OneSavings Bank PLC (OSB) — Net Asset Quality Index
OneSavings Bank PLC (OSB) has a Net Asset Quality Index of 7.4% as of June 2026. This metric measures the proportion of total assets financed by shareholders' equity — total assets of GBX30.35 Billion minus total liabilities of GBX28.12 Billion yields net assets of GBX2.23 Billion. A higher index indicates a stronger, lower-leverage balance sheet. Read OSB total liabilities for a breakdown of total debt and financial obligations.
Quality Index
Net Assets
Total Assets
Total Liabilities
OneSavings Bank PLC Net Asset Quality Index Over Time (2011–2025)
This chart shows how OneSavings Bank PLC's Net Asset Quality Index has evolved across 15 annual periods from 2011 to 2025. As of June 2026, the index stands at 7.4%, representing net assets of GBX2.23 Billion against total assets of GBX30.35 Billion GBX. For live market cap and overall valuation, see OneSavings Bank PLC (OSB) market capitalisation.
Annual Net Asset Quality Index for OneSavings Bank PLC (2011–2025)
The table below presents the year-by-year Net Asset Quality Index for OneSavings Bank PLC from 2011 to 2025, covering 15 annual filings. Each row shows total assets, total liabilities, net assets, the quality index percentage, and the change in percentage points compared to the prior year. Check strategic asset allocation of OneSavings Bank PLC to assess the company's strategic physical and investment asset allocation.
| Year | Quality Index | Net Assets (GBX) | Total Assets | Total Liabilities | Change (pp) |
|---|---|---|---|---|---|
| 2025 | 6.8% | GBX2.13 Billion | GBX31.12 Billion | GBX28.99 Billion | ▼ -0.5 pp |
| 2024 | 7.4% | GBX2.22 Billion | GBX30.24 Billion | GBX28.02 Billion | ▲ +0.1 pp |
| 2023 | 7.2% | GBX2.14 Billion | GBX29.59 Billion | GBX27.45 Billion | ▼ -0.7 pp |
| 2022 | 8.0% | GBX2.20 Billion | GBX27.57 Billion | GBX25.37 Billion | ▼ -0.3 pp |
| 2021 | 8.3% | GBX2.02 Billion | GBX24.53 Billion | GBX22.51 Billion | ▲ +0.9 pp |
| 2020 | 7.4% | GBX1.68 Billion | GBX22.65 Billion | GBX20.98 Billion | ▲ +0.8 pp |
| 2019 | 6.6% | GBX1.42 Billion | GBX21.42 Billion | GBX20.00 Billion | ▲ +0.3 pp |
| 2018 | 6.3% | GBX658.40 Million | GBX10.46 Billion | GBX9.80 Billion | ▼ -0.4 pp |
| 2017 | 6.7% | GBX578.80 Million | GBX8.59 Billion | GBX8.01 Billion | ▲ +0.4 pp |
| 2016 | 6.4% | GBX418.40 Million | GBX6.58 Billion | GBX6.16 Billion | ▲ +1.0 pp |
| 2015 | 5.3% | GBX319.30 Million | GBX5.97 Billion | GBX5.65 Billion | ▲ +0.3 pp |
| 2014 | 5.1% | GBX249.60 Million | GBX4.94 Billion | GBX4.69 Billion | ▲ +0.9 pp |
| 2013 | 4.1% | GBX155.18 Million | GBX3.76 Billion | GBX3.61 Billion | ▲ +0.3 pp |
| 2012 | 3.9% | GBX115.93 Million | GBX3.01 Billion | GBX2.89 Billion | ▲ +0.0 pp |
| 2011 | 3.8% | GBX90.34 Million | GBX2.36 Billion | GBX2.27 Billion | — |