OneSavings Bank PLC (OSB) — Financial Flexibility Index
OneSavings Bank PLC (OSB) has a Financial Flexibility Index of -0.01x as of June 2025. Free cash flow of GBX-207.00 Million (operating CF GBX-223.00 Million minus capex GBX16.00 Million) represents 0% of total liabilities (GBX28.11 Billion). Check OneSavings Bank PLC PP&E and investment ratio to assess the company's strategic physical and investment asset allocation.
Financial Flexibility Index
Free Cash Flow
Total Liabilities
Capital Expenditures
OneSavings Bank PLC Financial Flexibility Index (2011–2024)
Historical Financial Flexibility Index trend for OneSavings Bank PLC across 14 annual periods. See OSB working capital ratio to evaluate short-term liquidity relative to the company's equity base.
Annual Financial Flexibility Index for OneSavings Bank PLC (2011–2024)
Year-by-year free cash flow to debt coverage for OneSavings Bank PLC. For the full company profile including market capitalisation, see OSB stock market capitalisation.
| Year | Flexibility Index | Free Cash Flow (GBX) | Operating CF | Total Liabilities | YoY Change |
|---|---|---|---|---|---|
| 2024 | 0.08x | GBX2.28 Billion | GBX2.24 Billion | GBX28.02 Billion | ▲ +15393.3% |
| 2023 | 0.00x | GBX-14.60 Million | GBX-40.40 Million | GBX27.45 Billion | ▼ -103.1% |
| 2022 | 0.02x | GBX440.20 Million | GBX428.50 Million | GBX25.37 Billion | ▲ +185.9% |
| 2021 | -0.02x | GBX-454.90 Million | GBX-461.70 Million | GBX22.51 Billion | ▼ -338.6% |
| 2020 | 0.01x | GBX177.70 Million | GBX170.20 Million | GBX20.98 Billion | ▲ +132.3% |
| 2019 | -0.03x | GBX-524.50 Million | GBX-536.10 Million | GBX20.00 Billion | ▼ -222.1% |
| 2018 | -0.01x | GBX-79.80 Million | GBX-85.80 Million | GBX9.80 Billion | ▲ +94.5% |
| 2017 | -0.15x | GBX-1.20 Billion | GBX-1.21 Billion | GBX8.01 Billion | ▼ -1.9% |
| 2016 | -0.15x | GBX-902.00 Million | GBX-909.70 Million | GBX6.16 Billion | ▲ +25.0% |
| 2015 | -0.20x | GBX-1.10 Billion | GBX-1.11 Billion | GBX5.65 Billion | ▼ -13.6% |
| 2014 | -0.17x | GBX-805.06 Million | GBX-808.04 Million | GBX4.69 Billion | ▼ -134.1% |
| 2013 | -0.07x | GBX-264.78 Million | GBX-266.34 Million | GBX3.61 Billion | ▼ -253.2% |
| 2012 | 0.05x | GBX138.52 Million | GBX135.27 Million | GBX2.89 Billion | ▲ +722.7% |
| 2011 | -0.01x | GBX-17.42 Million | GBX-17.70 Million | GBX2.27 Billion | — |