OneSavings Bank PLC (OSB) — Net Asset Quality Index
OneSavings Bank PLC (OSB) has a Net Asset Quality Index of 7.2% as of June 2025. This metric measures the proportion of total assets financed by shareholders' equity — total assets of GBX30.29 Billion minus total liabilities of GBX28.11 Billion yields net assets of GBX2.18 Billion. A higher index indicates a stronger, lower-leverage balance sheet. Check OSB asset liquidity ratio to evaluate the company's liquid asset resilience ratio.
Quality Index
Net Assets
Total Assets
Total Liabilities
OneSavings Bank PLC Net Asset Quality Index Over Time (2011–2024)
This chart shows how OneSavings Bank PLC's Net Asset Quality Index has evolved across 14 annual periods from 2011 to 2024. As of June 2025, the index stands at 7.2%, representing net assets of GBX2.18 Billion against total assets of GBX30.29 Billion GBX. See how liquid is OneSavings Bank PLC's working capital to evaluate short-term liquidity relative to the company's equity base.
Annual Net Asset Quality Index for OneSavings Bank PLC (2011–2024)
The table below presents the year-by-year Net Asset Quality Index for OneSavings Bank PLC from 2011 to 2024, covering 14 annual filings. Each row shows total assets, total liabilities, net assets, the quality index percentage, and the change in percentage points compared to the prior year. For market capitalisation and the full company profile, see OneSavings Bank PLC (OSB) total market value.
| Year | Quality Index | Net Assets (GBX) | Total Assets | Total Liabilities | Change (pp) |
|---|---|---|---|---|---|
| 2024 | 7.4% | GBX2.22 Billion | GBX30.24 Billion | GBX28.02 Billion | ▲ +0.1 pp |
| 2023 | 7.2% | GBX2.14 Billion | GBX29.59 Billion | GBX27.45 Billion | ▼ -0.7 pp |
| 2022 | 8.0% | GBX2.20 Billion | GBX27.57 Billion | GBX25.37 Billion | ▼ -0.3 pp |
| 2021 | 8.3% | GBX2.02 Billion | GBX24.53 Billion | GBX22.51 Billion | ▲ +0.9 pp |
| 2020 | 7.4% | GBX1.68 Billion | GBX22.65 Billion | GBX20.98 Billion | ▲ +0.8 pp |
| 2019 | 6.6% | GBX1.42 Billion | GBX21.42 Billion | GBX20.00 Billion | ▲ +0.3 pp |
| 2018 | 6.3% | GBX658.40 Million | GBX10.46 Billion | GBX9.80 Billion | ▼ -0.4 pp |
| 2017 | 6.7% | GBX578.80 Million | GBX8.59 Billion | GBX8.01 Billion | ▲ +0.4 pp |
| 2016 | 6.4% | GBX418.40 Million | GBX6.58 Billion | GBX6.16 Billion | ▲ +1.0 pp |
| 2015 | 5.3% | GBX319.30 Million | GBX5.97 Billion | GBX5.65 Billion | ▲ +0.3 pp |
| 2014 | 5.1% | GBX249.60 Million | GBX4.94 Billion | GBX4.69 Billion | ▲ +0.9 pp |
| 2013 | 4.1% | GBX155.18 Million | GBX3.76 Billion | GBX3.61 Billion | ▲ +0.3 pp |
| 2012 | 3.9% | GBX115.93 Million | GBX3.01 Billion | GBX2.89 Billion | ▲ +0.0 pp |
| 2011 | 3.8% | GBX90.34 Million | GBX2.36 Billion | GBX2.27 Billion | — |