OneSavings Bank PLC (OSB) — Cash Flow Quality Index
OneSavings Bank PLC (OSB) has a Cash Flow Quality Index of -1.57x as of June 2025. Operating cash flow of GBX-223.00 Million is below net income of GBX142.10 Million, suggesting accrual-heavy earnings not yet converted to cash. Explore OneSavings Bank PLC (OSB) cash conversion ratio to assess how effectively this company generates cash.
Cash Flow Quality Index
Operating Cash Flow
Net Income
Data as of
OneSavings Bank PLC Cash Flow Quality Index (2012–2024)
Historical Cash Flow Quality Index for OneSavings Bank PLC across 13 annual periods. Values consistently above 1.0x indicate high-quality earnings. Check cash flow reinvestment rate of OneSavings Bank PLC to assess the company's total reinvestment commitment from operating cash flow.
Annual Cash Flow Quality Index for OneSavings Bank PLC (2012–2024)
Year-by-year earnings quality comparison for OneSavings Bank PLC. For live market cap and the full company financial profile, see OneSavings Bank PLC market cap and net worth.
| Year | Quality Index | Operating CF (GBX) | Net Income | YoY Change |
|---|---|---|---|---|
| 2024 | 5.35x | GBX2.24 Billion | GBX418.10 Million | ▲ +3840.5% |
| 2023 | -0.14x | GBX-40.40 Million | GBX282.60 Million | ▼ -117.7% |
| 2022 | 0.81x | GBX428.50 Million | GBX531.50 Million | ▲ +181.1% |
| 2021 | -0.99x | GBX-461.70 Million | GBX464.60 Million | ▼ -211.4% |
| 2020 | 0.89x | GBX170.20 Million | GBX190.80 Million | ▲ +134.8% |
| 2019 | -2.56x | GBX-536.10 Million | GBX209.10 Million | ▼ -317.1% |
| 2018 | -0.61x | GBX-85.80 Million | GBX139.60 Million | ▲ +93.5% |
| 2017 | -9.53x | GBX-1.21 Billion | GBX126.90 Million | ▼ -26.6% |
| 2016 | -7.52x | GBX-909.70 Million | GBX120.90 Million | ▲ +43.1% |
| 2015 | -13.22x | GBX-1.11 Billion | GBX84.10 Million | ▲ +15.7% |
| 2014 | -15.68x | GBX-808.04 Million | GBX51.54 Million | ▼ -84.9% |
| 2013 | -8.48x | GBX-266.34 Million | GBX31.42 Million | ▼ -150.6% |
| 2012 | 16.76x | GBX135.27 Million | GBX8.07 Million | — |