OneSavings Bank PLC (OSB) — Cash Flow-to-Debt Ratio

Latest as of June 2026: 0.02x

OneSavings Bank PLC (OSB) has a Cash Flow-to-Debt Ratio of 0.02x as of June 2026, meaning its operating cash flow of GBX657.30 Million could theoretically repay 0% of its total liabilities (GBX28.12 Billion) in one year. See OneSavings Bank PLC free cash flow to debt ratio to measure the company's free cash flow as a share of total liabilities.

CF-to-Debt Ratio

0.02x
Operating CF / Total Liabilities

Operating Cash Flow

GBX657.30 Million
GBX

Total Liabilities

GBX28.12 Billion
GBX

Data as of

Jun 2026
Most recent filing

OneSavings Bank PLC Cash Flow-to-Debt Ratio (2011–2025)

Historical debt coverage capacity for OneSavings Bank PLC across 15 annual periods. For the full cash flow conversion analysis, see OneSavings Bank PLC operating cash flow efficiency.

Annual Cash Flow-to-Debt Ratio for OneSavings Bank PLC (2011–2025)

Year-by-year debt coverage analysis for OneSavings Bank PLC. Check OneSavings Bank PLC (OSB) cash earnings ratio to evaluate the quality of earnings relative to operating cash generation.

Year CF-to-Debt Ratio Operating CF (GBX) Total Liabilities YoY Change
2025 0.01x GBX208.60 Million GBX28.99 Billion ▼ -91.0%
2024 0.08x GBX2.24 Billion GBX28.02 Billion ▲ +5520.4%
2023 0.00x GBX-40.40 Million GBX27.45 Billion ▼ -108.7%
2022 0.02x GBX428.50 Million GBX25.37 Billion ▲ +182.4%
2021 -0.02x GBX-461.70 Million GBX22.51 Billion ▼ -352.8%
2020 0.01x GBX170.20 Million GBX20.98 Billion ▲ +130.3%
2019 -0.03x GBX-536.10 Million GBX20.00 Billion ▼ -206.2%
2018 -0.01x GBX-85.80 Million GBX9.80 Billion ▲ +94.2%
2017 -0.15x GBX-1.21 Billion GBX8.01 Billion ▼ -2.2%
2016 -0.15x GBX-909.70 Million GBX6.16 Billion ▲ +24.9%
2015 -0.20x GBX-1.11 Billion GBX5.65 Billion ▼ -14.1%
2014 -0.17x GBX-808.04 Million GBX4.69 Billion ▼ -133.6%
2013 -0.07x GBX-266.34 Million GBX3.61 Billion ▼ -257.8%
2012 0.05x GBX135.27 Million GBX2.89 Billion ▲ +698.5%
2011 -0.01x GBX-17.70 Million GBX2.27 Billion —
Cash Flow-to-Debt Ratio = Operating Cash Flow / Total Liabilities. Higher is better for debt service capacity.