OneSavings Bank PLC (OSB) — Working Capital to Net Assets Ratio
OneSavings Bank PLC (OSB) has a Working Capital to Net Assets ratio of -2.9% as of December 2025. Working capital of GBX-61.60 Million (current assets of GBX400.00K minus current liabilities of GBX62.00 Million) is measured against net assets of GBX2.13 Billion. A higher ratio indicates strong short-term liquidity financed by the equity base. See OSB cash and liquid assets coverage to measure how many days the company can operate on defensive assets alone.
WC/NA Ratio
Working Capital
Current Assets
Current Liabilities
OneSavings Bank PLC Working Capital to Net Assets (2013–2025)
This chart shows how OneSavings Bank PLC's Working Capital to Net Assets ratio has evolved across 13 annual periods from 2013 to 2025. As of December 2025, the ratio stands at -2.9%, reflecting working capital of GBX-61.60 Million against net assets of GBX2.13 Billion GBX. For the complete balance sheet picture, see OneSavings Bank PLC balance sheet assets.
Annual Working Capital to Net Assets for OneSavings Bank PLC (2013–2025)
The table below presents the year-by-year Working Capital to Net Assets ratio for OneSavings Bank PLC from 2013 to 2025, covering 13 annual filings. Each row shows current assets, current liabilities, working capital, net assets, the ratio, and the change in percentage points compared to the prior year. Check OneSavings Bank PLC liquid asset ratio to evaluate the company's liquid asset resilience ratio.
| Year | WC/NA Ratio | Working Capital (GBX) | Net Assets | Current Assets | Current Liabilities | Change (pp) |
|---|---|---|---|---|---|---|
| 2025 | -2.9% | GBX-61.60 Million | GBX2.13 Billion | GBX400.00K | GBX62.00 Million | ▲ +934.3 pp |
| 2024 | -937.2% | GBX-20.84 Billion | GBX2.22 Billion | GBX3.25 Billion | GBX24.09 Billion | ▼ -16.6 pp |
| 2023 | -920.6% | GBX-19.74 Billion | GBX2.14 Billion | GBX2.51 Billion | GBX22.26 Billion | ▲ +6.3 pp |
| 2022 | -926.9% | GBX-20.40 Billion | GBX2.20 Billion | GBX9.90 Million | GBX20.41 Billion | ▼ -53.4 pp |
| 2021 | -873.5% | GBX-17.68 Billion | GBX2.02 Billion | GBX9.80 Million | GBX17.69 Billion | ▲ +188.5 pp |
| 2020 | -1062.1% | GBX-17.81 Billion | GBX1.68 Billion | GBX16.20 Million | GBX17.83 Billion | ▲ +125.6 pp |
| 2019 | -1187.7% | GBX-16.83 Billion | GBX1.42 Billion | GBX9.70 Million | GBX16.84 Billion | ▼ -1387.1 pp |
| 2018 | 199.5% | GBX1.31 Billion | GBX658.40 Million | GBX1.32 Billion | GBX11.00 Million | ▼ -0.1 pp |
| 2017 | 199.6% | GBX1.16 Billion | GBX578.80 Million | GBX1.17 Billion | GBX10.90 Million | ▲ +85.4 pp |
| 2016 | 114.2% | GBX477.70 Million | GBX418.40 Million | GBX485.30 Million | GBX7.60 Million | ▲ +17.6 pp |
| 2015 | 96.6% | GBX308.40 Million | GBX319.30 Million | GBX316.10 Million | GBX7.70 Million | ▼ -208.7 pp |
| 2014 | 305.2% | GBX761.91 Million | GBX249.60 Million | GBX767.61 Million | GBX5.69 Million | ▲ +310.1 pp |
| 2013 | -4.9% | GBX-7.60 Million | GBX155.18 Million | GBX267.00K | GBX7.87 Million | — |