OneSavings Bank PLC Financial Flexibility Index

Latest as of June 2026: 0.02x

OneSavings Bank PLC financial flexibility index. OneSavings Bank PLC (OSB) has a Financial Flexibility Index of 0.02x as of June 2026. Free cash flow of GBX669.90 Million (operating CF GBX657.30 Million minus capex GBX12.60 Million) represents 0% of total liabilities (GBX28.12 Billion). See OSB free cash flow generation to measure how efficiently the company converts operating cash flow to free cash.

Financial Flexibility Index

0.02x
Free Cash Flow / Total Liabilities

Free Cash Flow

GBX669.90 Million
Operating CF − Capex

Total Liabilities

GBX28.12 Billion
GBX

Capital Expenditures

GBX12.60 Million
GBX

Financial Flexibility Index of OneSavings Bank PLC (2011–2025)

Financial flexibility index of OneSavings Bank PLC from 2011 to 2025. Historical Financial Flexibility Index trend for OneSavings Bank PLC across 15 annual periods. Check OSB cash flow quality index to evaluate the quality of earnings relative to operating cash generation.

OneSavings Bank PLC Financial Flexibility Index by Year (2011–2025)

OneSavings Bank PLC financial flexibility index by year from 2011 to 2025. Year-by-year free cash flow to debt coverage for OneSavings Bank PLC. For the full cash flow conversion analysis, see OSB cash flow metrics.

Year Flexibility Index Free Cash Flow (GBX) Operating CF Total Liabilities YoY Change
2025 0.01x GBX241.50 Million GBX208.60 Million GBX28.99 Billion ▼ -89.8%
2024 0.08x GBX2.28 Billion GBX2.24 Billion GBX28.02 Billion ▲ +15393.3%
2023 0.00x GBX-14.60 Million GBX-40.40 Million GBX27.45 Billion ▼ -103.1%
2022 0.02x GBX440.20 Million GBX428.50 Million GBX25.37 Billion ▲ +185.9%
2021 -0.02x GBX-454.90 Million GBX-461.70 Million GBX22.51 Billion ▼ -338.6%
2020 0.01x GBX177.70 Million GBX170.20 Million GBX20.98 Billion ▲ +132.3%
2019 -0.03x GBX-524.50 Million GBX-536.10 Million GBX20.00 Billion ▼ -222.1%
2018 -0.01x GBX-79.80 Million GBX-85.80 Million GBX9.80 Billion ▲ +94.5%
2017 -0.15x GBX-1.20 Billion GBX-1.21 Billion GBX8.01 Billion ▼ -1.9%
2016 -0.15x GBX-902.00 Million GBX-909.70 Million GBX6.16 Billion ▲ +25.0%
2015 -0.20x GBX-1.10 Billion GBX-1.11 Billion GBX5.65 Billion ▼ -13.6%
2014 -0.17x GBX-805.06 Million GBX-808.04 Million GBX4.69 Billion ▼ -134.1%
2013 -0.07x GBX-264.78 Million GBX-266.34 Million GBX3.61 Billion ▼ -253.2%
2012 0.05x GBX138.52 Million GBX135.27 Million GBX2.89 Billion ▲ +722.7%
2011 -0.01x GBX-17.42 Million GBX-17.70 Million GBX2.27 Billion —
Financial Flexibility Index = (Operating CF − Capex) / Total Liabilities = Free Cash Flow / Total Liabilities