OneSavings Bank PLC (OSB) — Cash Flow Quality Index
OneSavings Bank PLC (OSB) has a Cash Flow Quality Index of -1.57x as of June 2025. Operating cash flow of GBX-223.00 Million is below net income of GBX142.10 Million, suggesting accrual-heavy earnings not yet converted to cash. Explore OSB long-term asset investment ratio to see how much of total assets are deployed in long-term investments.
Cash Flow Quality Index
Operating Cash Flow
Net Income
Data as of
OneSavings Bank PLC Cash Flow Quality Index (2012–2024)
Historical Cash Flow Quality Index for OneSavings Bank PLC across 13 annual periods. Values consistently above 1.0x indicate high-quality earnings. Check OneSavings Bank PLC (OSB) tangible net worth to evaluate the tangible quality of the company's equity base.
Annual Cash Flow Quality Index for OneSavings Bank PLC (2012–2024)
Year-by-year earnings quality comparison for OneSavings Bank PLC. For live market cap and the full company financial profile, see market cap of OneSavings Bank PLC.
| Year | Quality Index | Operating CF (GBX) | Net Income | YoY Change |
|---|---|---|---|---|
| 2024 | 5.35x | GBX2.24 Billion | GBX418.10 Million | ▲ +3840.5% |
| 2023 | -0.14x | GBX-40.40 Million | GBX282.60 Million | ▼ -117.7% |
| 2022 | 0.81x | GBX428.50 Million | GBX531.50 Million | ▲ +181.1% |
| 2021 | -0.99x | GBX-461.70 Million | GBX464.60 Million | ▼ -211.4% |
| 2020 | 0.89x | GBX170.20 Million | GBX190.80 Million | ▲ +134.8% |
| 2019 | -2.56x | GBX-536.10 Million | GBX209.10 Million | ▼ -317.1% |
| 2018 | -0.61x | GBX-85.80 Million | GBX139.60 Million | ▲ +93.5% |
| 2017 | -9.53x | GBX-1.21 Billion | GBX126.90 Million | ▼ -26.6% |
| 2016 | -7.52x | GBX-909.70 Million | GBX120.90 Million | ▲ +43.1% |
| 2015 | -13.22x | GBX-1.11 Billion | GBX84.10 Million | ▲ +15.7% |
| 2014 | -15.68x | GBX-808.04 Million | GBX51.54 Million | ▼ -84.9% |
| 2013 | -8.48x | GBX-266.34 Million | GBX31.42 Million | ▼ -150.6% |
| 2012 | 16.76x | GBX135.27 Million | GBX8.07 Million | — |