.0 pp
2019 97.8% GBX1.42 Billion GBX31.40 Million GBX21.42 Billion ▼ -1.0 pp
2018 98.8% GBX658.40 Million GBX7.80 Million GBX10.46 Billion ▼ 0.0 pp
2017 98.8% GBX578.80 Million GBX6.80 Million GBX8.59 Billion ▼ -0.1 pp
2016 98.9% GBX418.40 Million GBX4.70 Million GBX6.58 Billion ▼ -0.2 pp
2015 99.0% GBX319.30 Million GBX3.10 Million GBX5.97 Billion ▼ 0.0 pp
2014 99.1% GBX249.60 Million GBX2.31 Million GBX4.94 Billion ▼ -0.2 pp
2013 99.3% GBX155.18 Million GBX1.12 Million GBX3.76 Billion ▲ +0.1 pp
2012 99.2% GBX115.93 Million GBX910.00K GBX3.01 Billion ▼ -0.2 pp
2011 99.5% GBX90.34 Million GBX495.00K GBX2.36 Billion
pp = percentage points