OneSavings Bank PLC (OSB) — Cash Flow Quality Index
OneSavings Bank PLC (OSB) has a Cash Flow Quality Index of 4.87x as of June 2026. Operating cash flow of GBX657.30 Million exceeds net income of GBX135.00 Million, indicating high earnings quality where cash backs reported profits. Explore OSB operating cash flow to total debt to assess how comfortably operating cash covers total debt obligations.
Cash Flow Quality Index
Operating Cash Flow
Net Income
Data as of
OneSavings Bank PLC Cash Flow Quality Index (2012–2025)
Historical Cash Flow Quality Index for OneSavings Bank PLC across 14 annual periods. Values consistently above 1.0x indicate high-quality earnings. For the full cash flow conversion analysis, see OneSavings Bank PLC cash conversion from operations.
Annual Cash Flow Quality Index for OneSavings Bank PLC (2012–2025)
Year-by-year earnings quality comparison for OneSavings Bank PLC.
| Year | Quality Index | Operating CF (GBX) | Net Income | YoY Change |
|---|---|---|---|---|
| 2025 | 0.55x | GBX208.60 Million | GBX382.50 Million | ▼ -89.8% |
| 2024 | 5.35x | GBX2.24 Billion | GBX418.10 Million | ▲ +3840.5% |
| 2023 | -0.14x | GBX-40.40 Million | GBX282.60 Million | ▼ -117.7% |
| 2022 | 0.81x | GBX428.50 Million | GBX531.50 Million | ▲ +181.1% |
| 2021 | -0.99x | GBX-461.70 Million | GBX464.60 Million | ▼ -211.4% |
| 2020 | 0.89x | GBX170.20 Million | GBX190.80 Million | ▲ +134.8% |
| 2019 | -2.56x | GBX-536.10 Million | GBX209.10 Million | ▼ -317.1% |
| 2018 | -0.61x | GBX-85.80 Million | GBX139.60 Million | ▲ +93.5% |
| 2017 | -9.53x | GBX-1.21 Billion | GBX126.90 Million | ▼ -26.6% |
| 2016 | -7.52x | GBX-909.70 Million | GBX120.90 Million | ▲ +43.1% |
| 2015 | -13.22x | GBX-1.11 Billion | GBX84.10 Million | ▲ +15.7% |
| 2014 | -15.68x | GBX-808.04 Million | GBX51.54 Million | ▼ -84.9% |
| 2013 | -8.48x | GBX-266.34 Million | GBX31.42 Million | ▼ -150.6% |
| 2012 | 16.76x | GBX135.27 Million | GBX8.07 Million | — |