OneSavings Bank PLC (OSB) — Financial Flexibility Index

Latest as of June 2025: -0.01x

OneSavings Bank PLC (OSB) has a Financial Flexibility Index of -0.01x as of June 2025. Free cash flow of GBX-207.00 Million (operating CF GBX-223.00 Million minus capex GBX16.00 Million) represents 0% of total liabilities (GBX28.11 Billion). Also explore OneSavings Bank PLC equity growth rate to track the company's year-over-year net asset growth rate.

Financial Flexibility Index

-0.01x
Free Cash Flow / Total Liabilities

Free Cash Flow

GBX-207.00 Million
Operating CF − Capex

Total Liabilities

GBX28.11 Billion
GBX

Capital Expenditures

GBX16.00 Million
GBX

OneSavings Bank PLC Financial Flexibility Index (2011–2024)

Historical Financial Flexibility Index trend for OneSavings Bank PLC across 14 annual periods. Check how strategically is OneSavings Bank PLC's equity deployed to assess the company's strategic physical and investment asset allocation.

Annual Financial Flexibility Index for OneSavings Bank PLC (2011–2024)

Year-by-year free cash flow to debt coverage for OneSavings Bank PLC. For the full company profile including market capitalisation, see OSB company net worth.

Year Flexibility Index Free Cash Flow (GBX) Operating CF Total Liabilities YoY Change
2024 0.08x GBX2.28 Billion GBX2.24 Billion GBX28.02 Billion ▲ +15393.3%
2023 0.00x GBX-14.60 Million GBX-40.40 Million GBX27.45 Billion ▼ -103.1%
2022 0.02x GBX440.20 Million GBX428.50 Million GBX25.37 Billion ▲ +185.9%
2021 -0.02x GBX-454.90 Million GBX-461.70 Million GBX22.51 Billion ▼ -338.6%
2020 0.01x GBX177.70 Million GBX170.20 Million GBX20.98 Billion ▲ +132.3%
2019 -0.03x GBX-524.50 Million GBX-536.10 Million GBX20.00 Billion ▼ -222.1%
2018 -0.01x GBX-79.80 Million GBX-85.80 Million GBX9.80 Billion ▲ +94.5%
2017 -0.15x GBX-1.20 Billion GBX-1.21 Billion GBX8.01 Billion ▼ -1.9%
2016 -0.15x GBX-902.00 Million GBX-909.70 Million GBX6.16 Billion ▲ +25.0%
2015 -0.20x GBX-1.10 Billion GBX-1.11 Billion GBX5.65 Billion ▼ -13.6%
2014 -0.17x GBX-805.06 Million GBX-808.04 Million GBX4.69 Billion ▼ -134.1%
2013 -0.07x GBX-264.78 Million GBX-266.34 Million GBX3.61 Billion ▼ -253.2%
2012 0.05x GBX138.52 Million GBX135.27 Million GBX2.89 Billion ▲ +722.7%
2011 -0.01x GBX-17.42 Million GBX-17.70 Million GBX2.27 Billion
Financial Flexibility Index = (Operating CF − Capex) / Total Liabilities = Free Cash Flow / Total Liabilities